Medicare Advantage plans in Real, TX, 2027
Real, Texas has 20 Medicare Advantage plans open to everyone for 2027 (21 in 2026) and 21 special needs plans, according to the CMS landscape files; 12 of the open plans have a $0 premium. 7 plans that served the county in 2026 end or leave it, with 185 members living here in September 2026.
What changes in Real for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 21 | 20 | ▼down 1 |
| Special needs plans | 18 | 21 | ▲up 3 |
| Plans with a $0 premium | 13 | 12 | ▼down 1 |
| Plans that lower the Part B premium | 8 | 5 | ▼down 3 |
| Median out-of-pocket limit | $6,750 | $7,425 | ▲up $675 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Real join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellcare Patriot SimpleH5294-014 · HMO | $0 | $3,400 | none | 3.5 of 5 |
| Devoted Core 003 TXH7993-003 · HMO | $0 | $3,900 | none | 5 of 5 |
| Wellcare SimpleH5294-018 · HMO | $0 | $4,500 | none | 3.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Humana Value ChoiceH7617-123 · PPO | $0 | $6,500 | none | 4.5 of 5 |
| Devoted Giveback Extras 116 TXH7993-116 · HMO | $0 | $6,600 | $70 | 5 of 5 |
| Aetna Medicare SignatureH3288-005 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| Devoted MA Only 020 TXH7993-020 · HMO | $0 | $9,250 | $184.70 | 5 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| Devoted Giveback 021 TXH7993-021 · HMO | $0 | $9,850 | $184.70 | 5 of 5 |
| Devoted Premium 004 TXH7993-004 · HMO | $5 | $3,900 | none | 5 of 5 |
| HumanaChoiceH5216-043 · PPO | $20 | $7,700 | none | 3.5 of 5 |
| HumanaChoiceH7617-059 · PPO | $23 | $7,700 | none | 4.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH3288-009 · PPO | $55 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Real in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HumanaChoiceH5216-360 | 139 | Not offered |
| HumanaChoiceH7617-040 | 46 | Not offered |
| Blue Cross Medicare Advantage BalanceH1666-023 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage OptimumH1666-024 | fewer than 11 | Not offered |
| Wellcare Dual AccessH5294-015 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Real use Medicare Advantage?
522 of the county's 1,340 people with Medicare were in a Medicare Advantage plan in September 2026, 39.0%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027