Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Elderplan Select, 2027

H3347Contract018Plan

HMO-POS I-SNP · special needs plan, institutional · 18 counties in New York

Run by Elderplan, Inc. (contract H3347), sold as Elderplan, owned by Elderplan, Inc.

Renews for 2027

2026 star rating, contract H3347: 3.5 of 5

Elderplan Select (H3347-018) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $9,850 ($7,500 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$7,500	$9,850	up $2,350
Drug deductible	$0	$350	up $350
Skilled nursing facility, in network	$0 a day for days 1–20, then $214 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $70for a 30-day stay
Ground ambulance, in network	$100 copay	$115 copay	up $15
Over-the-counter items, yearly	$2,100 a year	not offered	dropped
Drug tier 5, specialty tier	25% of the cost	29% of the cost	up 4 points
15 lines do not change
Monthly premium	$0	$0	no change
Part B premium reduction, monthly	$2.50	$2.50	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$0 copay	$0 copay	no change
Emergency room	$115 copay	$115 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$320 a day for days 1–6, then $0 a day for days 7–90	$320 a day for days 1–6, then $0 a day for days 7–90	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	not offered	not offered	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Counties served	18	18	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$2	$2	no change
Drug tier 3, preferred brand	$25	$25	no change
Drug tier 4, non-preferred drug	$100	$100	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$2	$2
Tier 3	Preferred Brand	$25	$25
Tier 4	Non-Preferred Drug	$100	$100
Tier 5	Specialty Tier	25% of the cost	29% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 9 institutional special needs plans are sold for 2027, this one included. Against the others, 2 plans have a lower out-of-pocket limit, 6 the same. On the premium, 1 the same, 7 a higher one.

Out-of-pocket limits of the 9 institutional special needs plans

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0001 plan

$6,000 to under $8,0000 plans

$8,000 to $10,000 (this plan)8 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 18 counties: $0 a month and $9,850.

New York

Bronx Dutchess Kings Livingston Monroe Nassau New York Ontario Orange Orleans Putnam Queens Richmond Rockland Seneca Suffolk Westchester Yates

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H3347-018
Legal name of the contract: Elderplan, Inc.
Sold as: Elderplan
Parent company: Elderplan, Inc.
Plan type: HMO-POS I-SNP
2026 star rating of the contract: 3.5 of 5 overall; health plan 3 of 5, drug plan 3.5 of 5
Members, September 2026: 467
Plan website, as filed with CMS: www.elderplan.org

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Monroe, NYWhere most of its members live; premiums and limits side by side
Every Elderplan plan for 2027Its contracts, counties and plans that end
The other 3 plans of contract H3347Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.