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Medicare Advantage plans in Ventura, CA, 2027

Ventura, California has 17 Medicare Advantage plans open to everyone for 2027 (20 in 2026) and 16 special needs plans, according to the CMS landscape files; 15 of the open plans have a $0 premium. 6 plans that served the county in 2026 end or leave it, with 2,375 members living here in September 2026.

What changes in Ventura for 2027?

Individual Medicare Advantage plans sold in the county; the $0, giveback and limit lines count plans open to everyone.
In the county20262027Change
Plans open to everyone2017down 3
Special needs plans1516up 1
Plans with a $0 premium1715down 2
Plans that lower the Part B premium75down 2
Median out-of-pocket limit$3,749$3,700down $49

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.

Which plans can anyone in Ventura join?

17 plans, lowest premium first
PlanPremiumOut-of-pocket limitPart B reduction2026 stars
Imperial Dynamic PlanH5496-012 · HMO$0$295$153.5 of 5
Alignment Health My Choice 028H3815-028 · HMO$0$800none4 of 5
SCAN ClassicH5425-001 · HMO$0$2,500none4 of 5
SCAN Costco Medicare AdvantageH5425-146 · HMO$0$2,500none4 of 5
Kaiser Permanente Senior Advantage VenturaH0524-034 · HMO$0$2,800none4.5 of 5
Imperial Courage PlanH5496-016 · HMO$0$2,999$853.5 of 5
Anthem PrimeH4161-007 · HMO-POS$0$3,000none3 of 5
Alignment Health My Choice 050H3815-050 · HMO$0$3,499none4 of 5
Humana Gold PlusH5619-191 · HMO$0$3,700none3 of 5
Alignment Health Smart 040H3815-040 · HMO$0$3,999$1084 of 5
Kaiser Permanente Senior Advantage Ventura ValueH0524-083 · HMO$0$4,300none4.5 of 5
Humana Gold Plus GivebackH5619-150 · HMO$0$5,000$423 of 5
Humana USAA Honor GivebackH5619-121 · HMO$0$5,250$453 of 5
Anthem Medicare AdvantageH0544-063 · HMO-POS$0$6,751none3 of 5
Humana Gold PlusH5619-184 · HMO$0$7,150none3 of 5
Alignment Health Honor Plus 060H3815-060 · HMO$7.30$9,850none4 of 5
Alignment Health Advantage 001H8832-001 · PPO$70$4,451nonenot rated (too new)

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.

Which plans leave Ventura in 2027?

Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.

2026 planMembers here, Sept. 2026For 2027
Aetna Medicare EnhancedH5521-2921,384Not offered
Wellcare SimpleH5087-034543Leaves the county
Aetna Medicare EagleH5521-369189Not offered
Alignment Health Honor+ PlanH3815-052119Leaves the county
Central Health Classic Care Plan IIH5649-028117Not offered
Central Health Medi-Medi Plan IIH5649-00923Not offered

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which special needs plans are sold here?

Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.

PlanWho can joinPremium
Imperial Senior ValueH5496-005Chronic or Disabling Condition$0
SCAN BalanceH5425-151Chronic or Disabling Condition$0
Alignment Health Heart & Diabetes 010H3815-010Chronic or Disabling Condition$0
Alignment Health Heart & Diabetes 048H3815-048Chronic or Disabling Condition$0
Alignment Health BreathEasy Plus 041H3815-041Chronic or Disabling Condition$0
Anthem Kidney CareH4909-030Chronic or Disabling Condition$0
SCAN StriveH5425-097Chronic or Disabling Condition$0
Humana Gold Plus SNP-DEH5619-038Dual-Eligible$0
Kaiser Permanente Dual Complete South P11H8794-011Dual-Eligible$0
Alignment Health Heart & Diabetes 051H3815-051Chronic or Disabling Condition$0.10
Imperial FlexH5496-017Chronic or Disabling Condition$2.70
Anthem Dual AdvantageH4471-005Dual-Eligible$4.10
Alignment Health Duals+ 030H3815-030Dual-Eligible$7.30
Alignment Health Heart & Diabetes Plus 039H3815-039Chronic or Disabling Condition$7.30
Alignment Health Clarity Plus 042H3815-042Chronic or Disabling Condition$7.30
Gold Coast Health Plan Total Care AdvantageH9623-001Dual-Eligible$7.30

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

How many people in Ventura use Medicare Advantage?

73,121 of the county's 177,655 people with Medicare were in a Medicare Advantage plan in September 2026, 41.2%; in California as a whole the share is 51.5%.

Source: CMS Medicare Advantage state and county penetration, September 2026.

What else should you check?