Medicare Advantage plans in Karnes, TX, 2027
Karnes, Texas has 19 Medicare Advantage plans open to everyone for 2027 (24 in 2026) and 26 special needs plans, according to the CMS landscape files; 13 of the open plans have a $0 premium. 8 plans that served the county in 2026 end or leave it, with 68 members living here in September 2026.
What changes in Karnes for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 24 | 19 | ▼down 5 |
| Special needs plans | 22 | 26 | ▲up 4 |
| Plans with a $0 premium | 16 | 13 | ▼down 3 |
| Plans that lower the Part B premium | 8 | 7 | ▼down 1 |
| Median out-of-pocket limit | $6,725 | $7,150 | ▲up $425 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Karnes join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Devoted Core 003 TXH7993-003 · HMO | $0 | $3,900 | none | 5 of 5 |
| AARP Medicare Advantage Essentials from UHC TX-21H0609-050 · HMO-POS | $0 | $4,200 | none | 4.5 of 5 |
| AARP Medicare Advantage Extras from UHC TX-28H0609-063 · HMO-POS | $0 | $5,500 | none | 4.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Devoted Giveback Extras 116 TXH7993-116 · HMO | $0 | $6,600 | $70 | 5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA03H0609-056 · HMO-POS | $0 | $7,150 | $140 | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-40H0609-067 · HMO-POS | $0 | $7,150 | $97 | 4.5 of 5 |
| Aetna Medicare SignatureH3288-046 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare Value PlusH3288-048 · PPO | $0 | $7,500 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| Devoted MA Only 020 TXH7993-020 · HMO | $0 | $9,250 | $184.70 | 5 of 5 |
| Devoted Giveback 021 TXH7993-021 · HMO | $0 | $9,850 | $184.70 | 5 of 5 |
| Devoted Premium 004 TXH7993-004 · HMO | $5 | $3,900 | none | 5 of 5 |
| AARP Medicare Advantage from UHC TX-0043H0609-071 · HMO-POS | $45 | $4,200 | none | 4.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH7617-027 · PPO | $48 | $7,650 | none | 4.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Karnes in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare SimpleH5294-011 | 35 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | 20 | Not offered |
| Wellcare Dual AccessH5294-015 | 13 | Not offered |
| AARP Medicare Advantage CareFlex from UHC TX-45H0609-078 | fewer than 11 | Not offered |
| Wellcare AssistH5294-013 | fewer than 11 | Not offered |
| Wellcare Patriot SimpleH5294-014 | fewer than 11 | Leaves the county |
| Blue Cross Medicare Advantage PreferredH8634-033 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care TX-24H0609-058 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V10H5322-038 | Dual-Eligible | $0 |
| Devoted C-SNP 046 TXH7993-046 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Giveback Extras 089 TXH7993-089 | Chronic or Disabling Condition | $0 |
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| ProCare AdvantageH3467-001 | Institutional | $0 |
| Aetna Medicare Full Dual Extra CareH4523-034 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only Extra CareH4523-041 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-369 | Institutional | $0 |
| Wellcare Superior HealthPlan Dual Liberty SyncH5294-022 | Dual-Eligible | $0 |
| UHC Dual Complete TX-Q8H5322-025 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S5H5322-046 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Devoted Dual 012 TXH7993-012 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 033 TXH7993-033 | Chronic or Disabling Condition | $0 |
| Devoted Dual Full 041 TXH7993-041 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH8597-001 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only CareH8597-004 | Dual-Eligible | $0 |
| Wellpoint Full Dual Advantage AlignedH8849-018 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH8849-019 | Dual-Eligible | $0 |
Show the other 6 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Wellpoint Dual AdvantageH8849-020 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Texas Independence Health Plan, Inc.H5015-001 | Institutional | $3.90 |
| Texas Independence Community PlanH5015-002 | Institutional | $6.30 |
| Provider Partners Texas Advantage PlanH4054-001 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Karnes use Medicare Advantage?
1,482 of the county's 2,973 people with Medicare were in a Medicare Advantage plan in September 2026, 49.9%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027