Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Humana USAA Honor Giveback is not offered under this ID in 2027
H5216Contract105Plan
PPO · served 175 counties in Kentucky, West Virginia in 2026
Run by Humana Insurance Company (contract H5216), sold as Humana, owned by Humana Inc.
CMS crosswalk: members move into H5216-225
Humana USAA Honor Giveback (H5216-105) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Humana USAA Honor Giveback (H5216-225), which is sold in every county it served. 1,492 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Humana USAA Honor Giveback?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| In-network out-of-pocket limit | $4,000 | $6,500 | ▲up $2,500 |
| Part B premium reduction, monthly | $75 | $110 | ▲up $35 |
| Specialist visit | $30 copay | $45 copay | ▲up $15 |
| Emergency room | $90 copay | $130 copay | ▲up $40 |
| Hospital stay, in network | $295 a day for days 1–6, then $0 a day for days 7–90 | $360 a day for days 1–7, then $0 a day for days 8–90 | ▲up $325for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $221 a day for days 21–100 | ▲up $30for a 30-day stay |
| Ground ambulance, in network | $315 copay | $325 copay | ▲up $10 |
| 8 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $250 a year | $250 a year | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Counties served | 175 | 175 | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Humana USAA Honor Giveback on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| State | Counties | Members, Sept. 2026 |
|---|---|---|
| Kentucky | 120 | 660 |
| West Virginia | 55 | 277 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Jefferson, KYThe plans you can join instead
- Humana plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans