Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

HealthSpring Preferred Savings, 2027

H9725Contract016Plan

HMO · 11 counties in Virginia

Run by Bravo Health Pennsylvania, Inc. (contract H9725), sold as HealthSpring, owned by Health Care Service Corporation

Renews for 2027

2026 star rating, contract H9725: 4 of 5

HealthSpring Preferred Savings (H9725-016) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $6,750 ($6,250 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$6,250	$6,750	up $500
Drug deductible	$0	$400	up $400
Part B premium reduction, monthly	$135	$140	up $5
Hospital stay, in network	$320 a day for days 1–5, then $0 a day for days 6–90	$350 a day for days 1–5, then $0 a day for days 6–90	up $150for a 5-day stay
Skilled nursing facility, in network	$10 a day for days 1–20, then $218 a day for days 21–100	$10 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Eyewear, yearly limit	$200 a year	$100 a year	down $100
Drug tier 1, preferred generic	$9	$10	up $1
Drug tier 2, generic	$15	$20	up $5
Drug tier 3, preferred brand	$47	17% of the cost	changed
Drug tier 4, non-preferred drug	50% of the cost	25% of the cost	down 25 points
Drug tier 5, specialty tier	33% of the cost	29% of the cost	down 4 points
10 lines do not change
Monthly premium	$0	$0	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$40 copay	$40 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Ground ambulance, in network	$245 copay	$245 copay	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	11	11	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
Tier	What the tier holds	2026, standard pharmacy	2027, standard pharmacy	2027, preferred pharmacy
Tier 1	Preferred Generic	$9	$10	$0
Tier 2	Generic	$15	$20	$8
Tier 3	Preferred Brand	$47	17% of the cost	17% of the cost
Tier 4	Non-Preferred Drug	50% of the cost	25% of the cost	25% of the cost
Tier 5	Specialty Tier	33% of the cost	29% of the cost	29% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 48 plans open to everyone are sold for 2027, this one included. Against the others, 9 plans have a lower out-of-pocket limit, 2 the same, 36 a higher one. On the premium, 37 the same, 10 a higher one.

Out-of-pocket limits of the 48 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0001 plan

$4,000 to under $6,0006 plans

$6,000 to under $8,000 (this plan)16 plans

$8,000 to $10,00025 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 11 counties: $0 a month and $6,750.

Virginia

Amelia Charles City Chesterfield Colonial Heights City Dinwiddie Goochland Hanover Henrico Petersburg City Powhatan Richmond City

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H9725-016
Legal name of the contract: Bravo Health Pennsylvania, Inc.
Sold as: HealthSpring
Parent company: Health Care Service Corporation
Plan type: HMO
2026 star rating of the contract: 4 of 5 overall; health plan 4 of 5, drug plan 4 of 5
Members, September 2026: 1,406
Plan website, as filed with CMS: HealthSpringMedicare.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Chesterfield, VAWhere most of its members live; premiums and limits side by side
Every HealthSpring plan for 2027Its contracts, counties and plans that end
The other 7 plans of contract H9725Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.