Medicare Advantage plans in Monroe, OH, 2027
Monroe, Ohio has 32 Medicare Advantage plans open to everyone for 2027 (40 in 2026) and 19 special needs plans, according to the CMS landscape files; 20 of the open plans have a $0 premium. 19 plans that served the county in 2026 end or leave it, with 375 members living here in September 2026.
What changes in Monroe for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 40 | 32 | ▼down 8 |
| Special needs plans | 25 | 19 | ▼down 6 |
| Plans with a $0 premium | 25 | 20 | ▼down 5 |
| Plans that lower the Part B premium | 16 | 12 | ▼down 4 |
| Median out-of-pocket limit | $6,700 | $6,875 | ▲up $175 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Monroe join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Mount Carmel MediGold Glory No RXH3668-013 · HMO | $0 | $4,900 | $130 | 4.5 of 5 |
| HumanaChoiceR0110-015 · Regional PPO | $0 | $5,700 | $46 | 3.5 of 5 |
| Aetna Medicare Signature CareH0628-017 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| Mount Carmel MediGold No PremiumH3668-019 · HMO | $0 | $5,900 | $6.20 | 4.5 of 5 |
| Anthem VeteranH4036-022 · PPO | $0 | $5,900 | $184 | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC OH-2H5253-062 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| Anthem VeteranR5941-013 · Regional PPO | $0 | $6,100 | none | 3.5 of 5 |
| Anthem Medicare AdvantageH3655-045 · HMO-POS | $0 | $6,500 | none | 4 of 5 |
| HumanaChoiceH5216-285 · PPO | $0 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceH7617-004 · PPO | $0 | $6,750 | none | 4.5 of 5 |
| AARP Medicare Advantage Extras from UHC OH-11H5253-132 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Anthem Extra HelpH3655-041 · HMO-POS | $0 | $7,350 | none | 4 of 5 |
| The Health Plan SecureCare Integrity Plan 1H3672-021 · HMO | $0 | $7,500 | $15 | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-218 · PPO | $0 | $7,900 | $110 | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-441 · PPO | $0 | $7,900 | $185 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-073 · PPO | $0 | $7,900 | $185 | 4.5 of 5 |
| AARP Medicare Advantage Giveback from UHC OH-17H5253-135 · HMO-POS | $0 | $8,500 | $58 | 4 of 5 |
| Mount Carmel MediGold Cash BackH3668-030 · HMO | $0 | $8,900 | $160 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx OH-MA2H5253-244 · HMO-POS | $0 | $8,900 | $200 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx OH-MA01H8768-021 · PPO | $0 | $8,900 | $200 | 3.5 of 5 |
Show the other 12 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| The Health Plan SecureCare: Option IIH3672-020 · HMO | $13 | $7,500 | none | 3.5 of 5 |
| Anthem Medicare AdvantageH4036-026 · PPO | $24 | $8,500 | none | 4 of 5 |
| AARP Medicare Advantage from UHC OH-19H5253-260 · HMO-POS | $35 | $3,900 | none | 4 of 5 |
| HumanaChoiceH5216-023 · PPO | $44 | $6,000 | none | 3.5 of 5 |
| The Health Plan SecureChoice OptimumH8604-014 · PPO | $45 | $7,000 | none | 3.5 of 5 |
| Mount Carmel MediGold PlusH3668-022 · HMO | $49 | $4,500 | none | 4.5 of 5 |
| Humana Full AccessH5525-042 · PPO | $53 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC OH-0014H8768-007 · PPO | $82 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH5525-030 · PPO | $86 | $4,450 | none | 3.5 of 5 |
| Anthem Medicare AdvantageR5941-014 · Regional PPO | $106 | $6,750 | none | 3.5 of 5 |
| Mount Carmel MediGold PremierH3668-018 · HMO | $109 | $3,900 | none | 4.5 of 5 |
| HumanaChoiceR0110-016 · Regional PPO | $121 | $7,150 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Monroe in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HumanaChoice GivebackH7617-003 | 66 | Leaves the county |
| UHC Dual Complete OH-D002H5322-028 | 56 | Not offered |
| HumanaChoice GivebackH5216-309 | 51 | Leaves the county |
| UHC Dual Complete OH-S3H1285-002 | 42 | Not offered |
| Humana USAA Honor Giveback with RxH5216-307 | 42 | Leaves the county |
| HumanaChoiceH5216-395 | 32 | Leaves the county |
| Humana Dual SelectH5525-046 | 28 | Not offered |
| Aetna Medicare Dual CareH0628-013 | 24 | Not offered |
| Aetna Medicare Partial DualH0628-041 | 17 | Not offered |
| Humana USAA Honor Giveback with RxH7617-060 | 17 | Leaves the county |
| Wellcare Dual AccessH0908-001 | fewer than 11 | Not offered |
| Wellcare SimpleH0908-003 | fewer than 11 | Not offered |
| Wellcare AssistH0908-004 | fewer than 11 | Not offered |
| Wellcare Dual ReserveH0908-006 | fewer than 11 | Not offered |
| Mount Carmel MediGold Premium ChoiceH1846-005 | fewer than 11 | Not offered |
| UHC Dual Complete OH-D1H2001-058 | fewer than 11 | Not offered |
| The Health Plan SecureCare SNPH3672-019 | fewer than 11 | Leaves the county |
| Humana Together in Health SelectH5216-453 | fewer than 11 | Not offered |
| UHC Dual Complete OH-V002H5322-034 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Monroe use Medicare Advantage?
2,225 of the county's 4,036 people with Medicare were in a Medicare Advantage plan in September 2026, 55.1%; in Ohio as a whole the share is 56.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in OhioEvery county of the state
- 9 stand-alone drug plans in OhioIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027