Plan year 2027 · Medicare Part DCMS files of Sept. 22 and Oct. 1, 2026
Humana Value Rx Plan, 2027
S5884Contract186Plan
Stand-alone drug plan · sold in the Virginia region
Run by Humana Insurance Co. & Humana Insurance Co. of NY (contract S5884), sold as Humana, owned by Humana Inc.
Humana Value Rx Plan (S5884-186) costs $19.30 a month in 2027, up $19.30 from 2026. Its drug deductible is $687 ($601 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $0 | $19.30 | ▲up $19.30 |
| Drug deductible | $601 | $687 | ▲up $86 |
| 5 lines do not change | |||
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 2, generic | $1 | $1 | no change |
| Drug tier 3, preferred brand | 20% of the cost | 20% of the cost | no change |
| Drug tier 4, non-preferred drug | 32% of the cost | 32% of the cost | no change |
| Drug tier 5, specialty tier | 26% of the cost | 26% of the cost | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026, standard pharmacy | 2027, standard pharmacy | 2027, preferred pharmacy |
|---|---|---|---|---|
| Tier 1 | Preferred Generic | $0 | $0 | $0 |
| Tier 2 | Generic | $1 | $1 | $0 |
| Tier 3 | Preferred Brand | 20% of the cost | 20% of the cost | 20% of the cost |
| Tier 4 | Non-Preferred Drug | 32% of the cost | 32% of the cost | 32% of the cost |
| Tier 5 | Specialty Tier | 26% of the cost | 26% of the cost | 26% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with the other drug plans in its region?
9 stand-alone drug plans are sold in the Virginia region for 2027. 3 plans cost less a month; the lowest is Wellcare Value Script at $5.30. With Extra Help its premium is $19.30 a month. With Extra Help, 1 plan in the region costs $0 a month: Humana Basic Rx Plan (marked below).
| Plan | Monthly premium | Deductible | Premium with Extra Help |
|---|---|---|---|
| Wellcare Value ScriptS4802-142 | $5.30 | $700 | $5.30 |
| Humana Basic Rx PlanS5884-132 | $6.30 | $700 | $0 |
| Wellcare ClassicS4802-069 | $7.30 | $700 | $1 |
| Humana Value Rx PlanS5884-186 | $19.30 | $687 | $19.30 |
| SilverScript ChoiceS5601-014 | $100.80 | $700 | $94.50 |
| Humana Premier Rx PlanS5884-153 | $106.90 | $350 | $100.60 |
| AARP Medicare Rx Saver from UHCS5921-352 | $121.90 | $700 | $115.60 |
| HealthSpring Assurance RxS5715-028 | $141.20 | $700 | $134.90 |
| AARP Medicare Rx Preferred from UHCS5921-389 | $173.40 | $300 | $167.10 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision) (the Part D low-income beneficiary premium is what a member with Extra Help pays).
Who runs this plan?
- Plan ID
- S5884-186
- Legal name of the contract
- Humana Insurance Co. & Humana Insurance Co. of NY
- Sold as
- Humana
- Parent company
- Humana Inc.
- Plan type
- PDP
- 2026 star rating of the contract
- drug plan 3 of 5
- Members, September 2026
- 107,688
- Plan website, as filed with CMS
- www.humana.com/medicare
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Every Humana plan for 2027Its contracts, counties and plans that end
- The other 101 plans of contract S5884Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.