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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Medica Advantage Salute, 2027

H8889Contract009Plan

PPO · 117 counties in Minnesota, Nebraska, North Dakota, South Dakota

Run by Medica Health Plans (contract H8889), sold as Medica, owned by Medica Holding Company

Renews in fewer counties

2026 star rating, contract H8889: 3.5 of 5

Medica Advantage Salute (H8889-009) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $4,450 ($6,750 in 2026). In 2026 it was called Medica Advantage Solution. It leaves 33 counties it served in 2026, where 195 of its members lived; they choose another plan for 2027 (the counties are listed below).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Plan nameMedica Advantage SolutionMedica Advantage Saluterenamed
In-network out-of-pocket limit$6,750$4,450down $2,300
Part B premium reduction, monthly$100$160up $60
Emergency room$130 copay$150 copayup $20
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–52, then $0 a day for days 53–100$0 a day for days 1–20, then $221 a day for days 21–42, then $0 a day for days 43–100up $30for a 30-day stay
Eyewear, yearly limit$100 a year$200 a yearup $100
Over-the-counter items, yearly$100 a year$200 a yearup $100
Counties served140117down 23
8 lines do not change
Monthly premium$0$0no change
Primary care visit$0 copay$0 copayno change
Specialist visit$50 copay$50 copayno change
Medical deductible, in networknonenoneno change
Hospital stay, in network$405 a day for days 1–6, then $0 a day for days 7–90$405 a day for days 1–6, then $0 a day for days 7–90no change
Ground ambulance, in network$395 copay$395 copayno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 76 plans open to everyone are sold for 2027, this one included. Against the others, 3 plans have a lower out-of-pocket limit, 6 the same, 66 a higher one. On the premium, 37 the same, 38 a higher one.

Out-of-pocket limits of the 76 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0002 plans
$4,000 to under $6,000 (this plan)24 plans
$6,000 to under $8,00044 plans
$8,000 to $10,0006 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

It stops serving 33 counties it served in 2026 (listed in the next section).

The premium and the out-of-pocket limit are the same in all 117 counties: $0 a month and $4,450.

MinnesotaNebraskaNorth DakotaSouth Dakota

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

What if you live in a county it leaves?

Its 2026 members in the 33 counties listed below cannot stay in it for 2027; each county page lists the 2027 plans sold there.

Your coverage
This plan ends for you on December 31, 2026, because it is no longer sold where you live.
October 15 to December 7, 2026
Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027
A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing
You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
If you choose Original Medicare
You have a guaranteed right to buy Medigap Plan A, B, C, D, F, G, K or L sold in your state by any insurance company; if you were new to Medicare on or after January 1, 2020, Plans D and G take the place of C and F. Apply from 60 days before to 63 days after the plan ends; the policy starts once your Medicare Advantage coverage ends. Other Medigap plans are not covered by this right.
The 33 counties it leaves, most members first
CountyMembers, Sept. 2026
Crow Wing, MN48
Polk, MN36
Clay, MN31
Otter Tail, MN25
Becker, MN19
Hubbard, MN14
Morrison, MN11
Wadena, MN11
Butler, NEfewer than 11
Cass, NEfewer than 11
Chippewa, MNfewer than 11
Clearwater, MNfewer than 11
Dodge, NEfewer than 11
Douglas, NEfewer than 11
Grant, MNfewer than 11
Harrison, IAfewer than 11
Kittson, MNfewer than 11
Lake of the Woods, MNfewer than 11
Lancaster, NEfewer than 11
Mahnomen, MNfewer than 11
Show the other 13 counties
CountyMembers, Sept. 2026
Marshall, MNfewer than 11
Mills, IAfewer than 11
Norman, MNfewer than 11
Pottawattamie, IAfewer than 11
Red Lake, MNfewer than 11
Renville, MNfewer than 11
Roseau, MNfewer than 11
Sarpy, NEfewer than 11
Saunders, NEfewer than 11
Swift, MNfewer than 11
Todd, MNfewer than 11
Washington, NEfewer than 11
Wilkin, MNfewer than 11

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); Medicare.gov, “Special enrollment periods” and “When can I buy Medigap?” (read Oct. 7, 2026).

Who runs this plan?

Plan ID
H8889-009
Legal name of the contract
Medica Health Plans
Sold as
Medica
Parent company
Medica Holding Company
Plan type
PPO
2026 star rating of the contract
3.5 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Members, September 2026
3,936
Plan website, as filed with CMS
medica.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.