Medicare Advantage plans in El Paso, TX, 2027
El Paso, Texas has 42 Medicare Advantage plans open to everyone for 2027 (52 in 2026) and 47 special needs plans, according to the CMS landscape files; 34 of the open plans have a $0 premium. 12 plans that served the county in 2026 end or leave it, with 2,059 members living here in September 2026.
What changes in El Paso for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 52 | 42 | ▼down 10 |
| Special needs plans | 39 | 47 | ▲up 8 |
| Plans with a $0 premium | 39 | 34 | ▼down 5 |
| Plans that lower the Part B premium | 24 | 17 | ▼down 7 |
| Median out-of-pocket limit | $6,450 | $6,625 | ▲up $175 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in El Paso join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Alignment Health ONE + Walgreens 001H5472-001 · HMO-POS | $0 | $2,950 | none | 4.5 of 5 |
| Humana Gold PlusH0028-035 · HMO | $0 | $3,350 | none | 3.5 of 5 |
| Humana Gold PlusH4461-061 · HMO | $0 | $3,350 | none | 4 of 5 |
| Wellcare Patriot SimpleH5294-014 · HMO | $0 | $3,400 | none | 3.5 of 5 |
| Devoted Core 007 TXH7993-007 · HMO | $0 | $3,450 | none | 5 of 5 |
| Wellcare SimpleH0174-016 · HMO | $0 | $3,900 | none | 4 of 5 |
| AARP Medicare Advantage from UHC TX-0013H4527-005 · HMO-POS | $0 | $4,200 | none | 4.5 of 5 |
| HealthSpring CourageH4513-009 · HMO | $0 | $4,300 | $120 | 4.5 of 5 |
| AARP Medicare Advantage Essentials from UHC EP-1H2406-039 · PPO | $0 | $4,450 | none | 4 of 5 |
| HealthSpring PreferredH4513-061 · HMO | $0 | $4,450 | $5 | 4.5 of 5 |
| Aetna Medicare Signature ExtraH8332-004 · HMO | $0 | $4,450 | none | 4.5 of 5 |
| HumanaChoiceH7617-063 · PPO | $0 | $4,500 | none | 4.5 of 5 |
| Aetna Medicare EagleH3288-051 · PPO | $0 | $4,900 | $110 | 3.5 of 5 |
| El Paso Health TotalH3407-002 · HMO | $0 | $5,600 | none | not rated (too little data) |
| Devoted Giveback Extras 113 TXH7993-113 · HMO | $0 | $5,700 | $70 | 5 of 5 |
| AARP Medicare Advantage Extras from UHC EP-3H2406-121 · PPO | $0 | $5,900 | none | 4 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| Alignment Health Smart 003H5472-003 · HMO-POS | $0 | $6,450 | $109 | 4.5 of 5 |
| Alignment Health Smart 010H5472-010 · HMO-POS | $0 | $6,450 | $153.90 | 4.5 of 5 |
| HealthSpring True ChoiceH7849-154 · PPO | $0 | $6,800 | none | 3 of 5 |
Show the other 22 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HealthSpring Preferred Extra SavingsH4513-093 · HMO | $0 | $6,900 | $180 | 4.5 of 5 |
| HumanaChoice GivebackH5216-350 · PPO | $0 | $7,100 | $121 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-041 · PPO | $0 | $7,100 | $121 | 4.5 of 5 |
| HealthSpring Preferred SavingsH4513-083 · HMO | $0 | $7,150 | $143 | 4.5 of 5 |
| Aetna Medicare SignatureH4523-042 · HMO | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01H4527-024 · HMO-POS | $0 | $7,150 | $80 | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| HumanaChoice GivebackH5216-433 · PPO | $0 | $7,950 | $161 | 3.5 of 5 |
| Devoted Giveback 008 TXH7993-008 · HMO | $0 | $8,650 | $202 | 5 of 5 |
| AARP Medicare Advantage Giveback from UHC EP-2H2406-119 · PPO | $0 | $9,850 | $67 | 4 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| El Paso Health GivebackH3407-003 · HMO | $0 | $9,850 | $128 | not rated (too little data) |
| Humana Gold ChoiceH8145-126 · PFFS | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH5216-043 · PPO | $20 | $7,700 | none | 3.5 of 5 |
| HumanaChoiceH7617-059 · PPO | $23 | $7,700 | none | 4.5 of 5 |
| Humana Gold PlusH4461-053 · HMO | $24 | $3,400 | none | 4 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH3288-007 · PPO | $55 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC EP-4H2406-135 · PPO | $66 | $4,200 | none | 4 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave El Paso in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HumanaChoiceH5216-353 | 1,127 | Not offered |
| Wellcare GivebackH0174-021 | 413 | Not offered |
| Wellcare AssistH0174-009 | 198 | Not offered |
