Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

eternalHealth Valor Give Back, 2027

H3551Contract003Plan

HMO-POS · 4 counties in Arizona

Run by Eternalhealth of Arizona Inc (contract H3551), sold as eternalHealth, owned by Eternal Health of Delaware, Inc.

Renews for 2027

2026 star rating, contract H3551: not rated (too little data)

eternalHealth Valor Give Back (H3551-003) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $5,500.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
15 lines do not change
Monthly premium	$0	$0	no change
In-network out-of-pocket limit	$5,500	$5,500	no change
Part B premium reduction, monthly	$100	$100	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$0 copay	$0 copay	no change
Emergency room	20% of the cost	20% of the cost	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	not filed	not filed	no change
Skilled nursing facility, in network	not filed	not filed	no change
Ground ambulance, in network	20% of the cost	20% of the cost	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$200 a year	$200 a year	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Over-the-counter items, yearly	$200 a year	$200 a year	no change
Counties served	4	4	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 84 plans open to everyone are sold for 2027, this one included. Against the others, 43 plans have a lower out-of-pocket limit, 2 the same, 38 a higher one. On the premium, 74 the same, 9 a higher one.

Out-of-pocket limits of the 84 plans open to everyone

$0 to under $2,0001 plan

$2,000 to under $4,00030 plans

$4,000 to under $6,000 (this plan)22 plans

$6,000 to under $8,00024 plans

$8,000 to $10,0007 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 4 counties: $0 a month and $5,500.

Arizona

Graham Maricopa Pima Pinal

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H3551-003
Legal name of the contract: Eternalhealth of Arizona Inc
Sold as: eternalHealth
Parent company: Eternal Health of Delaware, Inc.
Plan type: HMO-POS
2026 star rating of the contract: not rated (too little data) overall; health plan not rated, drug plan not rated
Members, September 2026: 213
Plan website, as filed with CMS: https://www.eternalhealth.com/

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Maricopa, AZWhere most of its members live; premiums and limits side by side
Every eternalHealth plan for 2027Its contracts, counties and plans that end
The other 3 plans of contract H3551Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.