Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Humana Gold Plus, 2027

H5619Contract189Plan

HMO-POS · 55 counties in Indiana, Kentucky

Run by Arcadian Health Plan, Inc. (contract H5619), sold as Humana, owned by Humana Inc.

Takes in 2 plans

2026 star rating, contract H5619: 3 of 5

Humana Gold Plus (H5619-189) costs $0 a month in 2027, with an in-network out-of-pocket limit of $4,350 to $4,450 depending on the county. It is a new plan for 2027. It takes in the members of H5619-049, H5619-053.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it. The plan files its benefits in parts for different counties, so lines marked ◆ show the most generous part of its area and some counties get less: the plan's Evidence of Coverage gives your county's amounts.
What you pay or get	2026	2027	Change
Monthly premium	not offered	$0	new for 2027
In-network out-of-pocket limit, by county	not offered	$4,350 to $4,450	changed
Drug deductible	not filed	$600	new for 2027
Primary care visit (best in its area)	not offered	$0 copay	changed
Specialist visit (best in its area)	not offered	$35 copay	changed
Emergency room (best in its area)	not offered	$150 copay	changed
Hospital stay, in network (best in its area)	not offered	$460 a day for days 1–7, then $0 a day for days 8–90	changed
Skilled nursing facility, in network (best in its area)	not offered	$10 a day for days 1–20, then $221 a day for days 21–100	changed
Ground ambulance, in network (best in its area)	not offered	$325 copay	changed
Eyewear, yearly limit (best in its area)	not offered	$100 a year	added
6 lines do not change
Part B premium reduction, monthly (best in its area)	none	none	no change
Medical deductible, in network (best in its area)	none	none	no change
Comprehensive dental, yearly limit (best in its area)	not offered	not offered	no change
Hearing aids, yearly limit for both ears (best in its area)	not offered	not offered	no change
Over-the-counter items, yearly (best in its area)	not offered	not offered	no change
Counties served	not offered	55	new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	not offered	$0
Tier 2	Generic	not offered	$5
Tier 3	Preferred Brand	not offered	17% of the cost
Tier 4	Non-Preferred Drug	not offered	50% of the cost
Tier 5	Specialty Tier	not offered	26% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 95 plans open to everyone are sold for 2027, this one included. Against the others, 1 plan has a lower out-of-pocket limit, 93 a higher one. On the premium, 66 the same, 28 a higher one.

Its limit differs by county ($4,350 to $4,450); the chart marks its lowest.

Out-of-pocket limits of the 95 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0001 plan

$4,000 to under $6,000 (this plan)30 plans

$6,000 to under $8,00047 plans

$8,000 to $10,00017 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

55 counties, grouped by what the plan costs there
Monthly premium	Out-of-pocket limit	Where
$0	$4,350	Benton (IN), Brown (IN), Carroll (IN), Cass (IN), Clinton (IN), Crawford (IN), Daviess (IN), Dearborn (IN), Dubois (IN), Elkhart (IN), Fayette (IN), Gibson (IN), Greene (IN), Howard (IN), Jackson (IN), Jasper (IN), Jennings (IN), Knox (IN), La Porte (IN), Lake (IN), Marshall (IN), Martin (IN), Miami (IN), Monroe (IN), Montgomery (IN), Newton (IN), Owen (IN), Parke (IN), Perry (IN), Pike (IN), Porter (IN), Posey (IN), Ripley (IN), Scott (IN), Spencer (IN), St. Joseph (IN), Starke (IN), Tippecanoe (IN), Union (IN), Vanderburgh (IN), Warren (IN), Washington (IN), White (IN), Henderson (KY)
$0	$4,450	Boone (IN), Delaware (IN), Hamilton (IN), Hancock (IN), Hendricks (IN), Henry (IN), Johnson (IN), Madison (IN), Marion (IN), Morgan (IN), Shelby (IN)

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which 2026 plans move into it, and what changes for their members?

For 2027 this plan takes in the members of 2 other plans. In 2027 it costs $0 a month with a $4,350 limit; each row compares that with the plan its members had in 2026.

2026 plan	Members, Sept. 2026	Members who move	Premium 2026	Premium change	Limit 2026	Limit change
Humana Gold PlusH5619-049	39,959	37,110	$0	no change	$4,250	up $100
Humana Gold PlusH5619-053	2,173	2,067	$0	no change	$4,850	down $500

Only the members of Humana Gold Plus (H5619-049) who live in the 55 counties where this plan is sold move into it (37,110 of its 39,959 members); in its other 7 counties the plan ends and members choose a new one. What happens where.

Only the members of Humana Gold Plus (H5619-053) who live in the 20 counties where this plan is sold move into it (2,067 of its 2,173 members); in its other 2 counties the plan ends and members choose a new one. What happens where.

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.

Who runs this plan?

Plan ID: H5619-189
Legal name of the contract: Arcadian Health Plan, Inc.
Sold as: Humana
Parent company: Humana Inc.
Plan type: HMO-POS
2026 star rating of the contract: 3 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
Plan website, as filed with CMS: www.humana.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Marion, INWhere most of its members live; premiums and limits side by side
Every Humana plan for 2027Its contracts, counties and plans that end
The other 64 plans of contract H5619Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.