Medicare Advantage · State · 2026 plan year

Medicare Advantage in North Dakota

According to the Centers for Medicare & Medicaid Services (CMS) 2026 plan-year files, 31 plans across 53 counties; find your county to compare every plan available where you live.

31
Plans available
3.8★
Avg CMS rating
$122.36
Avg premium/mo
0
5-star plans

The short answer

North Dakota ranks #44 of 49 by Medicare Advantage plan inventory (31 plans) but #26 by average CMS star (3.81★).

#44
inventory rank
31
plans statewide
#26
avg star rank
3.81★
mean CMS rating

Plan inventory and average star are independent CMS signals; a large catalog is not the same as the highest mean quality score.

Product mix · ND plans_unique

How 21 North Dakota plans split by CMS plan type

Exclusive CMS plan-type codes for this state's representative plans_unique rows, orthogonal to the star-bucket chart below. Source: CMS landscape, 2026.

Narrower statewide MA inventory

North Dakota in the narrower-inventory third

North Dakota ranks #44 of 49 by plan count (31 plans) - bottom-third inventory; county Landscape rows matter more than state totals. According to CMS 2026 plan-year filings, North Dakota beneficiaries can choose from 31 distinct Medicare Advantage plans marketed across 53 counties - a bottom-third inventory book (#44 of 49); county listings beat the state total here. No plan in this state currently holds the top 5-star tier for the 2026 plan year. County (FIPS) service areas still decide what is sold where you live - open a county below before the October 15 - December 7 Annual Election Period closes.

plans #44/49 · stars #26/49 · 53 counties · avg prem $122.36/mo

Quality on a narrower MA book in North Dakota

North Dakota offers 31 Medicare Advantage plans across 53 counties. Mean star 3.8★ on a narrower inventory book (star rank #26/49); sparse markets make each county row more decisive. Confirm premiums and networks on <a class="underline" href="https://www.medicare.gov/plan-compare/" target="_blank" rel="external noopener">Medicare.gov Plan Compare</a>.

Where North Dakota sits on CMS quality

Average CMS star rating across the state's own Medicare Advantage plans, against every state and territory in the CMS file

3.81★ Top 47% higher than 53% of 49 states and territories

3.25★–3.5★: 1 states and territories (2%). Below this entry. 3.5★–3.75★: 13 states and territories (27%). Below this entry. 3.75★–4★: 23 states and territories (47%). This entry sits in this band. 4★–4.25★: 10 states and territories (20%). Above this entry. 4.25★–4.5★: 1 states and territories (2%). Above this entry. 4.5★–4.75★: 0 states and territories (0%). Above this entry. 4.75★–5★: 1 states and territories (2%). Above this entry. This state 3.25★ 5★ every state and territory, bucketed by value

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

Counties in North Dakota

Click a county to see all Medicare Advantage plans available in your area.

Adams
11 plans
3.5
$171.44/mo avg
Barnes
23 plans
3.8
$80.29/mo avg
Benson
16 plans
3.8
$119.24/mo avg
Billings
11 plans
3.5
$171.44/mo avg
Bottineau
11 plans
3.5
$171.44/mo avg
Bowman
11 plans
3.5
$171.44/mo avg
Burke
11 plans
3.5
$171.44/mo avg
Burleigh
22 plans
3.9
$54.69/mo avg
Cass
27 plans
3.9
$73.49/mo avg
Cavalier
11 plans
3.5
$171.44/mo avg
Dickey
15 plans
3.5
$107.86/mo avg
Divide
11 plans
3.5
$171.44/mo avg
Dunn
11 plans
3.5
$171.44/mo avg
Eddy
13 plans
3.5
$122.46/mo avg
Emmons
13 plans
3.5
$122.46/mo avg
Foster
13 plans
3.5
$122.46/mo avg
Golden Valley
11 plans
3.5
$171.44/mo avg
Grand Forks
19 plans
3.9
$56.97/mo avg
Grant
13 plans
3.5
$122.46/mo avg
Griggs
15 plans
3.6
$102.91/mo avg
Hettinger
13 plans
3.5
$138.67/mo avg
Kidder
18 plans
3.8
$97.56/mo avg
LaMoure
13 plans
3.5
$122.46/mo avg
Logan
13 plans
3.5
$122.46/mo avg
McHenry
18 plans
3.8
$107.88/mo avg
McIntosh
13 plans
3.5
$122.46/mo avg
McKenzie
11 plans
3.5
$171.44/mo avg
McLean
22 plans
3.9
$83.71/mo avg
Mercer
20 plans
3.9
$87.86/mo avg
Morton
22 plans
3.9
$54.69/mo avg
Mountrail
16 plans
3.8
$119.24/mo avg
Nelson
17 plans
3.6
$94.52/mo avg
Oliver
20 plans
3.9
$87.86/mo avg
Pembina
16 plans
3.8
$119.24/mo avg
Pierce
11 plans
3.5
$171.44/mo avg
Ramsey
20 plans
3.9
$96.59/mo avg
Ransom
22 plans
3.9
$83.71/mo avg
Renville
13 plans
3.5
$138.67/mo avg
Richland
22 plans
3.9
$83.71/mo avg
Rolette
11 plans
3.5
$171.44/mo avg
Sargent
13 plans
3.5
$122.46/mo avg
Sheridan
13 plans
3.5
$122.46/mo avg
Sioux
13 plans
3.5
$122.46/mo avg
Slope
11 plans
3.5
$171.44/mo avg
Stark
16 plans
3.5
$124.96/mo avg
Steele
15 plans
3.6
$102.91/mo avg
Stutsman
19 plans
3.9
$56.97/mo avg
Towner
11 plans
3.5
$171.44/mo avg
Traill
22 plans
3.9
$83.71/mo avg
Walsh
22 plans
3.9
$83.71/mo avg
Ward
16 plans
3.5
$124.96/mo avg
Wells
13 plans
3.5
$122.46/mo avg
Williams
11 plans
3.5
$171.44/mo avg

Narrower markets: star ratings and county rows matter more than state totals.

Note: PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent before making enrollment decisions. Plan availability and premiums change annually, always verify with Medicare.gov or 1-800-MEDICARE.
Data sourced from the Centers for Medicare & Medicaid Services (CMS). Retrieved and formatted by PlainMedicare

Using North Dakota's Medicare Advantage market

Plan availability and star ratings vary by county, not just by state.

  • North Dakota beneficiaries can choose from 31 distinct Medicare Advantage plans across 53 counties (#44 of 49 states by plan count) - look up your own county for what's actually sold there. Browse by county
  • The state's mean CMS star rating ranks #26 of 49 - see how star ratings are built before comparing plans. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare

State-level figures average every county's filings; the plans actually sold where you live can differ from the state total.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.

CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.