Medicare Advantage plans in Suffolk, NY, 2027
Suffolk, New York has 18 Medicare Advantage plans open to everyone for 2027 (27 in 2026) and 21 special needs plans, according to the CMS landscape files; 7 of the open plans have a $0 premium. 12 plans that served the county in 2026 end or leave it, with 18,201 members living here in September 2026.
What changes in Suffolk for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 27 | 18 | ▼down 9 |
| Special needs plans | 24 | 21 | ▼down 3 |
| Plans with a $0 premium | 13 | 7 | ▼down 6 |
| Plans that lower the Part B premium | 7 | 2 | ▼down 5 |
| Median out-of-pocket limit | $9,250 | $9,850 | ▲up $600 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Suffolk join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Anthem Veteran 2H6988-008 · HMO-POS | $0 | $6,800 | $125 | 5 of 5 |
| EmblemHealth VIP ValueH3330-049 · HMO | $0 | $9,850 | none | 4 of 5 |
| Aetna Medicare EliteH5521-120 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| Aetna Medicare Eagle GivebackH5521-320 · PPO | $0 | $9,850 | $80 | 4.5 of 5 |
| Wellcare Fidelis AssistH5599-002 · HMO-POS | $0 | $9,850 | none | 3 of 5 |
| Wellcare Fidelis SimpleH5599-004 · HMO-POS | $0 | $9,850 | none | 3 of 5 |
| Wellcare Fidelis Patriot SimpleH5599-010 · HMO-POS | $0 | $9,850 | none | 3 of 5 |
| Healthfirst Increased Benefits PlanH3359-019 · HMO | $17.10 | $9,850 | none | 4.5 of 5 |
| VNS Health EasyCareH5549-012 · HMO | $25 | $9,850 | none | 3.5 of 5 |
| EmblemHealth VIP SaverH3330-051 · HMO | $40.40 | $9,850 | none | 4 of 5 |
| Humana Gold PlusH3533-037 · HMO | $50 | $9,250 | none | 3 of 5 |
| Anthem Medicare Advantage 3H6988-007 · HMO-POS | $70 | $9,850 | none | 5 of 5 |
| Aetna Medicare Elite ExtraH5521-674 · PPO | $79 | $9,850 | none | 4.5 of 5 |
| Anthem Medicare AdvantageH8432-011 · HMO | $96 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH3312-064 · HMO | $104 | $9,850 | none | 3 of 5 |
| Healthfirst SignatureH9678-002 · PPO | $155 | $9,850 | none | 3 of 5 |
| EmblemHealth VIP GoldH3330-021 · HMO | $166 | $9,850 | none | 4 of 5 |
| EmblemHealth VIP Gold PlusH3330-038 · HMO | $216 | $9,850 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Suffolk in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HumanaChoiceH5970-029 | 4,252 | Leaves the county |
| Humana Direct Choice GIvebackH5970-032 | 2,891 | Not offered |
| Wellcare Simple OpenH2775-106 | 2,617 | Leaves the county |
| Humana Gold Plus GivebackH3533-027 | 2,474 | Not offered |
| Wellcare Giveback OpenH2775-111 | 1,852 | Leaves the county |
| Aetna Medicare EnhancedH5521-665 | 1,065 | Not offered |
| HealthSpring True ChoiceH7849-150 | 883 | Not offered |
| Humana USAA Honor GivebackH5970-016 | 684 | Leaves the county |
| Wellcare Assist OpenH2775-113 | 639 | Leaves the county |
| EmblemHealth VIP DualH5991-012 | 356 | Not offered |
| Aetna Medicare Partial Dual CareH3312-090 | 298 | Not offered |
| EmblemHealth VIP Dual EnhancedH5991-013 | 190 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Nursing Home Plan NY-F002H2292-002 | Institutional | $0 |
| Wellcare Dual Access OpenH2775-112 | Dual-Eligible | $0 |
| Aetna Medicare Chronic Care TotalH3312-111 | Chronic or Disabling Condition | $0 |
| Elderplan SelectH3347-018 | Institutional | $0 |
| UHC Dual Complete NY-Q001H3387-015 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH3533-036 | Dual-Eligible | $0 |
| Wellcare Fidelis Dual Liberty SyncH5599-015 | Dual-Eligible | $0 |
| Wellcare Fidelis Dual AccessH5599-017 | Dual-Eligible | $0 |
| Aetna Medicare LongevityH5521-461 | Institutional | $10.70 |
| UHC Dual Complete NY-S001H2001-063 | Dual-Eligible | $19.40 |
| VNS Health EasyCare PlusH5549-011 | Dual-Eligible | $23.60 |
| Longevity Health PlanH8457-001 | Institutional | $29.70 |
| UHC Dual Complete NY-S002H3387-014 | Dual-Eligible | $31.70 |
| Elderplan Advantage For Nursing Home ResidentsH3347-003 | Institutional | $33.70 |
| VNS Health TotalH5549-003 | Dual-Eligible | $40.50 |
| Aetna Medicare Full Dual CareH3312-069 | Dual-Eligible | $40.50 |
| Healthfirst Life Improvement PlanH3359-021 | Dual-Eligible | $40.50 |
| UHC Dual Complete NY-YLH3387-013 | Dual-Eligible | $40.50 |
| Wellcare Fidelis Dual Align UnityH5599-003 | Dual-Eligible | $40.50 |
| Anthem HealthPlus Full Dual Advantage LTSS 2H6988-004 | Dual-Eligible | $40.50 |
| Anthem HealthPlus Full Dual AdvantageH8432-042 | Dual-Eligible | $40.50 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Suffolk use Medicare Advantage?
101,300 of the county's 338,907 people with Medicare were in a Medicare Advantage plan in September 2026, 29.9%; in New York as a whole the share is 53.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in New YorkEvery county of the state
- 9 stand-alone drug plans in New YorkIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027