Medicare Advantage · Arkansas · 2026 plan year

Medicare Advantage in Saline, AR

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in Saline, AR for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

73
Plans available
4.5★
Best plan: Top-rated
$0
Lowest premium/mo
$4.98
Avg premium/mo
RSS updates for this county

The short answer

Saline has 73 Medicare Advantage plans for 2026, the best earns 4.5★ from CMS, 31 reach 4★ or higher, and 40 carry a $0 monthly premium.

73
plans to compare
4.5★
highest CMS rating here
40
$0-premium plans
31
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for Saline, AR

Saline, AR (FIPS 05125): 73 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 4.5/5 via SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Plan-type mix: 39 Local PPO, 19 HMO POS, 12 HMO, 3 PFFS. Monthly plan premiums (Part C + D) range $0 – $78.00 (avg $4.98), with 40 $0-premium plans. 63 of 73 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where Saline sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

3.78★ Top 51% higher than 49% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). Below this entry. 3.75★–4★: 1,344 US counties (43%). This entry sits in this band. 4★–4.25★: 351 US counties (11%). Above this entry. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in Saline, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO-4.5★
2Emphesys Insurance Company (SNP)HumanaLocal PPO-4.5★
3Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$04.5★
4Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$04.5★
5Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$04.5★
6Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO$04.5★
7Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
8Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
9Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
10Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO$2.004.5★
11Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO$8.704.5★
12Emphesys Insurance Company (SNP)HumanaLocal PPO$8.904.5★
13Emphesys Insurance Company (SNP)HumanaLocal PPO$8.904.5★
14Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO-4.0★
15Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS-4.0★
16Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.0★
17Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.0★
18Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.0★
19Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.0★
20Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.0★
21Coventry Health AND Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.0★
22Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
23Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
24Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$04.0★
25Coventry Health Care OF Missouri, Inc. (SNP)Aetna MedicareHMO$04.0★
26Coventry Health Care OF Missouri, Inc. (SNP)Aetna MedicareHMO$04.0★
27Coventry Health Care OF Missouri, Inc. (SNP)Aetna MedicareHMO$04.0★
28Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
29Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
30Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
31Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$39.004.0★
32Usable Mutual Insurance Company (SNP)Arkansas Blue MedicarePFFS-3.5★
33Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
34Humana Insurance Company (SNP)HumanaPFFS-3.5★
35Arkansas Health & Wellness Health Plan, Inc. (SNP)Wellcare By AllwellHMO POS-3.5★
36Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
37Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
38Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
39Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
40Coventry Health Care OF Kansas, Inc. (SNP)Aetna MedicareHMO$03.5★
41Arkansas Health & Wellness Health Plan, Inc. (SNP)Wellcare By AllwellHMO POS$03.5★
42Arkansas Health & Wellness Health Plan, Inc. (SNP)Wellcare By AllwellHMO POS$03.5★
43Humana Insurance Company (SNP)HumanaLocal PPO$4.103.5★
44Coventry Health Care OF Kansas, Inc. (SNP)Aetna MedicareHMO$4.203.5★
45Humana Insurance Company (SNP)HumanaLocal PPO$8.903.5★
46Arkansas Health & Wellness Health Plan, Inc. (SNP)Wellcare By AllwellHMO POS$8.903.5★
47Arkansas Health & Wellness Health Plan, Inc. (SNP)Wellcare By AllwellHMO POS$8.903.5★
48Arkansas Health & Wellness Health Plan, Inc. (SNP)Wellcare By AllwellHMO POS$8.903.5★
49Humana Insurance Company (SNP)HumanaLocal PPO$46.003.5★
50Usable Mutual Insurance Company (SNP)Arkansas Blue MedicarePFFS$78.003.5★
51Harmony Health Plan, Inc. (SNP)WellcareHMO POS-3.0★
52Harmony Health Plan, Inc. (SNP)WellcareHMO POS$03.0★
53Harmony Health Plan, Inc. (SNP)WellcareHMO POS$03.0★
54Arcadian Health Plan, Inc. (SNP)HumanaHMO POS$03.0★
55Arcadian Health Plan, Inc. (SNP)HumanaHMO POS$03.0★
56Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareLocal PPO$03.0★
57Usable HMO, Inc. (SNP)Arkansas Blue MedicareHMO$03.0★
58Harmony Health Plan, Inc. (SNP)WellcareHMO POS$8.903.0★
59Harmony Health Plan, Inc. (SNP)WellcareHMO POS$8.903.0★
60Arcadian Health Plan, Inc. (SNP)HumanaHMO$13.003.0★
61Plan 001-Local PPO-N/R
62Plan 002-Local PPO-N/R
63Wellcare Health Insurance Company OF America (SNP)WellcareLocal PPO$0N/R
64Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$0N/R
65Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$0N/R
66Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$0N/R
67Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$0N/R
68Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$3.10N/R
69Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$4.00N/R
70Arkansas Superior Select, Inc. (SNP)Tribute Health PlansHMO$8.90N/R
71Arkansas Superior Select, Inc. (SNP)Tribute Health PlansHMO POS$8.90N/R
72Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$8.90N/R
73Devoted Health Insurance Company OF Arkansas Inc (SNP)Devoted HealthLocal PPO$8.90N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (31 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in Saline, AR?

There are 73 Medicare Advantage plans available in Saline, AR for the 2026 plan year, including 39 Local PPO, 19 HMO POS, 12 HMO, 3 PFFS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in Saline?

The highest-rated plan in Saline has a CMS star rating of 4.5 out of 5 - SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in Saline?

Monthly plan premiums (Part C + D combined) in Saline range from $0 to $78.00, averaging $4.98. 40 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in Saline?

Saline has 39 Local PPO, 19 HMO POS, 12 HMO, 3 PFFS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare