Medicare Advantage plans in Winona, MN, 2027
Winona, Minnesota has 6 Medicare Advantage plans open to everyone for 2027 (12 in 2026) and 2 special needs plans, according to the CMS landscape files; 2 of the open plans have a $0 premium. 10 plans that served the county in 2026 end or leave it, with 4,223 members living here in September 2026.
What changes in Winona for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 12 | 6 | ▼down 6 |
| Special needs plans | 2 | 2 | no change |
| Plans with a $0 premium | 3 | 2 | ▼down 1 |
| Plans that lower the Part B premium | 3 | 2 | ▼down 1 |
| Median out-of-pocket limit | $5,750 | $7,025 | ▲up $1,275 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Winona join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Medica Advantage SaluteH8889-009 · PPO | $0 | $4,450 | $160 | 3.5 of 5 |
| Blue Cross Medicare Advantage Freedom BlueH5959-018 · PPO | $0 | $6,900 | $145 | 4.5 of 5 |
| Blue Cross Medicare Advantage EssentialH5959-023 · PPO | $10 | $9,850 | none | 4.5 of 5 |
| Medica Advantage EssentialH8889-023 · PPO | $60 | $7,150 | none | 3.5 of 5 |
| Medica Advantage SelectH8889-024 · PPO | $148 | $7,150 | none | 3.5 of 5 |
| Blue Cross Medicare Advantage SelectH5959-024 · PPO | $165 | $6,900 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Winona in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Medica Advantage SolutionH8889-008 | 1,592 | Not offered |
| Blue Cross Medicare Advantage CoreH5959-012 | 794 | Not offered |
| Blue Cross Medicare Advantage ChoiceH5959-009 | 698 | Not offered |
| HumanaChoiceH5216-359 | 326 | Not offered |
| Medica Advantage SolutionH8889-004 | 325 | Not offered |
| Blue Cross Medicare Advantage CompleteH5959-011 | 183 | Not offered |
| Humana USAA Honor GivebackH5216-278 | 87 | Leaves the county |
| HumanaChoiceH5216-063 | 82 | Not offered |
| Humana Gold ChoiceH8145-006 | 69 | Leaves the county |
| HumanaChoiceH5216-092 | 67 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| SecureBlueH2425-001 | Dual-Eligible | $0 |
| Medica DUAL SolutionH2458-002 | Dual-Eligible | $24.60 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Winona use Medicare Advantage?
5,075 of the county's 11,160 people with Medicare were in a Medicare Advantage plan in September 2026, 45.5%; in Minnesota as a whole the share is 57.1%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MinnesotaEvery county of the state
- 9 stand-alone drug plans in MinnesotaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027