Medicare Advantage plans in Carroll, TN, 2027
Carroll, Tennessee has 28 Medicare Advantage plans open to everyone for 2027 (28 in 2026) and 20 special needs plans, according to the CMS landscape files; 17 of the open plans have a $0 premium. 7 plans that served the county in 2026 end or leave it, with 70 members living here in September 2026.
What changes in Carroll for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 28 | 28 | no change |
| Special needs plans | 18 | 20 | ▲up 2 |
| Plans with a $0 premium | 16 | 17 | ▲up 1 |
| Plans that lower the Part B premium | 8 | 7 | ▼down 1 |
| Median out-of-pocket limit | $5,050 | $6,400 | ▲up $1,350 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Carroll join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HealthSpring CourageH4513-033 · HMO | $0 | $3,900 | $120 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx TC-MA01H5253-113 · HMO-POS | $0 | $4,450 | $165 | 4 of 5 |
| BlueAdvantage FreedomH7917-039 · PPO | $0 | $4,450 | $70 | 4 of 5 |
| HumanaChoiceR0110-017 · Regional PPO | $0 | $4,650 | none | 3.5 of 5 |
| Devoted Choice 024 TNH7028-024 · PPO | $0 | $5,650 | none | 4.5 of 5 |
| BlueAdvantage GarnetH7917-033 · PPO | $0 | $5,900 | none | 4 of 5 |
| HealthSpring PreferredH4513-049 · HMO | $0 | $6,200 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC TN-0003H5253-081 · HMO-POS | $0 | $6,400 | none | 4 of 5 |
| AARP Medicare Advantage Direct Plus from UHC TN-8H5253-249 · HMO-POS | $0 | $6,400 | none | 4 of 5 |
| AARP Medicare Advantage from UHC TN-0002H2001-094 · PPO | $0 | $6,700 | none | 4.5 of 5 |
| Aetna Medicare Value PlusH3146-012 · HMO | $0 | $6,750 | none | 4.5 of 5 |
| Devoted Choice Giveback Extras 044 TNH7028-044 · PPO | $0 | $6,900 | $70 | 4.5 of 5 |
| Wellpoint Medicare Advantage 2H5828-016 · HMO-POS | $0 | $7,125 | none | 3 of 5 |
| AARP Medicare Advantage Giveback from UHC TC-4H5253-121 · HMO-POS | $0 | $7,150 | $103 | 4 of 5 |
| Devoted Choice Giveback 025 TNH7028-025 · PPO | $0 | $8,700 | $152.70 | 4.5 of 5 |
| Aetna Medicare EagleH5521-279 · PPO | $0 | $9,850 | $100 | 4.5 of 5 |
| HealthSpring True ChoiceH7849-153 · PPO | $0 | $9,850 | none | 3 of 5 |
| BlueAdvantage ExtraH7917-041 · PPO | $13 | $7,150 | none | 4 of 5 |
| HealthSpring PrimaryH4513-053 · HMO | $13.70 | $5,400 | none | 4.5 of 5 |
| Wellpoint Extra HelpH5828-008 · HMO-POS | $13.70 | $9,000 | none | 3 of 5 |
Show the other 8 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC TN-0004H5253-082 · HMO-POS | $22 | $4,450 | none | 4 of 5 |
| BlueAdvantage EmeraldH7917-047 · PPO | $25 | $5,900 | none | 4 of 5 |
| Aetna Medicare Signature ExtraH5521-501 · PPO | $29 | $9,850 | none | 4.5 of 5 |
| Wellpoint Medicare AdvantageH5828-013 · HMO-POS | $40 | $6,750 | none | 3 of 5 |
| HealthSpring PremierH4513-036 · HMO-POS | $50 | $6,150 | none | 4.5 of 5 |
| BlueAdvantage RubyH7917-012 · PPO | $95 | $4,450 | none | 4 of 5 |
| HumanaChoiceR0110-018 · Regional PPO | $124 | $7,000 | none | 3.5 of 5 |
| BlueAdvantage DiamondH7917-009 · PPO | $161 | $4,450 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Carroll in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare SimpleH1416-077 | 49 | Not offered |
| Wellcare GivebackH1416-079 | 21 | Not offered |
| Wellcare Dual AccessH1416-035 | fewer than 11 | Not offered |
| Wellcare AssistH1416-042 | fewer than 11 | Not offered |
| Wellcare Patriot GivebackH1416-061 | fewer than 11 | Not offered |
| Wellcare AssistH1416-083 | fewer than 11 | Not offered |
| Humana Together in Health SelectH5216-453 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted C-SNP Choice Enhanced 037 TNH7028-037 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice Giveback Extras 036 TNH7028-036 | Chronic or Disabling Condition | $0 |
| UHC Complete Care TC-0005H5253-193 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete TN-Y2H0251-009 | Dual-Eligible | $0 |
| UHC Dual Complete TN-Q1H0251-010 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-416 | Institutional | $0 |
| Wellpoint Full Dual Advantage SupportH5828-001 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH5828-002 | Dual-Eligible | $0 |
| Wellpoint Full Dual Advantage 2H5828-018 | Dual-Eligible | $0 |
| Devoted C-SNP Choice Plus 031 TNH7028-031 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH7617-117 | Institutional | $0 |
| BlueAdvantage Total Heart and DiabetesH7917-045 | Chronic or Disabling Condition | $0 |
| UHC Complete Care Support TC-6H5253-194 | Chronic or Disabling Condition | $4.90 |
| UHC Dual Complete TN-YLH0251-004 | Dual-Eligible | $8.60 |
| HealthSpring TotalCare PlusH4513-034 | Dual-Eligible | $10 |
| BlueCare PlusH3259-001 | Dual-Eligible | $13.70 |
| BlueCare Plus ChoiceH3259-002 | Dual-Eligible | $13.70 |
| BlueCare Plus SelectH3259-003 | Dual-Eligible | $13.70 |
| American Health Advantage of TennesseeH7779-001 | Institutional | $13.70 |
| BlueAdvantage Total Heart and Diabetes PlusH7917-046 | Chronic or Disabling Condition | $13.70 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Carroll use Medicare Advantage?
3,379 of the county's 7,724 people with Medicare were in a Medicare Advantage plan in September 2026, 43.8%; in Tennessee as a whole the share is 53.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TennesseeEvery county of the state
- 11 stand-alone drug plans in TennesseeIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027