Medicare Advantage plans in Willacy, TX, 2027
Willacy, Texas has 34 Medicare Advantage plans open to everyone for 2027 (51 in 2026) and 32 special needs plans, according to the CMS landscape files; 26 of the open plans have a $0 premium. 19 plans that served the county in 2026 end or leave it, with 89 members living here in September 2026.
What changes in Willacy for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 51 | 34 | ▼down 17 |
| Special needs plans | 28 | 32 | ▲up 4 |
| Plans with a $0 premium | 40 | 26 | ▼down 14 |
| Plans that lower the Part B premium | 22 | 13 | ▼down 9 |
| Median out-of-pocket limit | $6,700 | $6,950 | ▲up $250 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Willacy join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Prominence PlusH7680-002 · HMO | $0 | $3,000 | none | 4.5 of 5 |
| HealthSpring PreferredH4513-061 · HMO | $0 | $3,250 | $5 | 4.5 of 5 |
| Prominence Extra HelpH7680-009 · HMO | $0 | $3,400 | none | 4.5 of 5 |
| AARP Medicare Advantage Essentials from UHC TX-14H4527-013 · HMO-POS | $0 | $3,900 | none | 4.5 of 5 |
| Humana Gold PlusH0028-046 · HMO | $0 | $3,995 | none | 3.5 of 5 |
| Humana Total CompleteH4461-052 · HMO | $0 | $3,995 | none | 4 of 5 |
| HealthSpring CourageH4513-009 · HMO | $0 | $4,300 | $120 | 4.5 of 5 |
| Aetna Medicare Signature CareH4523-027 · HMO | $0 | $4,450 | none | 4 of 5 |
| Aetna Medicare EagleH3288-051 · PPO | $0 | $4,900 | $110 | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC TX-50H4527-055 · HMO-POS | $0 | $5,400 | none | 4.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Humana Value ChoiceH7617-123 · PPO | $0 | $6,500 | none | 4.5 of 5 |
| HealthSpring Preferred SavingsH4513-083 · HMO | $0 | $6,775 | $143 | 4.5 of 5 |
| HealthSpring True ChoiceH7849-154 · PPO | $0 | $6,800 | none | 3 of 5 |
| HumanaChoice GivebackH5216-350 · PPO | $0 | $7,100 | $121 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-041 · PPO | $0 | $7,100 | $121 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA05H1278-027 · PPO | $0 | $7,150 | $70 | 3.5 of 5 |
| Aetna Medicare Signature ExtraH2293-017 · PPO | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare SignatureH3288-005 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| HealthSpring Preferred Extra SavingsH4513-092 · HMO | $0 | $7,150 | $180 | 4.5 of 5 |
Show the other 14 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TX-MA01H4527-024 · HMO-POS | $0 | $7,150 | $80 | 4.5 of 5 |
| Prominence GivebackH7680-014 · HMO | $0 | $7,500 | $202.90 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-38H4527-051 · HMO-POS | $0 | $9,850 | $63 | 4.5 of 5 |
| Humana Gold ChoiceH8145-126 · PFFS | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH5216-043 · PPO | $20 | $7,700 | none | 3.5 of 5 |
| HumanaChoiceH7617-059 · PPO | $23 | $7,700 | none | 4.5 of 5 |
| Humana Gold PlusH4461-053 · HMO | $24 | $3,400 | none | 4 of 5 |
| AARP Medicare Advantage from UHC TX-51H4527-058 · HMO-POS | $29 | $3,900 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC TX-0004H1278-010 · PPO | $37 | $6,700 | none | 3.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Willacy in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare SimpleH5294-011 | 45 | Not offered |
| HumanaChoiceH5216-360 | 16 | Not offered |
| Wellcare Dual AccessH5294-015 | 16 | Not offered |
| Blue Cross Medicare Advantage BasicH8133-005 | 12 | Not offered |
| Blue Cross Medicare Advantage Choice PlusH1666-008 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage BalanceH1666-023 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage OptimumH1666-024 | fewer than 11 | Not offered |
| Wellcare AssistH5294-013 | fewer than 11 | Not offered |
| Wellcare Patriot SimpleH5294-014 | fewer than 11 | Leaves the county |
| Wellcare Simple OpenH7323-007 | fewer than 11 | Not offered |
| HumanaChoiceH7617-040 | fewer than 11 | Not offered |
| Humana Gold ChoiceH8145-084 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage CoreH8554-001 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage CompleteH8634-023 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dental PremierH8634-024 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Health ChoiceH8634-025 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage ProtectH8634-026 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Prominence Diabetes and Heart Care PlusH7680-016 | Chronic or Disabling Condition | $0 |
| Prominence BridgeH7680-021 | Dual-Eligible | $0 |
| Humana Gold Plus: Diabetes and HeartH0028-039 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus: Diabetes and HeartH4461-066 | Chronic or Disabling Condition | $0 |
| HealthSpring AchieveH4513-098 | Chronic or Disabling Condition | $0 |
| UHC Complete Care TX-19H4527-042 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V11H3868-005 | Dual-Eligible | $0 |
| HealthSpring Achieve SavingsH4513-108 | Chronic or Disabling Condition | $0 |
| Prominence Diabetes and Heart GivebackH7680-020 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus SNP-DEH0028-036 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| ProCare AdvantageH3467-001 | Institutional | $0 |
| UHC Dual Complete TX-Q6H3868-003 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S6H3868-004 | Dual-Eligible | $0 |
| UHC Dual Complete TX-YL2H3868-007 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-069 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-070 | Dual-Eligible | $0 |
| HealthSpring TotalCareH4513-060 | Dual-Eligible | $0 |
| HealthSpring TotalCare PlusH4513-105 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual Extra CareH4523-034 | Dual-Eligible | $0 |
Show the other 12 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| Aetna Medicare QMB Only Extra CareH4523-041 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-369 | Institutional | $0 |
| Wellcare Superior HealthPlan Dual Liberty SyncH5294-021 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Molina Medicare Complete CareH7678-006 | Dual-Eligible | $0 |
| Prominence DualH7680-007 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH8597-001 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only CareH8597-004 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Texas Independence Health Plan, Inc.H5015-001 | Institutional | $3.90 |
| Texas Independence Community PlanH5015-002 | Institutional | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Willacy use Medicare Advantage?
2,992 of the county's 3,767 people with Medicare were in a Medicare Advantage plan in September 2026, 79.4%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027