Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

BlueCare Plus, 2027

H3259Contract001Plan

HMO D-SNP · special needs plan, dual-eligible · 95 counties in Tennessee

Run by Volunteer State Health Plan (contract H3259), sold as BlueCare Plus Tennessee, owned by BlueCross BlueShield of Tennessee

Takes in 2 plans

2026 star rating, contract H3259: 3.5 of 5

BlueCare Plus (H3259-001) costs $13.70 a month in 2027, down $14 from 2026, with an in-network out-of-pocket limit of $9,850 ($9,250 in 2026). It takes in the members of H3259-002, H3259-003. Some of its 2026 members move to H3259-002, H3259-003 instead (CMS crosswalk).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Monthly premium	$27.70	$13.70	down $14
In-network out-of-pocket limit	$9,250	$9,850	up $600
Drug deductible	$615	$700	up $85
Hospital stay, in network	$2,230 a stay	$2,240 a stay	up $10for a 5-day stay
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	not filed	changed
Comprehensive dental, yearly limit	$3,000 a year	not offered	dropped
Over-the-counter items, yearly	not offered	$3,624 a year	added
Drug tier 1, preferred generic	$0	25% of the cost	changed
12 lines do not change
Part B premium reduction, monthly	none	none	no change
Primary care visit	20% of the cost	20% of the cost	no change
Specialist visit	20% of the cost	20% of the cost	no change
Emergency room	20% of the cost	20% of the cost	no change
Medical deductible, in network	none	none	no change
Ground ambulance, in network	20% of the cost	20% of the cost	no change
Eyewear, yearly limit	$400 a year	$400 a year	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Counties served	95	95	no change
Drug tier 2, generic	25% of the cost	25% of the cost	no change
Drug tier 3, preferred brand	25% of the cost	25% of the cost	no change
Drug tier 4, non-preferred drug	25% of the cost	25% of the cost	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	25% of the cost
Tier 2	Generic	25% of the cost	25% of the cost
Tier 3	Preferred Brand	25% of the cost	25% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	25% of the cost
Tier 5	Specialty Tier	not offered	25% of the cost
Tier 6	Select Care Drugs	not offered	$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 12 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 11 the same. On the premium, 9 plans have a lower premium, 2 the same.

Out-of-pocket limits of the 12 dual-eligible special needs plans

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0000 plans

$6,000 to under $8,0000 plans

$8,000 to $10,000 (this plan)12 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 95 counties: $13.70 a month and $9,850.

Tennessee

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where do its 2026 members go?

The CMS crosswalk moves the members of the 2026 plan into 3 plans for 2027. It names the plans but not which member goes to which; the counties show where each 2027 plan is sold, and the plan's Annual Notice of Change says which one is yours.

2027 plan	Sold in	Members in those counties, Sept. 2026	Premium 2027	Limit 2027
Stays in this plan	95 of its 95 2026 counties, in Tennessee	17,761	$13.70	$9,850
BlueCare Plus ChoiceH3259-002	95 of its 95 2026 counties, in Tennessee	17,761	$13.70	$9,850
BlueCare Plus SelectH3259-003	95 of its 95 2026 counties, in Tennessee	17,761	$13.70	$9,850

Where the plans are sold in the same counties, the member counts overlap, so they add up to more than the plan's members.

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

Which 2026 plans move into it, and what changes for their members?

For 2027 this plan takes in the members of 2 other plans, beside its own 17,792 members. In 2027 it costs $13.70 a month with a $9,850 limit; each row compares that with the plan its members had in 2026.

2026 plan	Members, Sept. 2026	Members who move	Premium 2026	Premium change	Limit 2026	Limit change
BlueCare Plus ChoiceH3259-002	2,753	2,534	$27.70	down $14	$9,250	up $600
BlueCare Plus SelectH3259-003	10,617	10,584	$27.70	down $14	$9,250	up $600

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.

Who runs this plan?

Plan ID: H3259-001
Legal name of the contract: Volunteer State Health Plan
Sold as: BlueCare Plus Tennessee
Parent company: BlueCross BlueShield of Tennessee
Plan type: HMO D-SNP
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Members, September 2026: 17,792
Plan website, as filed with CMS: bluecareplus.bcbst.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Shelby, TNWhere most of its members live; premiums and limits side by side
Every BlueCare Plus Tennessee plan for 2027Its contracts, counties and plans that end
The other 2 plans of contract H3259Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.