Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Liberty Medicare Advantage Nursing Home Plan, 2027
H6351Contract001Plan
HMO I-SNP · special needs plan, institutional · 54 counties in North Carolina
Run by Liberty Advantage, LLC (contract H6351), sold as Liberty Medicare Advantage, owned by Liberty Healthcare Insurance
Liberty Medicare Advantage Nursing Home Plan (H6351-001) costs $13.30 a month in 2027, down $22.90 from 2026, with an in-network out-of-pocket limit of $6,800.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $36.20 | $13.30 | ▼down $22.90 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Hospital stay, in network | not filed | $225 a day for days 1–6, then $0 a day for days 7–90 | changed |
| Ground ambulance, in network | not filed | 20% of the cost | changed |
| Hearing aids, yearly limit for both ears | $1,725 a year | $1,962.50 a year | ▲up $237.50 |
| Over-the-counter items, yearly | $1,400 a year | $800 a year | ▼down $600 |
| 10 lines do not change | |||
| In-network out-of-pocket limit | $6,800 | $6,800 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | 20% of the cost | 20% of the cost | no change |
| Emergency room | 20% of the cost | 20% of the cost | no change |
| Medical deductible, in network | none | none | no change |
| Skilled nursing facility, in network | not filed | not filed | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $450 a year | $450 a year | no change |
| Counties served | 54 | 54 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
How does it compare with plans sold where it is?
In the counties it serves, 10 institutional special needs plans are sold for 2027, this one included. Against the others, 3 plans have a lower out-of-pocket limit, 6 a higher one. On the premium, 5 plans have a lower premium, 4 the same.
Out-of-pocket limits of the 10 institutional special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 54 counties: $13.30 a month and $6,800.
North Carolina
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H6351-001
- Legal name of the contract
- Liberty Advantage, LLC
- Sold as
- Liberty Medicare Advantage
- Parent company
- Liberty Healthcare Insurance
- Plan type
- HMO I-SNP
- 2026 star rating of the contract
- not rated (too little data) overall; health plan not rated, drug plan 4.5 of 5
- Members, September 2026
- 1,182
- Plan website, as filed with CMS
- http://www.LibertyMedicareAdvantage.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Forsyth, NCWhere most of its members live; premiums and limits side by side
- Every Liberty Medicare Advantage plan for 2027Its contracts, counties and plans that end
- The other 2 plans of contract H6351Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.