National rankings · 2026 plan year

Medicare Advantage plan rankings

According to the Centers for Medicare & Medicaid Services (CMS) October 2025 Star Ratings release, these tables rank the 2026 plan-year corpus by overall quality, premium, dental maximum, and insurer average; see Methodology for ordering rules.

According to the Centers for Medicare & Medicaid Services Medicare Advantage landscape and star-rating files, 4,533 CMS-rated plan contracts appear in the September 2026 extract, covering about 35,491,891 reported enrollees nationwide. PlainMedicare renders those public CMS records without editorial plan recommendations. See our methodology for source tables, refresh cadence, and aggregation limits.

What these rankings cover

Of 4,533 rated Medicare Advantage plans for 2026, 59.9% earn 4 stars or higher, and 208 sit at the top 5-star tier; the tables below rank that CMS corpus by quality, premium, dental maximum, and insurer average.

4,533
rated plans ranked here
59.9%
earn 4★ or higher
208
5-star plans nationwide
3.9★
average rating, rated plans

Figures from CMS 2026 Star Ratings and Landscape files. See methodology for how each table is ordered.

Premium mix · plans_unique

How 5,447 plans split by CMS landscape premium

Exclusive $0 / paid / unknown bands from the CMS landscape premium field, orthogonal to the star-quality rankings below. Source: CMS landscape plans_unique, 2026.

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Star Ratings, released in October 2025, 4,533 Medicare Advantage plans carry a quality rating, and 2,714 of them, about 59.9% - earn 4 stars or higher. The lists below rank that CMS data by overall quality, dental-benefit value, and insurer-level average rating; see our methodology for exactly how each ranking is built.

Top-rated plans (4.5+ stars)

Plans with the highest CMS star ratings for plan year 2026.

#PlanInsurerTypeStateCMS stars
1Alignment Health Plan OF North Carolina, Inc.Alignment Health PlanHMONC5.0★
2Anthem HP, LLCAnthem Blue Cross and Blue Shield HPHMO POSNY5.0★
3Devoted Health Plan OF Florida, Inc.Devoted HealthHMOFL5.0★
4Independent Health Association, Inc.Independent HealthHMONY5.0★
5Leon Health, Inc.Leon Health, Inc.HMOFL5.0★
6MCS Advantage, Inc.MCS ClassicareHMOPR5.0★
7MMM Healthcare, LLCMedicare y Mucho Mas (MMM)HMOPR5.0★
8NHC Advantage, LLCNHC AdvantageHMOTN5.0★
9Provider Partners Health Plan OF Pennsylvania, IncProvider Partners Health PlansHMOPA5.0★
10Hometown Health Plan, Inc.Senior Care PlusHMONV5.0★
11Sierra Health AND Life Insurance Company, Inc.UnitedHealthcareHMO POSVA5.0★
12Texas Independence Health Plan, Inc.Texas Independence Health PlanHMOTX5.0★
13Longevity Health Plan OF Illinois, Inc.Longevity HealthHMOIL5.0★
14Georgia Assurance, Inc.Georgia Health AdvantageHMOGA5.0★
15Longevity Health Plan OF North Carolina, Inc.Longevity Health PlanHMONC5.0★
16Aetna Health Inc. (FL)Aetna MedicareHMO POSIA4.5★
17Sanford Health PlanAlign powered by Sanford Health PlanLocal PPOSD4.5★
18Blue Care Network OF MichiganBlue Care NetworkHMO POSMI4.5★
19Medisun, Inc.Blue Cross Blue Shield of Arizona (AZ Blue)HMOAZ4.5★
20Bcbs OF Massachusetts HMO Blue, Inc.Blue Cross Blue Shield of MassachusettsHMO POSMA4.5★

The bar to make this top-20 list

CMS star rating of the 20th-ranked plan (4.5★) against every rated Medicare Advantage plan nationwide

2★–2.25★: 2 CMS Medicare contracts (0%). Below this entry. 2.25★–2.5★: 0 CMS Medicare contracts (0%). Below this entry. 2.5★–2.75★: 18 CMS Medicare contracts (4%). Below this entry. 2.75★–3★: 0 CMS Medicare contracts (0%). Below this entry. 3★–3.25★: 94 CMS Medicare contracts (19%). Below this entry. 3.25★–3.5★: 0 CMS Medicare contracts (0%). Below this entry. 3.5★–3.75★: 150 CMS Medicare contracts (31%). Below this entry. 3.75★–4★: 0 CMS Medicare contracts (0%). Below this entry. 4★–4.25★: 112 CMS Medicare contracts (23%). Below this entry. 4.25★–4.5★: 0 CMS Medicare contracts (0%). Below this entry. 4.5★–4.75★: 86 CMS Medicare contracts (18%). This entry sits in this band. 4.75★–5★: 0 CMS Medicare contracts (0%). Above this entry. 5★–5.25★: 22 CMS Medicare contracts (5%). Above this entry. 20th-ranked plan 2★ 5.25★ every rated CMS Medicare Advantage plan, bucketed by value

Each bar is a band; taller bars hold more CMS Medicare contracts. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS 2026 Star Ratings · 2026-09-01

Lowest premium plans

Plans with the lowest monthly premium (Part C + D, excluding $0-premium plans). CMS CY2026 Landscape data.

#PlanInsurerStarsStatePremium/mo
1Humana Medical Plan, Inc.Humana4.5★FL$0.10
2Unitedhealthcare Community Plan, Inc.UnitedHealthcare3.5★MI$0.20
3Community Insurance CompanyAnthem Blue Cross and Blue ShieldN/ROH$0.20
4Unitedhealthcare Community Plan OF Texas, L.L.C.UnitedHealthcare4.0★TX$0.40
5Aetna Health Inc. (GA)Aetna Medicare4.5★GA$0.40
6Alignment Health PlanAlignment Health Plan4.0★CA$0.70
7Humana Insurance CompanyHumana3.5★WA$0.70
8Cigna Healthcare OF Colorado, Inc.Cigna HealthCare3.0★OH$0.90
9Humana Insurance Company OF NEW YorkHumana3.0★NY$0.90
10Scan Desert Health Plan, Inc.SCAN Health Plan4.5★AZ$1.00
11Humana Insurance CompanyHumana3.5★OH$1.00
12Doctors Healthcare Plans, Inc.Doctors HealthCare Plans, Inc.4.5★FL$1.10
13Aetna Health Inc. (FL)Aetna Medicare4.5★FL$1.30
14Humana Insurance CompanyHumana3.5★AL$1.40
15Care Improvement Plus South Central Insurance Co.UnitedHealthcare4.0★NV$1.50
16Humana Insurance CompanyHumana3.5★ME$1.90
17Wellpoint Tennessee, Inc.Wellpoint3.0★TN$1.90
18Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★AR$2.00
19Cariten Health Plan Inc.Humana4.0★TX$2.20
20Humana WI Health Organization Insurance CorpHumana3.5★KY$2.20

Best dental benefits

Plans with the highest preventive dental benefit maximums.

#PlanInsurerStarsStateDental max
1Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★TX$20,000
2Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★TN$20,000
3Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★NV$20,000
4Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★NV$20,000
5Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★AL$20,000
6Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★TX$20,000
7Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★TX$20,000
8Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★TX$20,000
9Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★TN$20,000
10Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★AL$20,000
11Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★AL$20,000
12Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★AL$20,000
13Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★IL$20,000
14Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★IL$20,000
15Healthspring Life & Health Insurance Company, Inc.Cigna HealthCare4.5★IL$20,000

Highest-rated insurers

Insurers with the highest average star rating (minimum 3 plans).

Data source: CMS Medicare Advantage 2026 Star Ratings dataset. Rankings reflect plan-level CMS ratings; actual plan availability varies by county. PlainMedicare is not affiliated with CMS or Medicare. Download the matching state aggregates as CSV (wired into this page's Dataset JSON-LD).

What to do with this

Shortlist by CMS quality, then confirm the plan is offered in your county.

Rankings reflect CMS Star Ratings and Landscape fields only. Plan availability is county-specific; confirm on Medicare.gov before enrolling.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026 plan year.