Medicare Advantage plans in Beltrami, MN, 2027
Beltrami, Minnesota has 8 Medicare Advantage plans open to everyone for 2027 (14 in 2026) and 3 special needs plans, according to the CMS landscape files; 2 of the open plans have a $0 premium. 8 plans that served the county in 2026 end or leave it, with 3,219 members living here in September 2026.
What changes in Beltrami for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 14 | 8 | ▼down 6 |
| Special needs plans | 4 | 3 | ▼down 1 |
| Plans with a $0 premium | 6 | 2 | ▼down 4 |
| Plans that lower the Part B premium | 4 | 2 | ▼down 2 |
| Median out-of-pocket limit | $5,200 | $7,150 | ▲up $1,950 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Beltrami join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Medica Advantage SaluteH8889-009 · PPO | $0 | $4,450 | $160 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FG-MA01H2001-124 · PPO | $0 | $5,900 | $170 | 4.5 of 5 |
| Medica Advantage EssentialH8889-022 · PPO | $20 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC FG-0001H2001-118 · PPO | $24.60 | $7,150 | none | 4.5 of 5 |
| Align SecureChoiceH3186-002 · PPO | $35 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC FG-0002H2001-119 · PPO | $52 | $7,150 | none | 4.5 of 5 |
| Align SecureChoice GoldH3186-001 · PPO | $112 | $7,150 | none | 3.5 of 5 |
| Medica Advantage SelectH8889-002 · PPO | $122 | $7,150 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Beltrami in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Blue Cross Medicare Advantage ChoiceH5959-014 | 1,393 | Not offered |
| Blue Cross Medicare Advantage CoreH5959-013 | 516 | Not offered |
| Blue Cross Medicare Advantage ComfortH5959-016 | 502 | Not offered |
| Blue Cross Medicare Advantage Freedom BlueH5959-018 | 366 | Leaves the county |
| Medica Advantage SolutionH8889-005 | 264 | Leaves the county |
| Blue Cross Medicare Advantage CompleteH5959-010 | 84 | Not offered |
| SecureBlueH2425-001 | 73 | Leaves the county |
| AARP Medicare Advantage from UHC FG-0003H2001-120 | 21 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care Support FG-5H2001-135 | Chronic or Disabling Condition | $19.60 |
| PrimeWest Senior Health CompleteH2416-001 | Dual-Eligible | $24.60 |
| Prime Health CompleteH2926-001 | Dual-Eligible | $24.60 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Beltrami use Medicare Advantage?
4,951 of the county's 10,291 people with Medicare were in a Medicare Advantage plan in September 2026, 48.1%; in Minnesota as a whole the share is 57.1%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MinnesotaEvery county of the state
- 9 stand-alone drug plans in MinnesotaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027