Medicare Advantage plans in Richland, SC, 2027
Richland, South Carolina has 39 Medicare Advantage plans open to everyone for 2027 (38 in 2026) and 21 special needs plans, according to the CMS landscape files; 30 of the open plans have a $0 premium. 1 plan that served the county in 2026 ends or leaves it, with 131 members living here in September 2026.
What changes in Richland for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 38 | 39 | ▲up 1 |
| Special needs plans | 20 | 21 | ▲up 1 |
| Plans with a $0 premium | 27 | 30 | ▲up 3 |
| Plans that lower the Part B premium | 17 | 14 | ▼down 3 |
| Median out-of-pocket limit | $8,475 | $9,850 | ▲up $1,375 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Richland join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| BlueCross Blue BasicH8003-007 · PPO | $0 | $5,900 | none | 4 of 5 |
| Wellcare Simple OpenH7326-001 · PPO | $0 | $6,300 | none | 4 of 5 |
| Wellcare Assist OpenH7326-007 · PPO | $0 | $6,500 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-217 · PPO | $0 | $6,700 | $70 | 3.5 of 5 |
| Wellcare AssistH4847-005 · HMO-POS | $0 | $7,100 | none | 4 of 5 |
| Wellcare SimpleH4847-001 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| HumanaChoiceH5216-423 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC SC-0005H5322-040 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx SC-MA01H5322-043 · HMO-POS | $0 | $7,150 | $170 | 4 of 5 |
| HumanaChoiceR0110-019 · Regional PPO | $0 | $7,200 | none | 3.5 of 5 |
| Aetna Medicare SignatureH3146-014 · HMO | $0 | $8,200 | none | 4.5 of 5 |
| HumanaChoiceH5216-347 · PPO | $0 | $9,100 | none | 3.5 of 5 |
| HumanaChoiceH7617-095 · PPO | $0 | $9,100 | none | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx SC-MA2H2001-140 · PPO | $0 | $9,250 | $175 | 4.5 of 5 |
| Wellcare Patriot GivebackH4847-006 · HMO-POS | $0 | $9,250 | $165 | 4 of 5 |
| Wellcare GivebackH4847-007 · HMO-POS | $0 | $9,850 | $45 | 4 of 5 |
| HumanaChoice GivebackH5216-154 · PPO | $0 | $9,850 | $47 | 3.5 of 5 |
| HumanaChoiceH5216-157 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-286 · PPO | $0 | $9,850 | $150 | 3.5 of 5 |
| HumanaChoice GivebackH5216-345 · PPO | $0 | $9,850 | $106 | 3.5 of 5 |
Show the other 19 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Aetna Medicare SignatureH5521-245 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| Aetna Medicare EagleH5521-279 · PPO | $0 | $9,850 | $100 | 4.5 of 5 |
| Humana Gold PlusH5619-152 · HMO | $0 | $9,850 | none | 3 of 5 |
| Humana Gold Plus GivebackH5619-169 · HMO | $0 | $9,850 | $58 | 3 of 5 |
| Humana Gold PlusH5619-171 · HMO | $0 | $9,850 | none | 3 of 5 |
| HumanaChoice GivebackH7617-094 · PPO | $0 | $9,850 | $108 | 4.5 of 5 |
| Humana USAA Honor GivebackH7617-096 · PPO | $0 | $9,850 | $150 | 4.5 of 5 |
| HumanaChoice GivebackH7617-119 · PPO | $0 | $9,850 | $65 | 4.5 of 5 |
| BlueCross Total ValueH8003-005 · PPO | $0 | $9,850 | $1 | 4 of 5 |
| UHC Medicare Advantage Patriot No Rx GS-MA01R2604-005 · Regional PPO | $0 | $9,850 | none | 4 of 5 |
| Aetna Medicare Value PlusH3146-011 · HMO | $7 | $8,200 | none | 4.5 of 5 |
| HumanaChoiceH5216-280 · PPO | $7.30 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH5216-466 · PPO | $25 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH5521-251 · PPO | $33 | $9,850 | none | 4.5 of 5 |
| BlueCross TotalH8003-002 · PPO | $39 | $9,250 | none | 4 of 5 |
| AARP Medicare Advantage from UHC SC-0006H5322-044 · HMO-POS | $49 | $7,150 | none | 4 of 5 |
| Humana Gold ChoiceH8145-069 · PFFS | $56 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC SC-0004H2001-108 · PPO | $58 | $7,150 | none | 4.5 of 5 |
| Humana Full AccessR0110-020 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Richland in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Aetna Medicare Signature CareH5521-500 | 131 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Senior CareH4172-003 | Institutional | $0 |
| UHC Complete Care SC-1H2001-060 | Chronic or Disabling Condition | $0 |
| UHC Nursing Home Plan SC-F001H0710-053 | Institutional | $0 |
| Humana Dual IntegratedH1396-001 | Dual-Eligible | $0 |
| UHC Dual Complete SC-S001H2001-032 | Dual-Eligible | $0 |
| UHC Dual Complete SC-S2H2001-075 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH3146-016 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH3146-023 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-243 | Institutional | $0 |
| HumanaChoice: Diabetes and HeartH5216-244 | Chronic or Disabling Condition | $0 |
| HumanaChoice SNP-DEH5216-277 | Dual-Eligible | $0 |
| Wellcare Absolute Total Care Dual AlignH5272-001 | Dual-Eligible | $0 |
| Humana Gold Plus: Diabetes and HeartH5619-161 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH7617-128 | Institutional | $0 |
| UHC Complete Care Support GS-1AR2604-002 | Chronic or Disabling Condition | $2.10 |
| UHC Dual Advantage SC-V1H2001-059 | Dual-Eligible | $7.30 |
| UHC Complete Care Support SC-7H2001-076 | Chronic or Disabling Condition | $7.30 |
| First Choice VIP CareH4739-001 | Dual-Eligible | $7.30 |
| PruittHealth PremierH6345-002 | Institutional | $7.30 |
| Molina Medicare Complete Care PlusH8176-004 | Dual-Eligible | $7.30 |
| NHC AdvantageH4172-001 | Institutional | $12.20 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Richland use Medicare Advantage?
34,637 of the county's 80,443 people with Medicare were in a Medicare Advantage plan in September 2026, 43.1%; in South Carolina as a whole the share is 46.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in South CarolinaEvery county of the state
- 8 stand-alone drug plans in South CarolinaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027