Medicare Advantage plans in Navarro, TX, 2027
Navarro, Texas has 33 Medicare Advantage plans open to everyone for 2027 (36 in 2026) and 25 special needs plans, according to the CMS landscape files; 17 of the open plans have a $0 premium. 6 plans that served the county in 2026 end or leave it, with 44 members living here in September 2026.
What changes in Navarro for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 36 | 33 | ▼down 3 |
| Special needs plans | 23 | 25 | ▲up 2 |
| Plans with a $0 premium | 20 | 17 | ▼down 3 |
| Plans that lower the Part B premium | 15 | 5 | ▼down 10 |
| Median out-of-pocket limit | $6,750 | $7,150 | ▲up $400 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Navarro join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana Gold PlusH0028-043 · HMO | $0 | $3,850 | none | 3.5 of 5 |
| Humana Total CompleteH4461-051 · HMO | $0 | $3,950 | none | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC TX-26H0609-060 · HMO-POS | $0 | $4,900 | none | 4.5 of 5 |
| HumanaChoiceR4182-001 · Regional PPO | $0 | $6,000 | none | 3.5 of 5 |
| BSW SeniorCare Advantage SelectH8142-004 · HMO-POS | $0 | $6,400 | none | 4 of 5 |
| HumanaChoiceH5216-352 · PPO | $0 | $6,700 | none | 3.5 of 5 |
| Humana Value ChoiceH7617-043 · PPO | $0 | $6,700 | none | 4.5 of 5 |
| Aetna Medicare SignatureH3288-008 · PPO | $0 | $6,750 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC TX-48H0609-080 · HMO-POS | $0 | $7,150 | none | 4.5 of 5 |
| Aetna Medicare Signature ExtraH2293-014 · PPO | $0 | $7,150 | none | 4 of 5 |
| BSW SeniorCare Advantage Select RxH8142-001 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-348 · PPO | $0 | $7,900 | $135 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-062 · PPO | $0 | $7,900 | $135 | 4.5 of 5 |
| HumanaChoice GivebackH5216-358 · PPO | $0 | $8,300 | $81 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-035 · PPO | $0 | $8,300 | $81 | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC TX-41H0609-068 · HMO-POS | $0 | $9,850 | $96 | 4.5 of 5 |
| Wellpoint Medicare Advantage 2H2593-029 · HMO-POS | $0 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-0007H1278-015 · PPO | $10 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH0473-005 · PPO | $13 | $7,300 | none | 3.5 of 5 |
| HumanaChoiceH5216-043 · PPO | $20 | $7,700 | none | 3.5 of 5 |
Show the other 13 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| HumanaChoiceH7617-059 · PPO | $23 | $7,700 | none | 4.5 of 5 |
| Humana Gold PlusH0028-059 · HMO | $30 | $3,700 | none | 3.5 of 5 |
| Humana Gold PlusH4461-050 · HMO | $30 | $3,700 | none | 4 of 5 |
| BSW SeniorCare Advantage BasicH2032-002 · PPO | $32 | $7,150 | none | 4 of 5 |
| HumanaChoiceR4182-004 · Regional PPO | $46 | $8,200 | none | 3.5 of 5 |
| HumanaChoiceH5216-042 · PPO | $62 | $6,750 | none | 3.5 of 5 |
| BSW SeniorCare Advantage PreferredH8142-005 · HMO-POS | $65 | $4,500 | none | 4 of 5 |
| HumanaChoiceR4182-003 · Regional PPO | $100 | $8,200 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC TX-61R6801-012 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
| BSW SeniorCare Advantage PlatinumH2032-003 · PPO | $145 | $6,600 | none | 4 of 5 |
| BSW SeniorCare Advantage Preferred RxH8142-002 · HMO-POS | $152 | $5,400 | none | 4 of 5 |
| BSW SeniorCare Advantage PremiumH8142-006 · HMO-POS | $170 | $4,500 | none | 4 of 5 |
| BSW SeniorCare Advantage Premium RxH8142-003 · HMO-POS | $258 | $5,000 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Navarro in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Blue Cross Medicare Advantage Choice PlusH1666-006 | 27 | Not offered |
| UHC Complete Care Support TX-1AR6801-008 | 17 | Not offered |
| Blue Cross Medicare Advantage Choice PremierH1666-003 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage OptimumH1666-022 | fewer than 11 | Not offered |
| Wellcare Dual AccessH5294-015 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Dual Care PlusH9706-002 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Navarro use Medicare Advantage?
6,008 of the county's 11,480 people with Medicare were in a Medicare Advantage plan in September 2026, 52.3%; in Texas as a whole the share is 54.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in TexasEvery county of the state
- 10 stand-alone drug plans in TexasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027