Medicare Advantage plans in Comal, TX, 2027
Comal, Texas has 41 Medicare Advantage plans open to everyone for 2027 (52 in 2026) and 42 special needs plans, according to the CMS landscape files; 30 of the open plans have a $0 premium. 17 plans that served the county in 2026 end or leave it, with 3,686 members living here in September 2026.
What changes in Comal for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 52 | 41 | ▼down 11 |
| Special needs plans | 37 | 42 | ▲up 5 |
| Plans with a $0 premium | 39 | 30 | ▼down 9 |
| Plans that lower the Part B premium | 22 | 16 | ▼down 6 |
| Median out-of-pocket limit | $6,150 | $6,500 | ▲up $350 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Comal join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Alignment Health ONE 011H5472-011 · HMO-POS | $0 | $2,800 | none | 4.5 of 5 |
| Wellcare Patriot SimpleH5294-014 · HMO | $0 | $3,400 | none | 3.5 of 5 |
| Humana Gold PlusH0028-030 · HMO | $0 | $3,900 | $22 | 3.5 of 5 |
| Wellcare SimpleH0174-015 · HMO | $0 | $3,900 | none | 4 of 5 |
| Humana Gold PlusH4461-058 · HMO | $0 | $3,900 | none | 4 of 5 |
| Aetna Medicare Signature ExtraH4523-001 · HMO | $0 | $3,900 | none | 4 of 5 |
| Aetna Medicare Prime CareH4523-020 · HMO | $0 | $3,900 | none | 4 of 5 |
| Devoted Core 003 TXH7993-003 · HMO | $0 | $3,900 | none | 5 of 5 |
| AARP Medicare Advantage Essentials from UHC TX-21H0609-050 · HMO-POS | $0 | $4,200 | none | 4.5 of 5 |
| HealthSpring CourageH4513-009 · HMO | $0 | $4,300 | $120 | 4.5 of 5 |
| HealthSpring PreferredH4513-061 · HMO | $0 | $4,450 | $5 | 4.5 of 5 |
| Aetna Medicare EagleH3288-051 · PPO | $0 | $4,900 | $110 | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC TX-28H0609-063 · HMO-POS | $0 | $5,500 | none | 4.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Clover Health ChoiceH5141-025 · PPO | $0 | $6,350 | none | 4.5 of 5 |
| Alignment Health Smart 012H5472-012 · HMO-POS | $0 | $6,450 | $140 | 4.5 of 5 |
| Clover Health ValorH5141-062 · PPO | $0 | $6,500 | $150 | 4.5 of 5 |
| Humana Value ChoiceH7617-123 · PPO | $0 | $6,500 | none | 4.5 of 5 |
| Devoted Giveback Extras 116 TXH7993-116 · HMO | $0 | $6,600 | $70 | 5 of 5 |
| Humana USAA Honor Giveback with RxH5216-351 · PPO | $0 | $6,900 | $84 | 3.5 of 5 |
Show the other 21 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor Giveback with RxH7617-042 · PPO | $0 | $6,900 | $84 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA03H0609-056 · HMO-POS | $0 | $7,150 | $140 | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-40H0609-067 · HMO-POS | $0 | $7,150 | $97 | 4.5 of 5 |
| Aetna Medicare Signature ExtraH2293-019 · PPO | $0 | $7,150 | none | 4 of 5 |
| HealthSpring Preferred SavingsH4513-083 · HMO | $0 | $7,150 | $143 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| Devoted MA Only 020 TXH7993-020 · HMO | $0 | $9,250 | $184.70 | 5 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| Devoted Giveback 021 TXH7993-021 · HMO | $0 | $9,850 | $184.70 | 5 of 5 |
| Devoted Premium 004 TXH7993-004 · HMO | $5 | $3,900 | none | 5 of 5 |
| Aetna Medicare Value PlusH3288-001 · PPO | $6 | $7,150 | none | 3.5 of 5 |
| Humana Gold PlusH0028-070 · HMO | $12 | $3,400 | none | 3.5 of 5 |
| HumanaChoiceH5216-043 · PPO | $20 | $7,700 | none | 3.5 of 5 |
| HumanaChoiceH7617-059 · PPO | $23 | $7,700 | none | 4.5 of 5 |
| Humana Gold PlusH4461-053 · HMO | $24 | $3,400 | none | 4 of 5 |
| AARP Medicare Advantage from UHC TX-0043H0609-071 · HMO-POS | $45 | $4,200 | none | 4.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Comal in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Alignment Health Heart & Diabetes 002H5472-002 | Chronic or Disabling Condition | $0 |
| Wellpoint Chronic CareH8849-001 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus: Diabetes and HeartH0028-039 | Chronic or Disabling Condition | $0 |
| Wellcare Superior HealthPlan Dual ReserveH0174-022 | Dual-Eligible | $0 |
| Humana Gold Plus: Diabetes and HeartH4461-066 | Chronic or Disabling Condition | $0 |
| UHC Complete Care TX-24H0609-058 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V11H3868-005 | Dual-Eligible | $0 |
| Devoted C-SNP 046 TXH7993-046 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Giveback Extras 089 TXH7993-089 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Chronic CareH4523-038 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus SNP-DEH0028-036 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual AccessH0174-004 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual LibertyH0174-027 | Dual-Eligible | $0 |
| Wellpoint Kidney CareH2593-031 | Chronic or Disabling Condition | $0 |
| ProCare AdvantageH3467-001 | Institutional | $0 |
| UHC Dual Complete TX-Q6H3868-003 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S6H3868-004 | Dual-Eligible | $0 |
| UHC Dual Complete TX-YL2H3868-007 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-069 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-070 | Dual-Eligible | $0 |
Show the other 22 special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Comal use Medicare Advantage?
21,486 of the county's 47,825 people with Medicare were in a Medicare Advantage plan in September 2026, 44.9%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027