Medicare Advantage plans in Zavala, TX, 2027
Zavala, Texas has 21 Medicare Advantage plans open to everyone for 2027 (27 in 2026) and 15 special needs plans, according to the CMS landscape files; 13 of the open plans have a $0 premium. 10 plans that served the county in 2026 end or leave it, with 25 members living here in September 2026.
What changes in Zavala for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 27 | 21 | ▼down 6 |
| Special needs plans | 17 | 15 | ▼down 2 |
| Plans with a $0 premium | 20 | 13 | ▼down 7 |
| Plans that lower the Part B premium | 8 | 5 | ▼down 3 |
| Median out-of-pocket limit | $6,750 | $7,150 | ▲up $400 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Zavala join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellcare Patriot SimpleH5294-014 · HMO | $0 | $3,400 | none | 3.5 of 5 |
| AARP Medicare Advantage Essentials from UHC TX-14H4527-013 · HMO-POS | $0 | $3,900 | none | 4.5 of 5 |
| Wellcare SimpleH5294-018 · HMO | $0 | $4,500 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC TX-50H4527-055 · HMO-POS | $0 | $5,400 | none | 4.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA05H1278-027 · PPO | $0 | $7,150 | $70 | 3.5 of 5 |
| Aetna Medicare SignatureH3288-005 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01H4527-024 · HMO-POS | $0 | $7,150 | $80 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-38H4527-051 · HMO-POS | $0 | $9,850 | $63 | 4.5 of 5 |
| Humana Gold ChoiceH8145-126 · PFFS | $0 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-51H4527-058 · HMO-POS | $29 | $3,900 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0004H1278-010 · PPO | $37 | $6,700 | none | 3.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH7617-027 · PPO | $48 | $7,650 | none | 4.5 of 5 |
| Aetna Medicare EnhancedH3288-009 · PPO | $55 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Zavala in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Humana Gold ChoiceH8145-084 | 13 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | 12 | Not offered |
| Wellcare Dual AccessH5294-015 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage CompleteH8634-023 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dental PremierH8634-024 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Health ChoiceH8634-025 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage ProtectH8634-026 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dental ValueH9706-007 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage ValueH9706-009 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care TX-19H4527-042 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V10H5322-038 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-369 | Institutional | $0 |
| Wellcare Superior HealthPlan Dual Liberty SyncH5294-025 | Dual-Eligible | $0 |
| UHC Dual Complete TX-Q8H5322-025 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S5H5322-046 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Wellpoint Full Dual Advantage AlignedH8849-018 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH8849-019 | Dual-Eligible | $0 |
| Wellpoint Dual AdvantageH8849-020 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Texas Independence Health Plan, Inc.H5015-001 | Institutional | $3.90 |
| Texas Independence Community PlanH5015-002 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Zavala use Medicare Advantage?
1,606 of the county's 2,127 people with Medicare were in a Medicare Advantage plan in September 2026, 75.5%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027