Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

HumanaChoice, 2027

R0110Contract011Plan

Regional PPO · 212 counties in Indiana, Kentucky

Run by Humana Insurance Company (contract R0110), sold as Humana, owned by Humana Inc.

Renews for 2027

2026 star rating, contract R0110: 3.5 of 5

HumanaChoice (R0110-011) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $5,400.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Part B premium reduction, monthly	$2	none	dropped
Specialist visit	$30 copay	$20 copay	down $10
13 lines do not change
Monthly premium	$0	$0	no change
In-network out-of-pocket limit	$5,400	$5,400	no change
Primary care visit	$0 copay	$0 copay	no change
Emergency room	$80 copay	$80 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$275 a day for days 1–6, then $0 a day for days 7–90	$275 a day for days 1–6, then $0 a day for days 7–90	no change
Skilled nursing facility, in network	$0 a day for days 1–20, then $178 a day for days 21–100	$0 a day for days 1–20, then $178 a day for days 21–100	no change
Ground ambulance, in network	$270 copay	$270 copay	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$300 a year	$300 a year	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	212	212	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 139 plans open to everyone are sold for 2027, this one included. Against the others, 32 plans have a lower out-of-pocket limit, 2 the same, 104 a higher one. On the premium, 101 the same, 37 a higher one.

Out-of-pocket limits of the 139 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0002 plans

$4,000 to under $6,000 (this plan)47 plans

$6,000 to under $8,00066 plans

$8,000 to $10,00024 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 212 counties: $0 a month and $5,400.

Indiana Kentucky

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: R0110-011
Legal name of the contract: Humana Insurance Company
Sold as: Humana
Parent company: Humana Inc.
Plan type: Regional PPO
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Members, September 2026: 1,895
Plan website, as filed with CMS: www.humana.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Marion, INWhere most of its members live; premiums and limits side by side
Every Humana plan for 2027Its contracts, counties and plans that end
The other 16 plans of contract R0110Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.