Medicare Advantage plans in Payne, OK, 2027
Payne, Oklahoma has 11 Medicare Advantage plans open to everyone for 2027 (6 in 2026) and 6 special needs plans, according to the CMS landscape files; 6 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in Payne for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 6 | 11 | ▲up 5 |
| Special needs plans | 3 | 6 | ▲up 3 |
| Plans with a $0 premium | 3 | 6 | ▲up 3 |
| Plans that lower the Part B premium | 6 | 4 | ▼down 2 |
| Median out-of-pocket limit | $6,225 | $5,700 | ▼down $525 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Payne join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Senior Health Plan Silver SavingsH3755-007 · HMO | $0 | $4,500 | $100 | 4 of 5 |
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| HumanaChoiceH5216-337 · PPO | $0 | $5,700 | none | 3.5 of 5 |
| Senior Health Plan Silver PlusH3755-005 · HMO | $0 | $6,500 | none | 4 of 5 |
| HumanaChoice GivebackH5216-264 · PPO | $0 | $7,925 | $91 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-056 · PPO | $0 | $7,925 | $93 | 4.5 of 5 |
| HumanaChoiceH5216-081 · PPO | $26 | $6,850 | none | 3.5 of 5 |
| Senior Health Plan PlatinumH3755-001 · HMO | $35 | $4,450 | none | 4 of 5 |
| HumanaChoiceH5216-316 · PPO | $50 | $4,900 | none | 3.5 of 5 |
| HumanaChoiceH5216-083 · PPO | $59 | $6,900 | none | 3.5 of 5 |
| Senior Health Plan Platinum PlusH3755-004 · HMO | $120 | $5,000 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| HumanaChoice: Diabetes and HeartH5216-372 | Chronic or Disabling Condition | $0 |
| HumanaChoice: Diabetes and HeartH7617-078 | Chronic or Disabling Condition | $0 |
| HumanaChoice SNP-DEH5216-228 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-331 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH7617-076 | Dual-Eligible | $0 |
| Senior Health Plan Oklahoma Dual CompleteH3755-006 | Dual-Eligible | $11 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Payne use Medicare Advantage?
2,951 of the county's 13,914 people with Medicare were in a Medicare Advantage plan in September 2026, 21.2%; in Oklahoma as a whole the share is 42.5%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in OklahomaEvery county of the state
- 9 stand-alone drug plans in OklahomaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027