Medicare Advantage plans in Putnam, TN, 2027
Putnam, Tennessee has 31 Medicare Advantage plans open to everyone for 2027 (35 in 2026) and 22 special needs plans, according to the CMS landscape files; 17 of the open plans have a $0 premium. 7 plans that served the county in 2026 end or leave it, with 88 members living here in September 2026.
What changes in Putnam for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 35 | 31 | ▼down 4 |
| Special needs plans | 23 | 22 | ▼down 1 |
| Plans with a $0 premium | 19 | 17 | ▼down 2 |
| Plans that lower the Part B premium | 13 | 7 | ▼down 6 |
| Median out-of-pocket limit | $4,800 | $5,400 | ▲up $600 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Putnam join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-235 · PPO | $0 | $3,400 | $50 | 3.5 of 5 |
| Humana USAA Honor GivebackH4461-004 · HMO | $0 | $3,750 | $160 | 4 of 5 |
| Humana Gold PlusH4461-080 · HMO | $0 | $3,800 | none | 4 of 5 |
| HealthSpring CourageH4513-033 · HMO | $0 | $3,900 | $120 | 4.5 of 5 |
| AARP Medicare Advantage Essentials from UHC TC-2H5253-047 · HMO-POS | $0 | $4,200 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx TC-MA01H5253-113 · HMO-POS | $0 | $4,450 | $165 | 4 of 5 |
| BlueAdvantage FreedomH7917-039 · PPO | $0 | $4,450 | $70 | 4 of 5 |
| HumanaChoiceR0110-017 · Regional PPO | $0 | $4,650 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC TC-7H5253-255 · HMO-POS | $0 | $4,900 | none | 4 of 5 |
| HealthSpring PreferredH4513-049 · HMO | $0 | $5,550 | none | 4.5 of 5 |
| BlueAdvantage SapphireH7917-030 · PPO | $0 | $5,900 | none | 4 of 5 |
| Aetna Medicare Value PlusH3146-012 · HMO | $0 | $6,750 | none | 4.5 of 5 |
| Wellpoint Medicare Advantage 2H5828-016 · HMO-POS | $0 | $7,125 | none | 3 of 5 |
| UHC Medicare Advantage TC-0001H2001-104 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC TC-4H5253-121 · HMO-POS | $0 | $7,150 | $103 | 4 of 5 |
| Aetna Medicare EagleH5521-279 · PPO | $0 | $9,850 | $100 | 4.5 of 5 |
| HealthSpring True ChoiceH7849-153 · PPO | $0 | $9,850 | none | 3 of 5 |
| BlueAdvantage ExtraH7917-041 · PPO | $13 | $7,150 | none | 4 of 5 |
| Humana Value PlusH5216-180 · PPO | $13.70 | $5,400 | none | 3.5 of 5 |
| Humana Value PlusH7617-088 · PPO | $13.70 | $5,400 | none | 4.5 of 5 |
Show the other 11 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellpoint Extra HelpH5828-008 · HMO-POS | $13.70 | $9,000 | none | 3 of 5 |
| Humana Gold PlusH4461-083 · HMO | $22 | $3,200 | none | 4 of 5 |
| Aetna Medicare Signature ExtraH5521-501 · PPO | $29 | $9,850 | none | 4.5 of 5 |
| Wellpoint Medicare AdvantageH5828-013 · HMO-POS | $40 | $6,750 | none | 3 of 5 |
| HealthSpring PremierH4513-036 · HMO-POS | $50 | $6,150 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC TC-0003H5253-048 · HMO-POS | $55 | $3,500 | none | 4 of 5 |
| HumanaChoiceH5216-097 · PPO | $85 | $9,100 | none | 3.5 of 5 |
| Humana Gold PlusH4461-081 · HMO | $90 | $1,900 | none | 4 of 5 |
| BlueAdvantage RubyH7917-014 · PPO | $98 | $4,450 | none | 4 of 5 |
| HumanaChoiceR0110-018 · Regional PPO | $124 | $7,000 | none | 3.5 of 5 |
| BlueAdvantage DiamondH7917-010 · PPO | $149 | $4,450 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Putnam in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare SimpleH1416-077 | 64 | Not offered |
| Wellcare GivebackH1416-079 | 24 | Not offered |
| Wellcare Dual AccessH1416-035 | fewer than 11 | Not offered |
| Wellcare AssistH1416-042 | fewer than 11 | Not offered |
| Wellcare Patriot GivebackH1416-061 | fewer than 11 | Not offered |
| Wellcare AssistH1416-083 | fewer than 11 | Not offered |
| Humana Together in Health SelectH5216-453 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care TC-0005H5253-193 | Chronic or Disabling Condition | $0 |
| Senior CareH4172-003 | Institutional | $0 |
| BlueAdvantage Total Heart and DiabetesH7917-044 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete TN-Y2H0251-009 | Dual-Eligible | $0 |
| UHC Dual Complete TN-Q1H0251-010 | Dual-Eligible | $0 |
| Abilis Health CommunityH2400-002 | Institutional | $0 |
| Humana Gold Plus SNP-DEH4461-022 | Dual-Eligible | $0 |
| Humana Dual QMB OnlyH4461-038 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-416 | Institutional | $0 |
| Wellpoint Full Dual Advantage SupportH5828-001 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH5828-002 | Dual-Eligible | $0 |
| Wellpoint Full Dual Advantage 2H5828-018 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-117 | Institutional | $0 |
| UHC Complete Care Support TC-6H5253-194 | Chronic or Disabling Condition | $4.90 |
| UHC Dual Complete TN-YLH0251-004 | Dual-Eligible | $8.60 |
| HealthSpring TotalCare PlusH4513-034 | Dual-Eligible | $10 |
| NHC AdvantageH4172-001 | Institutional | $12.20 |
| BlueCare PlusH3259-001 | Dual-Eligible | $13.70 |
| BlueCare Plus ChoiceH3259-002 | Dual-Eligible | $13.70 |
| BlueCare Plus SelectH3259-003 | Dual-Eligible | $13.70 |
| BlueAdvantage Total Heart and Diabetes PlusH7917-046 | Chronic or Disabling Condition | $13.70 |
| Abilis HealthH2400-001 | Institutional | $16.20 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Putnam use Medicare Advantage?
8,981 of the county's 18,752 people with Medicare were in a Medicare Advantage plan in September 2026, 47.9%; in Tennessee as a whole the share is 53.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TennesseeEvery county of the state
- 11 stand-alone drug plans in TennesseeIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027