Medicare Advantage plans in Orange, CA, 2027

Orange, California has 62 Medicare Advantage plans open to everyone for 2027 (64 in 2026) and 49 special needs plans, according to the CMS landscape files; 54 of the open plans have a $0 premium. 19 plans that served the county in 2026 end or leave it, with 17,949 members living here in September 2026.

What changes in Orange for 2027?

Individual Medicare Advantage plans sold in the county; the $0, giveback and limit lines count plans open to everyone.
In the county	2026	2027	Change
Plans open to everyone	64	62	down 2
Special needs plans	40	49	up 9
Plans with a $0 premium	57	54	down 3
Plans that lower the Part B premium	21	18	down 3
Median out-of-pocket limit	$1,949.50	$1,150	down $799.50

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.

Which plans can anyone in Orange join?

62 plans, lowest premium first
Plan	Premium	Out-of-pocket limit	Part B reduction	2026 stars
Imperial Dynamic PlanH5496-012 · HMO	$0	$295	$15	3.5 of 5
Blue Shield AdvantageH0504-054 · HMO	$0	$299	none	4 of 5
SCAN Costco Medicare AdvantageH5425-141 · HMO	$0	$299	none	4 of 5
CareMore Health Plan by SCANH5425-152 · HMO	$0	$299	none	4 of 5
SCAN ClassicH5425-007 · HMO	$0	$399	none	4 of 5
Central Health Harmony 001H6697-001 · HMO	$0	$498	none	not rated
Blue Shield InspireH0504-043 · HMO	$0	$499	none	4 of 5
Alignment Health Platinum + Instacart 008H3815-008 · HMO	$0	$499	none	4 of 5
SCAN BaekseH5425-155 · HMO	$0	$499	none	4 of 5
Champion AllyH6170-007 · HMO	$0	$499	none	not rated (too little data)
Champion AnwellH6170-018 · HMO	$0	$499	none	not rated (too little data)
Clever Care LongevityH7607-014 · HMO	$0	$499	none	4 of 5
Alignment Health My Choice 001H3815-001 · HMO	$0	$550	none	4 of 5
Aetna Medicare PrimeH0523-073 · HMO	$0	$599	none	3 of 5
Aetna Medicare Signature ExtraH0523-086 · HMO	$0	$599	none	3 of 5
Aetna Medicare SignatureH4982-001 · HMO	$0	$599	none	3 of 5
Humana Gold PlusH5619-021 · HMO	$0	$799	none	3 of 5
AARP Medicare Advantage from UHC CA-005PH0543-169 · HMO-POS	$0	$800	$10	4 of 5
AARP Medicare Advantage from UHC CA-021PH0543-220 · HMO-POS	$0	$800	$10	4 of 5
AARP Medicare Advantage Giveback from UHC CA-31PH0543-237 · HMO-POS	$0	$800	$40	4 of 5

Show the other 42 plans, by premium

Plan	Premium	Out-of-pocket limit	Part B reduction	2026 stars
Anthem SelectH0544-058 · HMO-POS	$0	$800	none	3 of 5
Anthem PrimeH4161-009 · HMO-POS	$0	$800	none	3 of 5
Kaiser Permanente Senior Advantage LA, Orange Co.H0524-003 · HMO	$0	$999	none	4.5 of 5
Humana Gold PlusH3767-002 · HMO	$0	$999	none	not rated
SCAN InclusiveH5425-158 · HMO	$0	$999	none	4 of 5
Alignment Health Platinum Preferred 004H6697-004 · HMO	$0	$999	none	not rated
Anthem I CareMore Medicare AdvantageH4161-011 · HMO-POS	$0	$1,000	none	3 of 5
Anthem I CareMore Premium SavingsH4161-012 · HMO-POS	$0	$1,000	$62	3 of 5
SCAN VentureH5425-084 · HMO	$0	$1,000	$33	4 of 5
Blue Shield 65 PlusH0504-015 · HMO	$0	$1,300	none	4 of 5
Anthem I CareMore Medicare Advantage 2H0544-002 · HMO-POS	$0	$1,500	none	3 of 5
Blue Shield 65 Plus Plan 2H0504-021 · HMO	$0	$1,850	none	4 of 5
Clever Care ValueH7607-015 · HMO	$0	$1,999	$120	4 of 5
Alignment Health Smart 013H3815-013 · HMO	$0	$2,499	$150	4 of 5
Humana Gold Plus GivebackH5619-146 · HMO	$0	$2,700	$84	3 of 5
Alignment Health Smart 047H3815-047 · HMO	$0	$2,899	$146	4 of 5
Kaiser Permanente Sr Advantage LA, Orange ValueH0524-078 · HMO	$0	$2,900	none	4.5 of 5
AARP Medicare Advantage from UHC CA-46H0543-262 · HMO-POS	$0	$2,900	none	4 of 5
Advantage CareH3274-005 · HMO	$0	$2,900	none	not rated (too little data)
Imperial Courage PlanH5496-016 · HMO	$0	$2,999	$85	3.5 of 5
Wellcare Simple FocusH0562-125 · HMO	$0	$3,200	none	3.5 of 5
Astiva Health Savings PlanH1993-001 · HMO	$0	$3,450	$186	4 of 5
Alignment Health My Choice 050H3815-050 · HMO	$0	$3,499	none	4 of 5
Blue Shield AdvantageOptimum PlanH5928-004 · HMO	$0	$3,600	none	3.5 of 5
HumanaChoiceH5525-075 · PPO	$0	$4,350	none	3.5 of 5
Aetna Medicare EagleH0523-099 · HMO	$0	$4,450	$40	3 of 5
Wellcare SimpleH5087-005 · HMO	$0	$4,500	none	3.5 of 5
Humana USAA Honor GivebackH5619-121 · HMO	$0	$5,250	$45	3 of 5
AARP Medicare Advantage Patriot No Rx CA-MA1PH0543-121 · HMO-POS	$0	$5,900	$25	4 of 5
Alignment Health ValorCare 053H3815-053 · HMO	$0	$6,000	$119	4 of 5
Humana USAA Honor Giveback with RxH5525-057 · PPO	$0	$6,400	$55	3.5 of 5
SCAN SelectH5425-159 · HMO	$0	$6,700	none	4 of 5
Humana USAA Honor GivebackH5525-078 · PPO	$0	$6,750	$90	3.5 of 5
Anthem Medicare AdvantageH0544-061 · HMO-POS	$0	$7,550	none	3 of 5
Alignment Health Honor Plus 060H3815-060 · HMO	$7.30	$9,850	none	4 of 5
Aetna Medicare Signature LegacyH0523-022 · HMO	$10	$2,000	none	3 of 5
SCAN Inspired by women for womenH5425-100 · HMO	$15	$999	none	4 of 5
SCAN PrimeH5425-065 · HMO	$20	$2,499	none	4 of 5
Wellcare Low PremiumH0562-136 · HMO	$42	$4,150	none	3.5 of 5
AARP Medicare Advantage from UHC CA-33PH0543-254 · HMO-POS	$46	$800	none	4 of 5
HumanaChoiceH5525-074 · PPO	$49	$3,650	none	3.5 of 5
Alignment Health Platinum Preferred+ 005H6697-005 · HMO	$99	$1,499	none	not rated

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.

Which plans leave Orange in 2027?

Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.

2026 plan	Members here, Sept. 2026	For 2027
Aetna Medicare SignatureH5521-419	5,141	Not offered
Providence Medicare Sycamore + RxH9047-066	3,976	Not offered
Aetna Medicare EnhancedH5521-578	2,558	Not offered
SCAN Affirm partnered with Included LGBTQ+ HealthH5425-092	1,214	Not offered
Alignment Health Advantage PPOH8832-001	1,195	Leaves the county
Wellcare GivebackH5087-032	771	Not offered
Central Health Medicare PlanH5649-001	757	Not offered
Central Health Classic Care Plan IH5649-027	452	Not offered
Alignment Health Honor+ PlanH3815-052	421	Leaves the county
Central Health Part B Savings PlanH5649-029	384	Not offered
Astiva Health Premier PlanH1993-015	351	Not offered
Central Health Embrace Care PlanH5649-025	210	Not offered
Central Health Embrace Choice PlanH5649-026	189	Not offered
SCAN MyChoiceH5425-108	153	Not offered
Aetna Medicare EagleH5521-369	139	Not offered
Central Health Dual Access PlanH5649-024	26	Not offered
Alignment Health the ONEH3815-034	12	Leaves the county
Central Health Valor Care PlanH5649-030	fewer than 11	Not offered
Champion SelectH6170-003	fewer than 11	Not offered

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which special needs plans are sold here?

Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.

Plan	Who can join	Premium
SCAN BalanceH5425-034	Chronic or Disabling Condition	$0
Imperial Senior ValueH5496-005	Chronic or Disabling Condition	$0
Aetna Medicare Chronic CareH0523-096	Chronic or Disabling Condition	$0
Anthem I CareMore Lung CareH0544-014	Chronic or Disabling Condition	$0
Anthem I CareMore Chronic Care 2H4161-014	Chronic or Disabling Condition	$0
Anthem I CareMore Lung Care 2H4161-016	Chronic or Disabling Condition	$0
Champion CareH6170-008	Chronic or Disabling Condition	$0
Clever Care Total Choice+H7607-018	Chronic or Disabling Condition	$0
Clever Care Breathe Select+H7607-019	Chronic or Disabling Condition	$0
Anthem I CareMore Home CareH0544-005	Institutional	$0
SCAN EmbraceH5425-087	Institutional	$0
UHC Complete Care CA-19PH0543-218	Chronic or Disabling Condition	$0
Anthem I CareMore Chronic CareH0544-004	Chronic or Disabling Condition	$0
Anthem I CareMore Kidney CareH0544-015	Chronic or Disabling Condition	$0
Alignment Health Heart & Diabetes 054H3815-054	Chronic or Disabling Condition	$0
Champion AdvantageH6170-001	Chronic or Disabling Condition	$0
Champion CompassH6170-015	Chronic or Disabling Condition	$0
Wellcare Specialty SimpleH0562-092	Chronic or Disabling Condition	$0
Alignment Health Balance 033H3815-033	Chronic or Disabling Condition	$0
Premier CareH3274-002	Institutional	$0

Show the other 29 special needs plans

Plan	Who can join	Premium
Alignment Health Heart & Diabetes 010H3815-010	Chronic or Disabling Condition	$0
Astiva Health C-SNP DeluxeH1993-007	Chronic or Disabling Condition	$0
Astiva Health C-SNP FountainH1993-019	Chronic or Disabling Condition	$0
Astiva Health C-SNP BloomH1993-020	Chronic or Disabling Condition	$0
SCAN DaVita Dialysis CareH5943-005	Chronic or Disabling Condition	$0
Astiva Health C-SNP WOWH1993-008	Chronic or Disabling Condition	$0
UHC Complete Care Support CA-2APH0543-240	Chronic or Disabling Condition	$0
Wellcare Health Net Dual LibertyH3561-009	Dual-Eligible	$0
Alignment Health BreathEasy Plus 041H3815-041	Chronic or Disabling Condition	$0
Alignment Health Heart & Diabetes Plus 044H3815-044	Chronic or Disabling Condition	$0
SCAN StriveH5425-097	Chronic or Disabling Condition	$0
SCAN Embrace TogetherH5425-131	Institutional	$0
SCAN DaVita Dialysis Care CompleteH5943-003	Chronic or Disabling Condition	$0
Champion ConnectH6170-002	Chronic or Disabling Condition	$0
Champion HomeH6170-016	Chronic or Disabling Condition	$0
Champion SecureH6170-017	Chronic or Disabling Condition	$0
Clever Care Total+H7607-016	Chronic or Disabling Condition	$0
Clever Care Breathe+H7607-017	Chronic or Disabling Condition	$0
Kaiser Permanente Dual Complete South P10H8794-010	Dual-Eligible	$0
Alignment Health Heart & Diabetes 051H3815-051	Chronic or Disabling Condition	$0.10
Champion ChoiceH6170-009	Chronic or Disabling Condition	$2.60
Imperial FlexH5496-017	Chronic or Disabling Condition	$2.70
Senior CareH3274-001	Institutional	$7.30
Alignment Health Heart & Diabetes Plus 039H3815-039	Chronic or Disabling Condition	$7.30
Alignment Health Clarity Plus 042H3815-042	Chronic or Disabling Condition	$7.30
SCAN Ansim CareH5425-156	Chronic or Disabling Condition	$7.30
CalOptima Health OneCare CompleteH5433-001	Dual-Eligible	$7.30
Champion PlusH6170-010	Chronic or Disabling Condition	$7.30
Central Health Harmony Plus 002H6697-002	Chronic or Disabling Condition	$7.30

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

How many people in Orange use Medicare Advantage?

340,972 of the county's 609,336 people with Medicare were in a Medicare Advantage plan in September 2026, 56.0%; in California as a whole the share is 51.5%.

Source: CMS Medicare Advantage state and county penetration, September 2026.

What else should you check?

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Is your plan ending?Every plan not offered in 2027