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Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

HumanaChoice SNP-DE is not offered in 2027

H5970Contract020Plan

PPO D-SNP · served 48 counties in New York in 2026

Run by Humana Insurance Company of New York (contract H5970), sold as Humana, owned by Humana Inc.

CMS crosswalk: not offered in 2027

Not offered in 2027

HumanaChoice SNP-DE (H5970-020) is not offered in 2027: the CMS plan crosswalk of October 1, 2026 lists it as terminated, so its coverage ends December 31, 2026. The plan's $200 eyewear allowance end with it; other plans sold in its counties may offer them (each county page lists the 2027 plans). 15,386 people were enrolled in it in September 2026. They can choose another plan during open enrollment, October 15 to December 7, 2026, to have no gap (or by the end of February, with coverage from the first of the next month); anyone who does not join another plan before it ends moves to Original Medicare, and because its members have Medicaid, Medicare enrolls them in a drug plan.

What do members lose for 2027?

The plan's 2026 amounts; it has none for 2027 under this ID.
What you pay or get20262027Change
Monthly premium$0.90not offeredplan ends
In-network out-of-pocket limit$9,250not offeredplan ends
Eyewear, yearly limit$200 a yearnot offeredplan ends
Counties served48noneplan ends

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.

What can members do, and by when?

October 15 to December 7, 2026
Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027
A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing
You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one; if you have Extra Help or full Medicaid, Medicare enrolls you in a drug plan automatically.
If you choose Original Medicare
You have a guaranteed right to buy Medigap Plan A, B, C, D, F, G, K or L sold in your state by any insurance company; if you were new to Medicare on or after January 1, 2020, Plans D and G take the place of C and F. Apply from 60 days before to 63 days after the plan ends; the policy starts once your Medicare Advantage coverage ends. Other Medigap plans are not covered by this right.
If you have Medicaid or Extra Help
You can switch to a different drug plan, or leave a Medicare Advantage plan for Original Medicare with a drug plan, once a calendar month; the change starts the first day of the next month.
Help choosing
A special needs plan member can get free one-on-one help from the State Health Insurance Assistance Program (SHIP), or from the state Medicaid office for plans that work with Medicaid.

Source: Medicare.gov, “Special enrollment periods”, “When can I buy a Medigap policy?” and “Help with drug costs” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 48 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
CountyMembers, Sept. 2026
Erie, NY1,651
Monroe, NY1,290
Oneida, NY897
Onondaga, NY852
Broome, NY843
Chautauqua, NY774
Westchester, NY501
Cattaraugus, NY458
Orange, NY458
Steuben, NY438
Chenango, NY412
Chemung, NY396
Herkimer, NY388
Otsego, NY360
Niagara, NY359
Albany, NY335
Fulton, NY314
Montgomery, NY308
Schenectady, NY275
Oswego, NY269
Dutchess, NY262
Delaware, NY250
Madison, NY242
Sullivan, NY242
Jefferson, NY237
Ulster, NY234
Rockland, NY202
Cayuga, NY199
Rensselaer, NY192
Tioga, NY192
Allegany, NY174
Schoharie, NY157
Cortland, NY129
Livingston, NY125
Saratoga, NY124
Genesee, NY119
Putnam, NY89
Orleans, NY87
Lewis, NY85
Seneca, NY69
Schuyler, NY63
Wyoming, NY60
Warren, NY58
Washington, NY55
Greene, NY38
Yates, NY32
Columbia, NY26
Hamilton, NYfewer than 11

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

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