Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Humana Insurance Company of New York (H5970)
H5970Contract
A company of Humana Inc., sold as Humana
3 plans in 2027 (7 in 2026) · 76,504 members in September 2026
Humana Insurance Company of New York is the Humana Inc. company that holds Medicare contract H5970, sold as Humana. In 2027 it offers 3 plans (7 in 2026); 4 of its 2026 plans are not offered in 2027. 76,504 people were in its plans in September 2026.
What plans does H5970 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Humana USAA Honor GivebackH5970-016 | PPO | $0 | $4,950 | 47 counties | renews in fewer counties |
| HumanaChoiceH5970-028 | PPO | $0 | $9,250 | 3 counties | renews in fewer counties |
| HumanaChoiceH5970-029 | PPO | $65 | $9,250 | 45 counties | renews in fewer counties |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
Which of its plans end?
| 2026 plan | Members, Sept. 2026 | Counties in 2026 |
|---|---|---|
| HumanaChoice GivebackH5970-030 | 28,633 | 48 |
| HumanaChoice SNP-DEH5970-020 | 15,386 | 48 |
| Humana Direct Choice GIvebackH5970-032 | 4,575 | 2 |
| Humana Direct Choice GivebackH5970-031 | 1,187 | 4 |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
Which employer and union group plans does it hold?
H5970 also holds 12 group plans offered through former employers and unions, with 11,529 members in September 2026 (plans with fewer than 11 not counted). They are not sold to individuals, so the landscape files list no premiums or benefits for them; the employer or union sends their 2027 terms.
| Plan ID | Plan name | Members, Sept. 2026 | 2027 |
|---|---|---|---|
| H5970-801 | Humana Medicare Employer | 7,759 | renews |
| H5970-802 | Humana Medicare Employer | 3,770 | renews |
| H5970-805 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-806 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-816 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-817 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-818 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-819 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-822 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-823 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-828 | Humana Medicare Employer | fewer than 11 | renews |
| H5970-829 | Humana Medicare Employer | fewer than 11 | renews |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 3 of 5 (health plan 3 of 5, drug plan 3.5 of 5). Of its 42 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Rating of Health Care Quality | 1 |
| Rating of Health Plan | 1 |
| Rating of Drug Plan | 1 |
| MPF Price Accuracy | 1 |
| Highest-rated measures | Stars |
|---|---|
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Care for Older Adults – Pain Assessment | 5 |
| MTM Program Completion Rate for CMR | 4 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Humana plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter