Plan year 2027 · Medicare Part DCMS files of Sept. 22 and Oct. 1, 2026
AARP Medicare Rx Preferred from UHC, 2027
S5921Contract389Plan
Stand-alone drug plan · sold in the Virginia region
Run by UnitedHealthcare Ins. Co. & UHC Ins. Co. of NY (contract S5921), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.
AARP Medicare Rx Preferred from UHC (S5921-389) costs $173.40 a month in 2027, up $72.60 from 2026. Its drug deductible is $300 ($130 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $100.80 | $173.40 | ▲up $72.60 |
| Drug deductible | $130 | $300 | ▲up $170 |
| Drug tier 1, preferred generic | $13 | $5 | ▼down $8 |
| Drug tier 2, generic | $18 | $10 | ▼down $8 |
| Drug tier 3, preferred brand | 17% of the cost | 22% of the cost | ▲up 5 points |
| Drug tier 4, non-preferred drug | 40% of the cost | 30% of the cost | ▼down 10 points |
| Drug tier 5, specialty tier | 31% of the cost | 30% of the cost | ▼down 1 point |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026, standard pharmacy | 2027, standard pharmacy | 2027, preferred pharmacy |
|---|---|---|---|---|
| Tier 1 | Preferred Generic | $13 | $5 | $0 |
| Tier 2 | Generic | $18 | $10 | $5 |
| Tier 3 | Preferred Brand | 17% of the cost | 22% of the cost | 22% of the cost |
| Tier 4 | Non-Preferred Drug | 40% of the cost | 30% of the cost | 30% of the cost |
| Tier 5 | Specialty Tier | 31% of the cost | 30% of the cost | 30% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with the other drug plans in its region?
9 stand-alone drug plans are sold in the Virginia region for 2027. 8 plans cost less a month; the lowest is Wellcare Value Script at $5.30. With Extra Help its premium is $167.10 a month. With Extra Help, 1 plan in the region costs $0 a month: Humana Basic Rx Plan (marked below).
| Plan | Monthly premium | Deductible | Premium with Extra Help |
|---|---|---|---|
| Wellcare Value ScriptS4802-142 | $5.30 | $700 | $5.30 |
| Humana Basic Rx PlanS5884-132 | $6.30 | $700 | $0 |
| Wellcare ClassicS4802-069 | $7.30 | $700 | $1 |
| Humana Value Rx PlanS5884-186 | $19.30 | $687 | $19.30 |
| SilverScript ChoiceS5601-014 | $100.80 | $700 | $94.50 |
| Humana Premier Rx PlanS5884-153 | $106.90 | $350 | $100.60 |
| AARP Medicare Rx Saver from UHCS5921-352 | $121.90 | $700 | $115.60 |
| HealthSpring Assurance RxS5715-028 | $141.20 | $700 | $134.90 |
| AARP Medicare Rx Preferred from UHCS5921-389 | $173.40 | $300 | $167.10 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision) (the Part D low-income beneficiary premium is what a member with Extra Help pays).
Who runs this plan?
- Plan ID
- S5921-389
- Legal name of the contract
- UnitedHealthcare Ins. Co. & UHC Ins. Co. of NY
- Sold as
- UnitedHealthcare
- Parent company
- UnitedHealth Group, Inc.
- Plan type
- PDP
- 2026 star rating of the contract
- drug plan 2 of 5
- Members, September 2026
- 54,134
- Plan website, as filed with CMS
- AARPMedicarePlans.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Every UnitedHealthcare plan for 2027Its contracts, counties and plans that end
- The other 67 plans of contract S5921Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.