Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Humana USAA Honor Giveback with Rx is not offered under this ID in 2027
H7617Contract072Plan
PPO · served 55 counties in West Virginia in 2026
Run by Emphesys Insurance Company (contract H7617), sold as Humana, owned by Humana Inc.
CMS crosswalk: members move into H7617-065
Humana USAA Honor Giveback with Rx (H7617-072) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Humana Essentials Plus Giveback (H7617-065), which is sold in every county it served. 3,632 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Humana Essentials Plus Giveback?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Humana USAA Honor Giveback with Rx | Humana Essentials Plus Giveback | renamed |
| In-network out-of-pocket limit | $8,850 | $9,850 | ▲up $1,000 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Part B premium reduction, monthly | $75 | $115 | ▲up $40 |
| Specialist visit | $45 copay | $50 copay | ▲up $5 |
| Medical deductible, in network | $100 | $650 | ▲up $550 |
| Hospital stay, in network | $480 a day for days 1–5, then $0 a day for days 6–90 | $475 a day for days 1–5, then $0 a day for days 6–90 | ▼down $25for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $221 a day for days 21–100 | ▲up $30for a 30-day stay |
| Ground ambulance, in network | $335 copay | $325 copay | ▼down $10 |
| Eyewear, yearly limit | $250 a year | $100 a year | ▼down $150 |
| Drug tier 2, generic | $5 | $0 | ▼down $5 |
| Drug tier 3, preferred brand | $47 | 17% of the cost | changed |
| 10 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Emergency room | $115 copay | $115 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Counties served | 55 | 55 | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 4, non-preferred drug | 50% of the cost | 50% of the cost | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Humana Essentials Plus Giveback on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Monongalia, WV | 332 | moves into H7617-065 |
| Preston, WV | 239 | moves into H7617-065 |
| Kanawha, WV | 187 | moves into H7617-065 |
| Upshur, WV | 172 | moves into H7617-065 |
| Randolph, WV | 154 | moves into H7617-065 |
| Hampshire, WV | 149 | moves into H7617-065 |
| Morgan, WV | 140 | moves into H7617-065 |
| Berkeley, WV | 134 | moves into H7617-065 |
| Jackson, WV | 119 | moves into H7617-065 |
| Roane, WV | 113 | moves into H7617-065 |
| Wyoming, WV | 100 | moves into H7617-065 |
| Barbour, WV | 94 | moves into H7617-065 |
| Harrison, WV | 85 | moves into H7617-065 |
| Mineral, WV | 85 | moves into H7617-065 |
| Wood, WV | 85 | moves into H7617-065 |
| Marion, WV | 74 | moves into H7617-065 |
| Grant, WV | 72 | moves into H7617-065 |
| Jefferson, WV | 72 | moves into H7617-065 |
| Pendleton, WV | 69 | moves into H7617-065 |
| Cabell, WV | 68 | moves into H7617-065 |
Show the other 35 counties
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Mercer, WV | 68 | moves into H7617-065 |
| Calhoun, WV | 63 | moves into H7617-065 |
| Logan, WV | 60 | moves into H7617-065 |
| Putnam, WV | 54 | moves into H7617-065 |
| Mingo, WV | 50 | moves into H7617-065 |
| Raleigh, WV | 45 | moves into H7617-065 |
| Fayette, WV | 43 | moves into H7617-065 |
| Hancock, WV | 41 | moves into H7617-065 |
| Nicholas, WV | 40 | moves into H7617-065 |
| Wayne, WV | 40 | moves into H7617-065 |
| Boone, WV | 38 | moves into H7617-065 |
| Ohio, WV | 37 | moves into H7617-065 |
| Mason, WV | 36 | moves into H7617-065 |
| Lewis, WV | 34 | moves into H7617-065 |
| Monroe, WV | 33 | moves into H7617-065 |
| Greenbrier, WV | 31 | moves into H7617-065 |
| Taylor, WV | 31 | moves into H7617-065 |
| Wetzel, WV | 30 | moves into H7617-065 |
| Braxton, WV | 29 | moves into H7617-065 |
| Summers, WV | 29 | moves into H7617-065 |
| Lincoln, WV | 27 | moves into H7617-065 |
| McDowell, WV | 26 | moves into H7617-065 |
| Gilmer, WV | 25 | moves into H7617-065 |
| Marshall, WV | 23 | moves into H7617-065 |
| Hardy, WV | 20 | moves into H7617-065 |
| Pocahontas, WV | 19 | moves into H7617-065 |
| Wirt, WV | 17 | moves into H7617-065 |
| Brooke, WV | 16 | moves into H7617-065 |
| Tyler, WV | 16 | moves into H7617-065 |
| Doddridge, WV | 15 | moves into H7617-065 |
| Ritchie, WV | 12 | moves into H7617-065 |
| Tucker, WV | 11 | moves into H7617-065 |
| Clay, WV | fewer than 11 | moves into H7617-065 |
| Pleasants, WV | fewer than 11 | moves into H7617-065 |
| Webster, WV | fewer than 11 | moves into H7617-065 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Monongalia, WVThe plans you can join instead
- Humana plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans