Medicare Advantage plans in Sterling, TX, 2027
Sterling, Texas has 6 Medicare Advantage plans open to everyone for 2027 (14 in 2026) and 7 special needs plans, according to the CMS landscape files; 3 of the open plans have a $0 premium. 10 plans that served the county in 2026 end or leave it, each with fewer than 11 members living here (CMS hides smaller counts).
What changes in Sterling for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 14 | 6 | ▼down 8 |
| Special needs plans | 7 | 7 | no change |
| Plans with a $0 premium | 10 | 3 | ▼down 7 |
| Plans that lower the Part B premium | 3 | 0 | ▼down 3 |
| Median out-of-pocket limit | $6,750 | $7,100 | ▲up $350 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Sterling join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellcare Patriot SimpleH5294-014 · HMO | $0 | $3,400 | none | 3.5 of 5 |
| Wellcare SimpleH5294-018 · HMO | $0 | $4,500 | none | 3.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Sterling in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare Dual AccessH5294-015 | fewer than 11 | Not offered |
| Wellcare AssistH5294-016 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage CompleteH8634-023 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dental PremierH8634-024 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Health ChoiceH8634-025 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage ProtectH8634-026 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage SecureH9706-005 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dental ValueH9706-007 | fewer than 11 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Wellcare Superior HealthPlan Dual Reserve ValueH0062-013 | Dual-Eligible | $0 |
| Wellcare Superior HealthPlan Dual Liberty SyncH5294-025 | Dual-Eligible | $0 |
| Wellpoint Full Dual Advantage AlignedH8849-018 | Dual-Eligible | $0 |
| Wellpoint Dual Advantage PlusH8849-019 | Dual-Eligible | $0 |
| Wellpoint Dual AdvantageH8849-020 | Dual-Eligible | $0 |
| UHC Dual Complete TX-S001R6801-011 | Dual-Eligible | $0 |
| UHC Complete Care TX-29R6801-009 | Chronic or Disabling Condition | $100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Sterling use Medicare Advantage?
71 of the county's 258 people with Medicare were in a Medicare Advantage plan in September 2026, 27.5%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027