What are the best Medicare Advantage plans in New York?

New York has 12 five-star rated Medicare Advantage plans out of 225 total plans - a top-third inventory book (#5 of 49). Average star 3.8. Browse by county to match contracts to your FIPS service area.

How do Medicare Advantage star ratings work?

CMS rates Medicare Advantage plans on a 1-to-5 star scale based on quality measures including preventive care, chronic disease management, member satisfaction, and customer service. Plans with 4+ stars are considered high quality. In New York, the average rating is 3.8 stars.

How much do Medicare Advantage plans cost in New York?

Average monthly MA premium in New York is $45.88 across a wider inventory book; many $0-premium plans trade network flexibility. Confirm on Medicare.gov by county.

How do I enroll in a Medicare Advantage plan in New York?

You can enroll during the Annual Election Period (October 15 - December 7) for coverage starting January 1, or during the Medicare Advantage Open Enrollment Period (January 1 - March 31). Visit Medicare.gov, call 1-800-MEDICARE, or contact a licensed Medicare insurance agent in New York. You must have Medicare Parts A and B to enroll.

What supplemental benefits do Medicare Advantage plans in New York include?

Many Medicare Advantage plans in New York include supplemental benefits not covered by Original Medicare, such as dental, vision, hearing, fitness programs, over-the-counter drug allowances, and transportation. Benefits vary by plan, check individual plan details for specific coverage.

Medicare Advantage · State · 2026 plan year

Medicare Advantage in New York

Name: Medicare Advantage Plans - New York
Creator: PlainMedicare
License: https://creativecommons.org/publicdomain/zero/1.0/

According to the Centers for Medicare & Medicaid Services (CMS) 2026 plan-year files, 225 plans across 62 counties; find your county to compare every plan available where you live.

Compiled by Plainmedicare · September 1, 2026

225
Plans available: 3.8★
Avg CMS rating: $45.88
Avg premium/mo: 12
5-star plans

The short answer

New York ranks #5 of 49 by Medicare Advantage plan inventory (225 plans) but #30 by average CMS star (3.77★).

#5
inventory rank: 225
plans statewide: #30
avg star rank: 3.77★
mean CMS rating

Plan inventory and average star are independent CMS signals; a large catalog is not the same as the highest mean quality score.

Product mix · NY plans_unique

How 225 New York plans split by CMS plan type

HMO 91 plans (40%) Local PPO 83 plans (37%) HMO POS 47 plans (21%) PFFS 4 plans (2%)

Exclusive CMS plan-type codes for this state's representative plans_unique rows, orthogonal to the star-bucket chart below. Source: CMS landscape, 2026.

Wider statewide MA inventory

New York in the wider-inventory third

New York ranks #5 of 49 states and territories by Medicare Advantage plan count (225 plans) - top-third inventory breadth in the CMS file. According to CMS 2026 plan-year filings, New York beneficiaries can choose from 225 distinct Medicare Advantage plans marketed across 62 counties - a top-third inventory book (#5 of 49 by plan count). 12 plans reached the top 5-star tier (year-round Special Enrollment rights for those contracts). County (FIPS) service areas still decide what is sold where you live - open a county below before the October 15 - December 7 Annual Election Period closes.

plans #5/49 · stars #30/49 · 62 counties · avg prem $45.88/mo

Quality across a wider MA book in New York

New York offers 225 Medicare Advantage plans across 62 counties. Mean star 3.8★ across a wider inventory book (star rank #30/49); compare county contracts, not only the state average. Confirm premiums and networks on <a class="underline" href="https://www.medicare.gov/plan-compare/" target="_blank" rel="external noopener">Medicare.gov Plan Compare</a>.

Where New York sits on CMS quality

Average CMS star rating across the state's own Medicare Advantage plans, against every state and territory in the CMS file

3.77★ Top 59% higher than 41% of 49 states and territories

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

Counties in New York

Click a county to see all Medicare Advantage plans available in your area.

Wider inventory markets: start with how to choose a plan then open your county.

Note: PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent before making enrollment decisions. Plan availability and premiums change annually, always verify with Medicare.gov or 1-800-MEDICARE.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from the Centers for Medicare & Medicaid Services (CMS). Retrieved and formatted by PlainMedicare

Using New York's Medicare Advantage market

Plan availability and star ratings vary by county, not just by state.

New York beneficiaries can choose from 225 distinct Medicare Advantage plans across 62 counties (#5 of 49 states by plan count) - look up your own county for what's actually sold there. Browse by county
The state's mean CMS star rating ranks #30 of 49 - see how star ratings are built before comparing plans. How star ratings work
Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare

State-level figures average every county's filings; the plans actually sold where you live can differ from the state total.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.

CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.