Medicare Advantage plans in Union, SC, 2027
Union, South Carolina has 38 Medicare Advantage plans open to everyone for 2027 (37 in 2026) and 22 special needs plans, according to the CMS landscape files; 30 of the open plans have a $0 premium. 2 plans that served the county in 2026 end or leave it, each with fewer than 11 members living here (CMS hides smaller counts).
What changes in Union for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 37 | 38 | ▲up 1 |
| Special needs plans | 19 | 22 | ▲up 3 |
| Plans with a $0 premium | 26 | 30 | ▲up 4 |
| Plans that lower the Part B premium | 16 | 15 | ▼down 1 |
| Median out-of-pocket limit | $6,750 | $7,975 | ▲up $1,225 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Union join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Devoted Core 001 SCH3041-001 · HMO | $0 | $5,900 | none | not rated (too little data) |
| Wellcare Simple OpenH7326-001 · PPO | $0 | $6,300 | none | 4 of 5 |
| Wellcare Assist OpenH7326-007 · PPO | $0 | $6,500 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-217 · PPO | $0 | $6,700 | $70 | 3.5 of 5 |
| HealthSpring CourageH7020-005 · HMO | $0 | $6,700 | $155 | 4 of 5 |
| HealthSpring Preferred SavingsH7020-010 · HMO | $0 | $6,700 | $182 | 4 of 5 |
| Devoted Choice 001 SCH7028-001 · PPO | $0 | $7,050 | none | 4.5 of 5 |
| Wellcare AssistH4847-005 · HMO-POS | $0 | $7,100 | none | 4 of 5 |
| Wellcare SimpleH4847-001 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| HumanaChoiceH5216-423 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC SC-0005H5322-040 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx SC-MA01H5322-043 · HMO-POS | $0 | $7,150 | $170 | 4 of 5 |
| HealthSpring PreferredH7020-011 · HMO | $0 | $7,150 | none | 4 of 5 |
| Devoted Choice Giveback Extras 040 SCH7028-040 · PPO | $0 | $7,150 | $70 | 4.5 of 5 |
| HumanaChoiceR0110-019 · Regional PPO | $0 | $7,200 | none | 3.5 of 5 |
| Devoted Choice Giveback 002 SCH7028-002 · PPO | $0 | $7,750 | $184.70 | 4.5 of 5 |
| HumanaChoiceH5216-347 · PPO | $0 | $9,100 | none | 3.5 of 5 |
| HumanaChoiceH7617-095 · PPO | $0 | $9,100 | none | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx SC-MA2H2001-140 · PPO | $0 | $9,250 | $175 | 4.5 of 5 |
| Wellcare Patriot GivebackH4847-006 · HMO-POS | $0 | $9,250 | $165 | 4 of 5 |
Show the other 18 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Devoted Choice MA Only 003 SCH7028-003 · PPO | $0 | $9,250 | $184.70 | 4.5 of 5 |
| Wellcare GivebackH4847-007 · HMO-POS | $0 | $9,850 | $45 | 4 of 5 |
| HumanaChoice GivebackH5216-154 · PPO | $0 | $9,850 | $47 | 3.5 of 5 |
| HumanaChoiceH5216-157 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoice GivebackH5216-345 · PPO | $0 | $9,850 | $106 | 3.5 of 5 |
| Aetna Medicare SignatureH5521-245 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| Aetna Medicare EagleH5521-279 · PPO | $0 | $9,850 | $100 | 4.5 of 5 |
| HumanaChoice GivebackH7617-094 · PPO | $0 | $9,850 | $108 | 4.5 of 5 |
| HumanaChoice GivebackH7617-119 · PPO | $0 | $9,850 | $65 | 4.5 of 5 |
| UHC Medicare Advantage Patriot No Rx GS-MA01R2604-005 · Regional PPO | $0 | $9,850 | none | 4 of 5 |
| Aetna Medicare Value PlusH3146-011 · HMO | $7 | $8,200 | none | 4.5 of 5 |
| HealthSpring True ChoiceH7849-136 · PPO | $12 | $6,750 | none | 3 of 5 |
| HumanaChoiceH5216-466 · PPO | $25 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH5521-251 · PPO | $33 | $9,850 | none | 4.5 of 5 |
| Aetna Medicare EnhancedH3146-040 · HMO | $39 | $8,200 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC SC-0006H5322-044 · HMO-POS | $49 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage from UHC SC-0004H2001-108 · PPO | $58 | $7,150 | none | 4.5 of 5 |
| Humana Full AccessR0110-020 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Union in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Devoted Premium 003 SCH3041-003 | fewer than 11 | Not offered |
| HealthSpring True Choice PlusH7849-114 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| HealthSpring AchieveH7020-012 | Chronic or Disabling Condition | $0 |
| UHC Complete Care SC-1H2001-060 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice Giveback Extras 045 SCH7028-045 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice Enhanced 005 SCH7028-005 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice 004 SCH7028-004 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Chronic CareH3146-038 | Chronic or Disabling Condition | $0 |
| Humana Dual IntegratedH1396-001 | Dual-Eligible | $0 |
| UHC Dual Complete SC-S001H2001-032 | Dual-Eligible | $0 |
| UHC Dual Complete SC-S2H2001-075 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH3146-016 | Dual-Eligible | $0 |
| Aetna Medicare Chronic Care TotalH3146-036 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH5216-243 | Institutional | $0 |
| HumanaChoice: Diabetes and HeartH5216-244 | Chronic or Disabling Condition | $0 |
| Wellcare Absolute Total Care Dual AlignH5272-001 | Dual-Eligible | $0 |
| Humana Gold Plus: Diabetes and HeartH5619-161 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Choice Plus 006 SCH7028-006 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH7617-128 | Institutional | $0 |
| UHC Complete Care Support GS-1AR2604-002 | Chronic or Disabling Condition | $2.10 |
| UHC Dual Advantage SC-V1H2001-059 | Dual-Eligible | $7.30 |
| UHC Complete Care Support SC-7H2001-076 | Chronic or Disabling Condition | $7.30 |
| First Choice VIP CareH4739-001 | Dual-Eligible | $7.30 |
| Molina Medicare Complete Care PlusH8176-004 | Dual-Eligible | $7.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Union use Medicare Advantage?
4,686 of the county's 7,736 people with Medicare were in a Medicare Advantage plan in September 2026, 60.6%; in South Carolina as a whole the share is 46.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in South CarolinaEvery county of the state
- 8 stand-alone drug plans in South CarolinaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027