Medicare Advantage · Arizona · 2026 plan year

Medicare Advantage in Maricopa, AZ

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Maricopa, AZ for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

86
Plans available
4.5★
Best plan: Top-rated
$0
Lowest premium/mo
$5.94
Avg premium/mo
RSS updates for this county

The short answer

Maricopa has 86 Medicare Advantage plans for 2026, the best earns 4.5★ from CMS, 26 reach 4★ or higher, and 58 carry a $0 monthly premium.

86
plans to compare
4.5★
highest CMS rating here
58
$0-premium plans
26
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Maricopa, AZ

Maricopa, AZ (FIPS 04013): 86 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 4.5/5 via MEDISUN, INC.. Plan-type mix: 55 HMO, 16 HMO POS, 15 Local PPO. Monthly plan premiums (Part C + D) range $0 – $114.00 (avg $5.94), with 58 $0-premium plans. 80 of 86 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Maricopa sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

3.67★ Top 68% higher than 32% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). This entry sits in this band. 3.75★–4★: 1,344 US counties (43%). Above this entry. 4★–4.25★: 351 US counties (11%). Above this entry. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Maricopa, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO-4.5★
2Medisun, Inc. (SNP)Blue Cross Blue Shield of Arizona (AZ Blue)HMO$04.5★
3UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
4UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
5UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
6UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$04.5★
7Scan Desert Health Plan, Inc. (SNP)SCAN Health PlanHMO$04.5★
8Scan Desert Health Plan, Inc. (SNP)SCAN Health PlanHMO$04.5★
9Scan Desert Health Plan, Inc. (SNP)SCAN Health PlanHMO POS$04.5★
10Scan Desert Health Plan, Inc. (SNP)SCAN Health PlanHMO$04.5★
11Scan Desert Health Plan, Inc. (SNP)SCAN Health PlanHMO$04.5★
12Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
13Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
14Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
15Scan Desert Health Plan, Inc. (SNP)SCAN Health PlanHMO POS$1.004.5★
16Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$15.904.5★
17Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$17.004.5★
18UnitedHealthcare Benefits of Texas, Inc. (SNP)UnitedHealthcareHMO POS$26.004.5★
19Medisun, Inc. (SNP)Blue Cross Blue Shield of Arizona (AZ Blue)HMO$44.004.5★
20Alignment Health Plan OF Arizona, Inc. (SNP)Alignment Health PlanHMO$04.0★
21Alignment Health Plan OF Arizona, Inc. (SNP)Alignment Health PlanHMO$04.0★
22Alignment Health Plan OF Arizona, Inc. (SNP)Alignment Health PlanHMO$04.0★
23Cariten Health Plan Inc. (SNP)HumanaHMO$04.0★
24Cariten Health Plan Inc. (SNP)HumanaHMO$04.0★
25Alignment Health Plan OF Arizona, Inc. (SNP)Alignment Health PlanHMO$17.004.0★
26Alignment Health Plan OF Arizona, Inc. (SNP)Alignment Health PlanHMO$17.004.0★
27Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
28Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO-3.5★
29CHA HMO, Inc. (SNP)HumanaHMO$03.5★
30CHA HMO, Inc. (SNP)HumanaHMO$03.5★
31CHA HMO, Inc. (SNP)HumanaHMO$03.5★
32Health NET OF Arizona, Inc. (SNP)Wellcare By AllwellHMO$03.5★
33Health NET OF Arizona, Inc. (SNP)Wellcare By AllwellHMO$03.5★
34Health NET OF Arizona, Inc. (SNP)Wellcare By AllwellHMO$03.5★
35Health NET OF Arizona, Inc. (SNP)Wellcare By AllwellHMO$03.5★
36Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO$03.5★
37Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO$03.5★
38Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO$03.5★
39Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO$03.5★
40Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO$03.5★
41Wellpoint Texas, Inc. (SNP)WellpointHMO$03.5★
42Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
43Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
44Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
45Banner Health Plan, Inc. (SNP)Banner Medicare AdvantageHMO$03.5★
46Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$03.5★
47Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$03.5★
48Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$03.5★
49Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$03.5★
50Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$03.5★
51Health Choice Arizona, Inc. (SNP)Blue Cross Blue Shield of Arizona Health ChoiceHMO$7.503.5★
52Humana Insurance Company (SNP)HumanaLocal PPO$10.903.5★
53Arizona Physicians IPA, Inc. (SNP)UnitedHealthcareHMO POS$11.503.5★
54Bridgeway Health Solutions of Arizona, Inc. (SNP)Wellcare By AllwellHMO$14.403.5★
55Arizona Physicians IPA, Inc. (SNP)UnitedHealthcareHMO POS$17.003.5★
56Banner - University Care Advantage (SNP)Banner Medicare AdvantageHMO$17.003.5★
57Banner - University Care Advantage (SNP)Banner Medicare AdvantageHMO$17.003.5★
58Bridgeway Health Solutions of Arizona, Inc. (SNP)Wellcare By AllwellHMO$17.003.5★
59Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$17.003.5★
60Devoted Health Plan OF Arizona, Inc. (SNP)Devoted HealthHMO$17.003.5★
61Humana Insurance Company (SNP)HumanaLocal PPO$114.003.5★
62Devoted Health Insurance Company OF Arizona, Inc. (SNP)Devoted HealthLocal PPO-3.0★
63Wellpoint Health Plans, Inc. (SNP)WellpointHMO POS$03.0★
64Wellpoint Health Plans, Inc. (SNP)WellpointHMO POS$03.0★
65Wellpoint Health Plans, Inc. (SNP)WellpointHMO$03.0★
66Wellpoint Health Plans, Inc. (SNP)WellpointHMO POS$03.0★
67Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$03.0★
68Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$03.0★
69Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO$03.0★
70Aetna Better Health OF Oklahoma Inc. (SNP)Aetna MedicareHMO$03.0★
71Aetna Better Health OF Oklahoma Inc. (SNP)Aetna MedicareHMO$03.0★
72Gold Kidney OF Arizona (SNP)Gold Kidney Health PlanHMO POS$03.0★
73Gold Kidney OF Arizona (SNP)Gold Kidney Health PlanHMO POS$03.0★
74Devoted Health Insurance Company OF Arizona, Inc. (SNP)Devoted HealthLocal PPO$03.0★
75Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareLocal PPO$03.0★
76Mercy Care (SNP)Mercy Care AdvantageHMO$15.203.0★
77Gold Kidney OF Arizona (SNP)Gold Kidney Health PlanHMO POS$17.003.0★
78Mercy Care (SNP)Mercy Care AdvantageHMO$17.003.0★
79Mercy Care (SNP)Mercy Care AdvantageHMO$17.003.0★
80Eternalhealth OF Arizona Inc (SNP)eternalHealthHMO POS-N/R
81Verda Health Plan OF Arizona, Inc. (SNP)Verda Health Plan of ArizonaHMO$0N/R
82Verda Health Plan OF Arizona, Inc. (SNP)Verda Health Plan of ArizonaHMO$0N/R
83Eternalhealth OF Arizona Inc (SNP)eternalHealthHMO$0N/R
84Eternalhealth OF Arizona Inc (SNP)eternalHealthHMO$0N/R
85Eternalhealth OF Arizona Inc (SNP)eternalHealthHMO$0N/R
86Molina Healthcare OF Arizona, Inc. (SNP)Molina Healthcare of ArizonaHMO$16.40N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (26 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Maricopa, AZ?

There are 86 Medicare Advantage plans available in Maricopa, AZ for the 2026 plan year, including 55 HMO, 16 HMO POS, 15 Local PPO. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Maricopa?

The highest-rated plan in Maricopa has a CMS star rating of 4.5 out of 5 - MEDISUN, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Maricopa?

Monthly plan premiums (Part C + D combined) in Maricopa range from $0 to $114.00, averaging $5.94. 58 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Maricopa?

Maricopa has 55 HMO, 16 HMO POS, 15 Local PPO. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare