Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

AARP Medicare Advantage Giveback from UHC TX-40, 2027

H0609Contract067Plan

HMO-POS · 9 counties in Texas

Run by UnitedHealthcare Benefits of Texas, Inc. (contract H0609), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.

Renews for 2027

2026 star rating, contract H0609: 4.5 of 5

AARP Medicare Advantage Giveback from UHC TX-40 (H0609-067) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $7,150 ($6,700 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$6,700	$7,150	up $450
Drug deductible	$600	$215	down $385
Part B premium reduction, monthly	$78	$97	up $19
Hospital stay, in network	$550 a day for days 1–5, then $0 a day for days 6–90	$685 a day for days 1–4, then $0 a day for days 5–90	changed
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network	$270 copay	$350 copay	up $80
Eyewear, yearly limit	$75 a year	$100 a year	up $25
Hearing aids, yearly limit for both ears	not offered	$1,000 a year	added
Drug tier 2, generic	$10	$0	down $10
Drug tier 3, preferred brand	18% of the cost	19% of the cost	up 1 point
Drug tier 4, non-preferred drug	28% of the cost	27% of the cost	down 1 point
Drug tier 5, specialty tier	26% of the cost	30% of the cost	up 4 points
9 lines do not change
Monthly premium	$0	$0	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$0 copay	$0 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	9	9	no change
Drug tier 1, preferred generic	$0	$0	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$10	$0
Tier 3	Preferred Brand	18% of the cost	19% of the cost
Tier 4	Non-Preferred Drug	28% of the cost	27% of the cost
Tier 5	Specialty Tier	26% of the cost	30% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 52 plans open to everyone are sold for 2027, this one included. Against the others, 32 plans have a lower out-of-pocket limit, 5 the same, 14 a higher one. On the premium, 39 the same, 12 a higher one.

Out-of-pocket limits of the 52 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,00014 plans

$4,000 to under $6,0008 plans

$6,000 to under $8,000 (this plan)22 plans

$8,000 to $10,0008 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 9 counties: $0 a month and $7,150.

Texas

Atascosa Bandera Bexar Comal Guadalupe Karnes Kendall Medina Wilson

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H0609-067
Legal name of the contract: UnitedHealthcare Benefits of Texas, Inc.
Sold as: UnitedHealthcare
Parent company: UnitedHealth Group, Inc.
Plan type: HMO-POS
2026 star rating of the contract: 4.5 of 5 overall; health plan 4.5 of 5, drug plan 4 of 5
Members, September 2026: 2,405
Plan website, as filed with CMS: AARPMedicarePlans.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Bexar, TXWhere most of its members live; premiums and limits side by side
Every UnitedHealthcare plan for 2027Its contracts, counties and plans that end
The other 50 plans of contract H0609Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.