Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Humana USAA Honor Giveback with Rx is not offered under this ID in 2027
H7617Contract005Plan
PPO · served 120 counties in Kentucky in 2026
Run by Emphesys Insurance Company (contract H7617), sold as Humana, owned by Humana Inc.
CMS crosswalk: members move into H7617-049
Humana USAA Honor Giveback with Rx (H7617-005) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Humana Essentials Plus Giveback (H7617-049), which is sold in every county it served. 15,665 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Humana Essentials Plus Giveback?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Humana USAA Honor Giveback with Rx | Humana Essentials Plus Giveback | renamed |
| In-network out-of-pocket limit | $9,150 | $9,850 | ▲up $700 |
| Drug deductible | $350 | $700 | ▲up $350 |
| Part B premium reduction, monthly | $75 | $126 | ▲up $51 |
| Medical deductible, in network | $100 | $600 | ▲up $500 |
| Hospital stay, in network | $475 a day for days 1–5, then $0 a day for days 6–90 | $580 a day for days 1–4, then $0 a day for days 5–90 | changed |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $205 a day for days 21–100 | ▼down $130for a 30-day stay |
| Ground ambulance, in network | $335 copay | $325 copay | ▼down $10 |
| Eyewear, yearly limit | $150 a year | $100 a year | ▼down $50 |
| Counties served | 120 | 123 | ▲up 3 |
| Drug tier 3, preferred brand | $47 | 17% of the cost | changed |
| Drug tier 4, non-preferred drug | 43% of the cost | 37% of the cost | ▼down 6 points |
| Drug tier 5, specialty tier | 29% of the cost | 25% of the cost | ▼down 4 points |
| 9 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $50 copay | $50 copay | no change |
| Emergency room | $115 copay | $115 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 2, generic | $5 | $5 | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Humana Essentials Plus Giveback on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| State | Counties | Members, Sept. 2026 |
|---|---|---|
| Kentucky | 120 | 15,642 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Jefferson, KYThe plans you can join instead
- Humana plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans