Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

UHC Dual Advantage TX-V2, 2027

H4527Contract003Plan

HMO-POS D-SNP · special needs plan, dual-eligible · 7 counties in Texas

Run by Physicians Health Choice of Texas, LLC (contract H4527), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.

Renews, split 5 ways

2026 star rating, contract H4527: 4.5 of 5

UHC Dual Advantage TX-V2 (H4527-003) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $5,900 ($4,900 in 2026). In 2026 it was called UHC Dual Complete TX-V002. Some of its 2026 members move to H3868-003, H3868-004, H3868-005, H3868-007 instead (CMS crosswalk).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Plan name	UHC Dual Complete TX-V002	UHC Dual Advantage TX-V2	renamed
In-network out-of-pocket limit	$4,900	$5,900	up $1,000
Drug deductible	$417	$75	down $342
Part B premium reduction, monthly	$0.30	none	dropped
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network	$290 copay	$350 copay	up $60
Eyewear, yearly limit	$75 a year	$125 a year	up $50
Hearing aids, yearly limit for both ears	not offered	$1,000 a year	added
Counties served	13	7	down 6
Drug tier 5, specialty tier	25% of the cost	32% of the cost	up 7 points
12 lines do not change
Monthly premium	$0	$0	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$0 copay	$0 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$350 a day for days 1–6, then $0 a day for days 7–90	$350 a day for days 1–6, then $0 a day for days 7–90	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$0	$0	no change
Drug tier 3, preferred brand	25% of the cost	25% of the cost	no change
Drug tier 4, non-preferred drug	25% of the cost	25% of the cost	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$0	$0
Tier 3	Preferred Brand	25% of the cost	25% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	25% of the cost
Tier 5	Specialty Tier	25% of the cost	32% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 34 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 2 plans have a lower out-of-pocket limit, 31 a higher one. On the premium, 28 the same, 5 a higher one.

Out-of-pocket limits of the 34 dual-eligible special needs plans

$0 to under $2,0000 plans

$2,000 to under $4,0002 plans

$4,000 to under $6,000 (this plan)1 plan

$6,000 to under $8,0000 plans

$8,000 to $10,00031 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 7 counties: $0 a month and $5,900.

Texas

Aransas Bee El Paso Jim Wells Kleberg Nueces San Patricio

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where do its 2026 members go?

The CMS crosswalk moves the members of the 2026 plan into 5 plans for 2027. It names the plans but not which member goes to which; the counties show where each 2027 plan is sold, and the plan's Annual Notice of Change says which one is yours.

2027 plan	Sold in	Members in those counties, Sept. 2026	Premium 2027	Limit 2027
UHC Dual Complete TX-Q6H3868-003	6 of its 13 2026 counties, in Texas	685	$0	$9,850
UHC Dual Complete TX-S6H3868-004	6 of its 13 2026 counties, in Texas	685	$0	$9,850
UHC Dual Advantage TX-V11H3868-005	6 of its 13 2026 counties, in Texas	685	$0	$4,450
UHC Dual Complete TX-YL2H3868-007	6 of its 13 2026 counties, in Texas	685	$0	$9,850
Stays in this plan	7 of its 13 2026 counties, in Texas	290	$0	$5,900

Where the plans are sold in the same counties, the member counts overlap, so they add up to more than the plan's members.

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

Who runs this plan?

Plan ID: H4527-003
Legal name of the contract: Physicians Health Choice of Texas, LLC
Sold as: UnitedHealthcare
Parent company: UnitedHealth Group, Inc.
Plan type: HMO-POS D-SNP
2026 star rating of the contract: 4.5 of 5 overall; health plan 4.5 of 5, drug plan 4 of 5
Members, September 2026: 1,002
Plan website, as filed with CMS: UHC.com/Medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Travis, TXWhere most of its members live; premiums and limits side by side
Every UnitedHealthcare plan for 2027Its contracts, counties and plans that end
The other 22 plans of contract H4527Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.