| Blue Cross Medicare Advantage BasicH8133-005 | 107 | Not offered |
| Blue Cross Medicare Advantage CoreH8554-001 | 85 | Not offered |
| Wellcare Simple OpenH7323-007 | 44 | Not offered |
| Humana Gold ChoiceH8145-084 | 30 | Not offered |
| Blue Cross Medicare Advantage OptimumH1666-024 | 24 | Not offered |
| Blue Cross Medicare Advantage BalanceH1666-023 | 19 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | 12 | Not offered |
| Blue Cross Medicare Advantage PreferredH8634-033 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Alignment Health Heart & Diabetes 002H5472-002 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus: Diabetes and HeartH0028-039 | Chronic or Disabling Condition | $0 |
| Wellcare Superior HealthPlan Dual ReserveH0174-022 | Dual-Eligible | $0 |
| Humana Gold Plus: Diabetes and HeartH4461-066 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP 027 TXH7993-027 | Chronic or Disabling Condition | $0 |
| UHC Complete Care TX-17H4527-040 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Enhanced 028 TXH7993-028 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage TX-V2H4527-003 | Dual-Eligible | $0 |
| Devoted C-SNP Giveback Extras 086 TXH7993-086 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus SNP-DEH0028-036 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual AccessH0174-004 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual LibertyH0174-027 | Dual-Eligible | $0 |
| UHC Dual Complete TX-Q5H2406-050 | Dual-Eligible | $0 |
| Wellpoint Kidney CareH2593-031 | Chronic or Disabling Condition | $0 |
| ProCare AdvantageH3467-001 | Institutional | $0 |
| Humana Gold Plus SNP-DEH4461-069 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-070 | Dual-Eligible | $0 |
| Humana Gold Plus: Diabetes and HeartH4461-085 | Chronic or Disabling Condition | $0 |
| HealthSpring TotalCareH4513-060 | Dual-Eligible | $0 |
Show the other 27 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| HealthSpring TotalCare PlusH4513-104 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual Extra CareH4523-034 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only Extra CareH4523-041 | Dual-Eligible | $0 |
| Aetna Medicare Chronic Care TotalH4523-048 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete TX-Q2H4527-057 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S4H4527-060 | Dual-Eligible | $0 |
| UHC Complete Care Support TX-2AH4527-061 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH5216-369 | Institutional | $0 |
| Humana Together in HealthH7617-138 | Institutional | $0 |
| Devoted Dual 017 TXH7993-017 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 029 TXH7993-029 | Chronic or Disabling Condition | $0 |
| Devoted Dual Full 038 TXH7993-038 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH8597-001 | Dual-Eligible | $0 |
| Aetna Medicare QMB Only CareH8597-004 | Dual-Eligible | $0 |
| Wellpoint Full Dual AdvantageH8849-027 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH8849-028 | Dual-Eligible | $0 |
| Wellpoint Dual AdvantageH8849-030 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| Alignment Health Duals+ 007H5472-007 | Dual-Eligible | $6.30 |
| El Paso Health Medicare Advantage DualH3407-001 | Dual-Eligible | $6.30 |
| El Paso Health Medicare AlignH3407-004 | Dual-Eligible | $6.30 |
| Provider Partners Texas Advantage PlanH4054-001 | Institutional | $6.30 |
| Alignment Health Heart & Diabetes Plus 004H5472-004 | Chronic or Disabling Condition | $6.30 |
| Alignment Health Duals+ 009H5472-009 | Dual-Eligible | $6.30 |
| Molina Medicare Complete Care PlusH6515-003 | Dual-Eligible | $6.30 |
| Wellpoint Chronic Care AdvantageH8849-031 | Chronic or Disabling Condition | $6.30 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in El Paso use Medicare Advantage?
116,425 of the county's 155,388 people with Medicare were in a Medicare Advantage plan in September 2026, 74.9%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027