Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Humana Gold Plus is not offered under this ID in 2027

H5619Contract053Plan

HMO-POS · served 22 counties in Indiana, Kentucky in 2026

Run by Arcadian Health Plan, Inc. (contract H5619), sold as Humana, owned by Humana Inc.

CMS crosswalk: members move into H5619-189 in 20 of its 22 counties; in the others the plan ends

Folds in part

Humana Gold Plus (H5619-053) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Humana Gold Plus (H5619-189), in the 20 counties where that plan is sold (2,067 members in September 2026). In its other 2 counties (59 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted).

What changes for its members in Humana Gold Plus?

For members in the 20 counties where Humana Gold Plus is sold: this plan's 2026 amounts beside Humana Gold Plus (H5619-189) in 2027. The changed lines are marked and come first.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit, by county	$4,850	$4,350 to $4,450	down $400 at the top
Drug deductible	$250	$600	up $350
Part B premium reduction, monthly (best in its area)	$3	none	dropped
Specialist visit (best in its area)	$45 copay	$35 copay	down $10
Emergency room (best in its area)	$130 copay	$150 copay	up $20
Hospital stay, in network (best in its area)	$530 a day for days 1–5, then $0 a day for days 6–90	$460 a day for days 1–7, then $0 a day for days 8–90	down $350for a 5-day stay
Skilled nursing facility, in network (best in its area)	$10 a day for days 1–20, then $218 a day for days 21–100	$10 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network (best in its area)	$335 copay	$325 copay	down $10
Eyewear, yearly limit (best in its area)	$400 a year	$100 a year	down $300
Counties served	22	55	up 33
Drug tier 3, preferred brand	$47	17% of the cost	changed
Drug tier 5, specialty tier	30% of the cost	26% of the cost	down 4 points
9 lines do not change
Monthly premium	$0	$0	no change
Primary care visit (best in its area)	$0 copay	$0 copay	no change
Medical deductible, in network (best in its area)	none	none	no change
Comprehensive dental, yearly limit (best in its area)	not offered	not offered	no change
Hearing aids, yearly limit for both ears (best in its area)	not offered	not offered	no change
Over-the-counter items, yearly (best in its area)	not offered	not offered	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$5	$5	no change
Drug tier 4, non-preferred drug	50% of the cost	50% of the cost	no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you live in Benton (IN), Crawford (IN), Dubois (IN), Elkhart (IN), Gibson (IN), Jasper (IN), Knox (IN), La Porte (IN), Lake (IN), Marshall (IN), Newton (IN), Pike (IN), Porter (IN), Posey (IN), Spencer (IN), St. Joseph (IN), Starke (IN), Vanderburgh (IN), White (IN), Henderson (KY)

If you do nothing: You are moved into Humana Gold Plus on January 1, 2027.
October 15 to December 7, 2026: Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.

If you live in Pulaski (IN), Warrick (IN)

Your coverage: Ends December 31, 2026: Humana Gold Plus is not sold where you live.
October 15 to December 7, 2026: Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027: A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing: You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
Without a drug plan: Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 22 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
County	Members, Sept. 2026	For 2027
Lake, IN	609	moves into H5619-189
Vanderburgh, IN	318	moves into H5619-189
St. Joseph, IN	297	moves into H5619-189
Elkhart, IN	199	moves into H5619-189
La Porte, IN	181	moves into H5619-189
Porter, IN	111	moves into H5619-189
Henderson, KY	100	moves into H5619-189
Gibson, IN	85	moves into H5619-189
Posey, IN	67	moves into H5619-189
Marshall, IN	61	moves into H5619-189
Warrick, IN	59	plan ends here
Jasper, IN	13	moves into H5619-189
Knox, IN	13	moves into H5619-189
Starke, IN	13	moves into H5619-189
Benton, IN	fewer than 11	moves into H5619-189
Crawford, IN	fewer than 11	moves into H5619-189
Dubois, IN	fewer than 11	moves into H5619-189
Newton, IN	fewer than 11	moves into H5619-189
Pike, IN	fewer than 11	moves into H5619-189
Pulaski, IN	fewer than 11	plan ends here
Spencer, IN	fewer than 11	moves into H5619-189
White, IN	fewer than 11	moves into H5619-189

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?

2027 plans in Lake, INThe plans you can join instead
Humana plans for 2027Plans the same company still offers
Every plan not offered in 2027764 Medicare Advantage and drug plans