Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Wellcare Dual Access is not offered under this ID in 2027
H4073Contract002Plan
HMO-POS D-SNP · served 71 counties in North Carolina in 2026
Run by Wellcare Health Insurance of North Carolina, Inc. (contract H4073), sold as Wellcare, owned by Centene Corporation
CMS crosswalk: members move into H4073-004
Folds into H4073-004
Wellcare Dual Access (H4073-002) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Wellcare Carolina Complete Dual Liberty (H4073-004), which is sold in every county it served. 923 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Wellcare Carolina Complete Dual Liberty?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Wellcare Dual Access | Wellcare Carolina Complete Dual Liberty | renamed |
| Monthly premium | $32.20 | $0 | ▼down $32.20 |
| In-network out-of-pocket limit | $9,250 | $9,850 | ▲up $600 |
| Drug deductible | $385 | $700 | ▲up $315 |
| Hospital stay, in network | $2,000 a stay | $1,775 a stay | ▼down $225for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–70, then $0 a day for days 71–100 | $0 a day for days 1–20, then $221 a day for days 21–70, then $0 a day for days 71–100 | ▲up $30for a 30-day stay |
| Comprehensive dental, yearly limit | $3,000 a year | $1,000 a year | ▼down $2,000 |
| Eyewear, yearly limit | $500 a year | $400 a year | ▼down $100 |
| Hearing aids, yearly limit for both ears | $1,000 a year | $500 a year | ▼down $500 |
| Over-the-counter items, yearly | not offered | $2,364 a year | ▲added |
| Drug tier 1, generic | $19 | $15 | ▼down $4 |
| Drug tier 2, preferred brand | $20 | 25% of the cost | changed |
| Drug tier 3, non-preferred drug | 25% of the cost | 28% of the cost | ▲up 3 points |
| Drug tier 4, injectable drugs | $100 | 25% of the cost | changed |
| 9 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | 20% of the cost | 20% of the cost | no change |
| Specialist visit | 20% of the cost | 20% of the cost | no change |
| Emergency room | $115 copay | $115 copay | no change |
| Medical deductible, in network | none | none | no change |
| Ground ambulance, in network | 20% of the cost | 20% of the cost | no change |
| Counties served | 71 | 71 | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
| Drug tier 6, select care drugs | $0 | $0 | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Wellcare Carolina Complete Dual Liberty on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
- If you have Medicaid or Extra Help
- You can switch to a different drug plan, or leave a Medicare Advantage plan for Original Medicare with a drug plan, once a calendar month; the change starts the first day of the next month.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Mecklenburg, NC | 73 | moves into H4073-004 |
| Cumberland, NC | 69 | moves into H4073-004 |
| Buncombe, NC | 61 | moves into H4073-004 |
| Wake, NC | 58 | moves into H4073-004 |
| Guilford, NC | 32 | moves into H4073-004 |
| Robeson, NC | 32 | moves into H4073-004 |
| Forsyth, NC | 27 | moves into H4073-004 |
| Rutherford, NC | 26 | moves into H4073-004 |
| Gaston, NC | 22 | moves into H4073-004 |
| Columbus, NC | 21 | moves into H4073-004 |
| Cabarrus, NC | 18 | moves into H4073-004 |
| Union, NC | 18 | moves into H4073-004 |
| Harnett, NC | 17 | moves into H4073-004 |
| Johnston, NC | 17 | moves into H4073-004 |
| Lee, NC | 16 | moves into H4073-004 |
| Cleveland, NC | 15 | moves into H4073-004 |
| Haywood, NC | 15 | moves into H4073-004 |
| Randolph, NC | 15 | moves into H4073-004 |
| Durham, NC | 14 | moves into H4073-004 |
| Iredell, NC | 14 | moves into H4073-004 |
Show the other 51 counties
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Vance, NC | 14 | moves into H4073-004 |
| Henderson, NC | 13 | moves into H4073-004 |
| Macon, NC | 13 | moves into H4073-004 |
| Moore, NC | 13 | moves into H4073-004 |
| Rockingham, NC | 13 | moves into H4073-004 |
| Alamance, NC | 12 | moves into H4073-004 |
| Rowan, NC | 12 | moves into H4073-004 |
| Burke, NC | 11 | moves into H4073-004 |
| Lincoln, NC | 11 | moves into H4073-004 |
| Wilson, NC | 11 | moves into H4073-004 |
| Alexander, NC | fewer than 11 | moves into H4073-004 |
| Alleghany, NC | fewer than 11 | moves into H4073-004 |
| Anson, NC | fewer than 11 | moves into H4073-004 |
| Ashe, NC | fewer than 11 | moves into H4073-004 |
| Avery, NC | fewer than 11 | moves into H4073-004 |
| Bladen, NC | fewer than 11 | moves into H4073-004 |
| Caldwell, NC | fewer than 11 | moves into H4073-004 |
| Caswell, NC | fewer than 11 | moves into H4073-004 |
| Catawba, NC | fewer than 11 | moves into H4073-004 |
| Chatham, NC | fewer than 11 | moves into H4073-004 |
| Clay, NC | fewer than 11 | moves into H4073-004 |
| Davidson, NC | fewer than 11 | moves into H4073-004 |
| Davie, NC | fewer than 11 | moves into H4073-004 |
| Duplin, NC | fewer than 11 | moves into H4073-004 |
| Franklin, NC | fewer than 11 | moves into H4073-004 |
| Graham, NC | fewer than 11 | moves into H4073-004 |
| Granville, NC | fewer than 11 | moves into H4073-004 |
| Greene, NC | fewer than 11 | moves into H4073-004 |
| Hoke, NC | fewer than 11 | moves into H4073-004 |
| Jackson, NC | fewer than 11 | moves into H4073-004 |
| Madison, NC | fewer than 11 | moves into H4073-004 |
| McDowell, NC | fewer than 11 | moves into H4073-004 |
| Mitchell, NC | fewer than 11 | moves into H4073-004 |
| Montgomery, NC | fewer than 11 | moves into H4073-004 |
| Nash, NC | fewer than 11 | moves into H4073-004 |
| Orange, NC | fewer than 11 | moves into H4073-004 |
| Person, NC | fewer than 11 | moves into H4073-004 |
| Polk, NC | fewer than 11 | moves into H4073-004 |
| Richmond, NC | fewer than 11 | moves into H4073-004 |
| Sampson, NC | fewer than 11 | moves into H4073-004 |
| Scotland, NC | fewer than 11 | moves into H4073-004 |
| Stanly, NC | fewer than 11 | moves into H4073-004 |
| Stokes, NC | fewer than 11 | moves into H4073-004 |
| Surry, NC | fewer than 11 | moves into H4073-004 |
| Swain, NC | fewer than 11 | moves into H4073-004 |
| Transylvania, NC | fewer than 11 | moves into H4073-004 |
| Warren, NC | fewer than 11 | moves into H4073-004 |
| Watauga, NC | fewer than 11 | moves into H4073-004 |
| Wilkes, NC | fewer than 11 | moves into H4073-004 |
| Yadkin, NC | fewer than 11 | moves into H4073-004 |
| Yancey, NC | fewer than 11 | moves into H4073-004 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Mecklenburg, NCThe plans you can join instead
- Wellcare plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans