Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Cariten Health Plan Inc. (H4461)
H4461Contract
A company of Humana Inc., sold as Humana
49 plans in 2027 (46 in 2026) · 388,326 members in September 2026
Cariten Health Plan Inc. is the Humana Inc. company that holds Medicare contract H4461, sold as Humana. In 2027 it offers 49 plans (46 in 2026); every one of its 2026 plans continues in 2027. 388,326 people were in its plans in September 2026.
What plans does H4461 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Humana USAA Honor GivebackH4461-004 | HMO | $0 | $3,750 | 88 counties | renews |
| Humana Gold Plus SNP-DEH4461-022 | HMO D-SNP | $0 | $9,850 | 89 counties | renews |
| Humana Gold PlusH4461-025 | HMO | $0 | $7,150 | 33 counties | renews |
| Humana Dual QMB OnlyH4461-038 | HMO D-SNP | $0 | $9,850 | 88 counties | renews |
| Humana Essentials Plus GivebackH4461-039 | HMO | $0 | $9,850 | 19 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-042 | HMO C-SNP | $0 | $9,800 | 34 counties | renews in more counties |
| Humana Total CompleteH4461-043 | HMO | $0 | $5,390 | 19 counties | renews |
| Humana Gold Plus SNP-DEH4461-044 | HMO-POS D-SNP | $0 | $9,250 | 37 counties | renews |
| Humana Essentials Plus GivebackH4461-045 | HMO | $0 | $4,200 | 23 counties | renews in more counties |
| Humana Total CompleteH4461-046 | HMO | $0 | $2,850 | 22 counties | renews in fewer counties |
| Humana Total Complete GivebackH4461-047 | HMO-POS | $0 | $4,200 | 13 counties | renews |
| Humana CommunityH4461-048 | HMO-POS | $0 | $2,000 | 14 counties | renews |
| Humana Total CompleteH4461-049 | HMO | $0 | $3,950 | 3 counties | renews |
| Humana Gold PlusH4461-050 | HMO | $30 | $3,700 | 13 counties | renews |
| Humana Total CompleteH4461-051 | HMO | $0 | $3,950 | 14 counties | renews |
| Humana Total CompleteH4461-052 | HMO | $0 | $3,995 | 3 counties | renews |
| Humana Gold PlusH4461-053 | HMO | $24 | $3,400 | 19 counties | renews |
| Humana Gold PlusH4461-054 | HMO | $0 | $5,350 | 7 counties | renews |
| Humana Gold PlusH4461-055 | HMO | $0 | $4,250 | 12 counties | renews |
| Humana Total CompleteH4461-056 | HMO | $0 | $3,400 | 1 county | renews |
Show the other 29 plans, by plan number
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Humana Total CompleteH4461-057 | HMO | $0 | $3,950 | 9 counties | renews in fewer counties |
| Humana Gold PlusH4461-058 | HMO | $0 | $3,900 | 8 counties | renews |
| Humana Total CompleteH4461-059 | HMO | $0 | $2,550 | 2 counties | renews |
| Humana Gold PlusH4461-060 | HMO | $0 | $3,400 | 6 counties | renews |
| Humana Gold PlusH4461-061 | HMO | $0 | $3,350 | 2 counties | renews |
| Humana Gold PlusH4461-062 | HMO | $0 | $4,400 | 7 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-063 | HMO C-SNP | $0 | $2,800 | 1 county | renews |
| Humana Total CompleteH4461-064 | HMO | $0 | $3,800 | 6 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-065 | HMO C-SNP | $0 | $3,250 | 6 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-066 | HMO C-SNP | $0 | $3,450 | 19 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-067 | HMO C-SNP | $0 | $3,950 | 12 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-068 | HMO C-SNP | $0 | $3,900 | 22 counties | renews |
| Humana Gold Plus SNP-DEH4461-069 | HMO D-SNP | $0 | $9,850 | 19 counties | renews |
| Humana Gold Plus SNP-DEH4461-070 | HMO D-SNP | $0 | $9,850 | 19 counties | renews |
| Humana Gold Plus SNP-DEH4461-071 | HMO D-SNP | $0 | $9,850 | 48 counties | renews |
| Humana Gold Plus SNP-DEH4461-072 | HMO D-SNP | $0 | $9,850 | 19 counties | renews in more counties |
| Humana Gold PlusH4461-073 | HMO | $146 | $1,900 | 1 county | renews |
| Humana Dual QMB OnlyH4461-074 | HMO D-SNP | $0 | $9,850 | 63 counties | renews |
| Humana USAA Honor GivebackH4461-075 | HMO | $0 | $4,150 | 67 counties | renews |
| Humana Gold Plus SNP-DEH4461-076 | HMO D-SNP | $0 | $9,850 | 63 counties | renews |
| Humana Dual SelectH4461-077 | HMO D-SNP | $0 | $9,850 | 63 counties | renews |
| Humana Gold PlusH4461-078 | HMO | $0 | $6,360 | 67 counties | renews |
| Humana Gold PlusH4461-079 | HMO | $36 | $4,900 | 67 counties | renews |
| Humana Gold PlusH4461-080 | HMO | $0 | $3,800 | 36 counties | renews |
| Humana Gold PlusH4461-081 | HMO | $88 to $90 | $1,900 | 36 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-082 | HMO C-SNP | $0 | $3,900 | 4 counties | new plan |
| Humana Gold PlusH4461-083 | HMO | $22 to $27 | $3,200 | 36 counties | renews |
| Humana Gold PlusH4461-084 | HMO | $0 | $4,450 | 5 counties | renews |
| Humana Gold Plus: Diabetes and HeartH4461-085 | HMO C-SNP | $0 | $9,850 | 6 counties | new plan |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
Which employer and union group plans does it hold?
H4461 also holds 4 group plans offered through former employers and unions, with 1,912 members in September 2026 (plans with fewer than 11 not counted). They are not sold to individuals, so the landscape files list no premiums or benefits for them; the employer or union sends their 2027 terms.
| Plan ID | Plan name | Members, Sept. 2026 | 2027 |
|---|---|---|---|
| H4461-806 | Humana Medicare Employer | 1,912 | renews in more counties |
| H4461-807 | Humana Medicare Employer | fewer than 11 | renews in more counties |
| H4461-810 | Humana Medicare Employer | fewer than 11 | renews in more counties |
| H4461-811 | Humana Medicare Employer | fewer than 11 | renews in more counties |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 4 of 5 (health plan 4 of 5, drug plan 3 of 5). Of its 45 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Improving or Maintaining Mental Health | 1 |
| MPF Price Accuracy | 1 |
| Annual Flu Vaccine | 2 |
| Monitoring Physical Activity | 2 |
| Highest-rated measures | Stars |
|---|---|
| Getting Needed Prescription Drugs | 5 |
| Rating of Drug Plan | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Humana plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter