Medicare Advantage · Virginia · 2026 plan year

Medicare Advantage in Goochland, VA

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Goochland, VA for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

71
Plans available
5.0★
Best plan: Top-rated
$0
Lowest premium/mo
$23.16
Avg premium/mo
RSS updates for this county

The short answer

Goochland has 71 Medicare Advantage plans for 2026, the best earns 5.0★ from CMS, 23 reach 4★ or higher, and 26 carry a $0 monthly premium.

71
plans to compare
5.0★
highest CMS rating here
26
$0-premium plans
23
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Goochland, VA

Goochland, VA (FIPS 51075): 71 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 5.0/5 via SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Plan-type mix: 26 Local PPO, 24 HMO POS, 20 HMO, 1 PFFS. Monthly plan premiums (Part C + D) range $0 – $255.00 (avg $23.16), with 26 $0-premium plans. 50 of 71 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Goochland sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

3.91★ Top 25% higher than 75% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). Below this entry. 3.75★–4★: 1,344 US counties (43%). This entry sits in this band. 4★–4.25★: 351 US counties (11%). Above this entry. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Goochland, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareHMO POS-5.0★
2Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareHMO POS$14.005.0★
3Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareHMO POS$89.005.0★
4Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareHMO POS$182.005.0★
5Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareHMO POS$182.005.0★
6Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO-4.5★
7Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO-4.5★
8Emphesys Insurance Company (SNP)HumanaLocal PPO-4.5★
9Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$04.5★
10Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
11Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
12Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
13Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$26.004.5★
14Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$27.804.5★
15Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$100.004.5★
16Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$255.004.5★
17Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO-4.0★
18Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
19Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
20Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
21Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO$04.0★
22Bravo Health Pennsylvania, Inc. (SNP)Cigna HealthCareHMO POS$22.004.0★
23Unitedhealthcare OF Wisconsin, Inc. (SNP)UnitedHealthcareHMO POS$35.004.0★
24Anthem Insurance Companies, Inc. (SNP)Anthem Blue Cross and Blue ShieldLocal PPO-3.5★
25Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
26Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
27Humana Insurance Company (SNP)HumanaPFFS-3.5★
28Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO POS$03.5★
29Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO POS$03.5★
30Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO POS$03.5★
31Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO POS$03.5★
32Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
33Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
34Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
35Humana WI Health Organization Insurance Corp (SNP)HumanaHMO$03.5★
36Humana WI Health Organization Insurance Corp (SNP)HumanaHMO$03.5★
37Humana WI Health Organization Insurance Corp (SNP)HumanaHMO$03.5★
38Anthem Insurance Companies, Inc. (SNP)Anthem Blue Cross and Blue ShieldLocal PPO$14.003.5★
39Humana WI Health Organization Insurance Corp (SNP)HumanaHMO$15.603.5★
40Humana Insurance Company (SNP)HumanaLocal PPO$19.503.5★
41Sentara Health Plans (SNP)Sentara MedicareHMO$24.603.5★
42Humana Insurance Company (SNP)HumanaLocal PPO$24.603.5★
43Humana Insurance Company (SNP)HumanaLocal PPO$34.003.5★
44Aetna Health Inc. (PA) (SNP)Aetna MedicareHMO POS$03.0★
45Arcadian Health Plan, Inc. (SNP)HumanaHMO$03.0★
46Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareLocal PPO$03.0★
47Coventry Health Care OF Virginia, Inc. (SNP)Aetna Better Health of VirginiaHMO$3.603.0★
48Arcadian Health Plan, Inc. (SNP)HumanaHMO$8.003.0★
49Plan 004-Local PPO-N/R
50Plan 005-Local PPO-N/R
51Lifeworks Advantage, LLC (SNP)Lifeworks AdvantageHMO POS$0N/R
52Anthem Insurance Companies, Inc. (SNP)Anthem Blue Cross and Blue ShieldLocal PPO$0N/R
53Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO$0N/R
54Devoted Health Plan OF Virginia Inc (SNP)Devoted HealthHMO$0N/R
55Devoted Health Plan OF Virginia Inc (SNP)Devoted HealthHMO$0N/R
56Unitedhealthcare OF THE Mid-atlantic, Inc. (SNP)UnitedHealthcareHMO POS$3.80N/R
57Unitedhealthcare OF THE Mid-atlantic, Inc. (SNP)UnitedHealthcareHMO POS$5.40N/R
58Unitedhealthcare OF THE Mid-atlantic, Inc. (SNP)UnitedHealthcareHMO POS$10.60N/R
59Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO$13.80N/R
60Sentara Health Plans (SNP)Sentara MedicareHMO$16.20N/R
61Humana WI Health Organization Insurance Corp (SNP)HumanaHMO POS$21.80N/R
62Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO$22.50N/R
63Humana WI Health Organization Insurance Corp (SNP)HumanaHMO POS$22.90N/R
64Humana WI Health Organization Insurance Corp (SNP)HumanaHMO POS$23.70N/R
65Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$24.60N/R
66Lifeworks Advantage, LLC (SNP)Lifeworks AdvantageHMO$24.60N/R
67Unitedhealthcare OF THE Mid-atlantic, Inc. (SNP)UnitedHealthcareHMO POS$24.60N/R
68Unitedhealthcare OF THE Mid-atlantic, Inc. (SNP)UnitedHealthcareHMO POS$24.60N/R
69Healthkeepers, Inc. (SNP)Anthem HealthKeepersHMO$24.60N/R
70Devoted Health Plan OF Virginia Inc (SNP)Devoted HealthHMO$24.60N/R
71Devoted Health Plan OF Virginia Inc (SNP)Devoted HealthHMO$24.60N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (23 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Goochland, VA?

There are 71 Medicare Advantage plans available in Goochland, VA for the 2026 plan year, including 26 Local PPO, 24 HMO POS, 20 HMO, 1 PFFS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Goochland?

The highest-rated plan in Goochland has a CMS star rating of 5.0 out of 5 - SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Goochland?

Monthly plan premiums (Part C + D combined) in Goochland range from $0 to $255.00, averaging $23.16. 26 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Goochland?

Goochland has 26 Local PPO, 24 HMO POS, 20 HMO, 1 PFFS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare