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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Alignment Health Honor Plus 060, 2027

H3815Contract060Plan

HMO · 23 counties in California

Run by Alignment Health Plan (contract H3815), sold as Alignment Health Plan, owned by Alignment Healthcare USA, LLC

New for 2027

2026 star rating, contract H3815: 4 of 5

Alignment Health Honor Plus 060 (H3815-060) costs $7.30 a month in 2027, with an in-network out-of-pocket limit of $9,850. It is a new plan for 2027.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premiumnot offered$7.30new for 2027
In-network out-of-pocket limitnot filed$9,850new for 2027
Drug deductiblenot filed$700new for 2027
Primary care visitnot offered$0 copaychanged
Specialist visitnot offered$0 copaychanged
Emergency roomnot offered20% of the costchanged
Hospital stay, in networknot offerednot filedchanged
Skilled nursing facility, in networknot offerednot filedchanged
Ground ambulance, in networknot offered20% of the costchanged
Comprehensive dental, yearly limitnot offered$2,000 a yearadded
Eyewear, yearly limitnot offered$250 a yearadded
Over-the-counter items, yearlynot offered$1,164 a yearadded
4 lines do not change
Part B premium reduction, monthlynonenoneno change
Medical deductible, in networknonenoneno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Counties servednot offered23new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
TierWhat the tier holds20262027
Tier 1Preferred Genericnot offered$0
Tier 2Genericnot offered25% of the cost
Tier 3Preferred Brandnot offered25% of the cost
Tier 4Non-Preferred Drugnot offered27% of the cost
Tier 5Specialty Tiernot offered25% of the cost
Tier 6Select Care Drugsnot offered$5

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 240 plans open to everyone are sold for 2027, this one included. Against the others, 238 plans have a lower out-of-pocket limit, 1 the same. On the premium, 175 plans have a lower premium, 1 the same, 63 a higher one.

Out-of-pocket limits of the 240 plans open to everyone

$0 to under $2,00086 plans
$2,000 to under $4,00086 plans
$4,000 to under $6,00043 plans
$6,000 to under $8,00021 plans
$8,000 to $10,000 (this plan)4 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 23 counties: $7.30 a month and $9,850.

California

AlamedaFresnoKernKingsLos AngelesMaderaMarinMercedOrangePlacerRiversideSacramentoSan BernardinoSan DiegoSan FranciscoSan JoaquinSan Luis ObispoSan MateoSanta ClaraStanislausTulareVenturaYolo

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H3815-060
Legal name of the contract
Alignment Health Plan
Sold as
Alignment Health Plan
Parent company
Alignment Healthcare USA, LLC
Plan type
HMO
2026 star rating of the contract
4 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Plan website, as filed with CMS
www.alignmenthealthplan.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.