Medicare Advantage plans in Guernsey, OH, 2027
Guernsey, Ohio has 39 Medicare Advantage plans open to everyone for 2027 (47 in 2026) and 22 special needs plans, according to the CMS landscape files; 28 of the open plans have a $0 premium. 20 plans that served the county in 2026 end or leave it, with 1,038 members living here in September 2026.
What changes in Guernsey for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 47 | 39 | ▼down 8 |
| Special needs plans | 29 | 22 | ▼down 7 |
| Plans with a $0 premium | 32 | 28 | ▼down 4 |
| Plans that lower the Part B premium | 18 | 15 | ▼down 3 |
| Median out-of-pocket limit | $6,500 | $6,750 | ▲up $250 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Guernsey join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Mount Carmel MediGold Glory No RXH3668-013 · HMO | $0 | $4,900 | $130 | 4.5 of 5 |
| Devoted Choice 001 OHH2526-001 · PPO | $0 | $5,300 | none | 4 of 5 |
| Devoted Choice 003 OHH2526-003 · PPO | $0 | $5,300 | none | 4 of 5 |
| Devoted Core 019 OHH2697-019 · HMO | $0 | $5,450 | none | 4 of 5 |
| Devoted Core 007 OHH2697-007 · HMO | $0 | $5,500 | none | 4 of 5 |
| HumanaChoiceR0110-015 · Regional PPO | $0 | $5,700 | $46 | 3.5 of 5 |
| Aetna Medicare Signature CareH0628-017 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| Mount Carmel MediGold No PremiumH3668-019 · HMO | $0 | $5,900 | $6.20 | 4.5 of 5 |
| Anthem VeteranH4036-022 · PPO | $0 | $5,900 | $184 | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC OH-5H5253-144 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| Aetna Medicare SignatureH5521-089 · PPO | $0 | $5,900 | none | 4.5 of 5 |
| Anthem VeteranR5941-013 · Regional PPO | $0 | $6,100 | none | 3.5 of 5 |
| Anthem Medicare AdvantageH3655-045 · HMO-POS | $0 | $6,500 | none | 4 of 5 |
| HumanaChoiceH5216-285 · PPO | $0 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceH7617-004 · PPO | $0 | $6,750 | none | 4.5 of 5 |
| Devoted Giveback Extras 028 OHH2697-028 · HMO | $0 | $6,800 | $90 | 4 of 5 |
| Aetna Medicare Eagle GivebackH5521-487 · PPO | $0 | $6,900 | $105 | 4.5 of 5 |
| AARP Medicare Advantage Extras from UHC OH-10H5253-131 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Anthem Extra HelpH3655-041 · HMO-POS | $0 | $7,350 | none | 4 of 5 |
| The Health Plan SecureCare Integrity Plan 1H3672-021 · HMO | $0 | $7,500 | $15 | 3.5 of 5 |
Show the other 19 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-218 · PPO | $0 | $7,900 | $110 | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-441 · PPO | $0 | $7,900 | $185 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-073 · PPO | $0 | $7,900 | $185 | 4.5 of 5 |
| Devoted Giveback 009 OHH2697-009 · HMO | $0 | $8,000 | $170 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC OH-17H5253-135 · HMO-POS | $0 | $8,500 | $58 | 4 of 5 |
| Mount Carmel MediGold Cash BackH3668-030 · HMO | $0 | $8,900 | $160 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx OH-MA2H5253-244 · HMO-POS | $0 | $8,900 | $200 | 4 of 5 |
| Devoted Choice MA Only 002 OHH2526-002 · PPO | $0 | $9,250 | $184.70 | 4 of 5 |
| The Health Plan SecureCare: Option IIH3672-020 · HMO | $13 | $7,500 | none | 3.5 of 5 |
| HumanaChoiceH5216-023 · PPO | $44 | $6,000 | none | 3.5 of 5 |
| The Health Plan SecureChoice OptimumH8604-014 · PPO | $45 | $7,000 | none | 3.5 of 5 |
| AARP Medicare Advantage Essentials from UHC OH-6H5253-124 · HMO-POS | $49 | $4,450 | none | 4 of 5 |
| Mount Carmel MediGold PlusH3668-022 · HMO | $49 | $4,500 | none | 4.5 of 5 |
| Humana Full AccessH5525-042 · PPO | $53 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC OH-8H5253-126 · HMO-POS | $59 | $4,900 | none | 4 of 5 |
| HumanaChoiceH5525-030 · PPO | $86 | $4,450 | none | 3.5 of 5 |
| Anthem Medicare AdvantageR5941-014 · Regional PPO | $106 | $6,750 | none | 3.5 of 5 |
| Mount Carmel MediGold PremierH3668-018 · HMO | $109 | $3,900 | none | 4.5 of 5 |
| HumanaChoiceR0110-016 · Regional PPO | $121 | $7,150 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Guernsey in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Aetna Medicare Dual CareH0628-013 | 267 | Not offered |
| UHC Dual Complete OH-S3H1285-002 | 186 | Not offered |
| UHC Dual Complete OH-D002H5322-028 | 175 | Not offered |
| Aetna Medicare Partial DualH0628-041 | 92 | Not offered |
| HumanaChoice GivebackH7617-003 | 80 | Leaves the county |
| Humana Dual SelectH5525-046 | 64 | Not offered |
| Humana USAA Honor Giveback with RxH5216-307 | 44 | Leaves the county |
| UHC Dual Complete OH-D1H2001-058 | 40 | Not offered |
| Humana USAA Honor Giveback with RxH7617-060 | 33 | Leaves the county |
| HumanaChoice GivebackH5216-309 | 29 | Leaves the county |
| Wellcare SimpleH0908-003 | 14 | Not offered |
| Devoted Dual Plus 010 OHH2697-010 | 14 | Not offered |
| Wellcare Dual AccessH0908-001 | fewer than 11 | Not offered |
| Wellcare AssistH0908-004 | fewer than 11 | Not offered |
| Wellcare Dual ReserveH0908-006 | fewer than 11 | Not offered |
| Mount Carmel MediGold Premium ChoiceH1846-005 | fewer than 11 | Not offered |
| Devoted Dual 011 OHH2697-011 | fewer than 11 | Not offered |
| The Health Plan SecureCare SNPH3672-019 | fewer than 11 | Leaves the county |
| Humana Together in Health SelectH5216-453 | fewer than 11 | Not offered |
| UHC Dual Complete OH-V002H5322-034 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted C-SNP Enhanced 020 OHH2697-020 | Chronic or Disabling Condition | $0 |
| Humana Senior Living PlanH7617-142 | Institutional | $0 |
| Wellcare Buckeye Health Dual ReserveH4158-003 | Dual-Eligible | $0 |
| Devoted C-SNP Giveback Extras 023 OHH2697-023 | Chronic or Disabling Condition | $0 |
| UHC Complete Care OH-18H5253-190 | Chronic or Disabling Condition | $0 |
| Anthem Dual AdvantageH2628-005 | Dual-Eligible | $0 |
| Aetna Medicare Chronic CareH0628-038 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Chronic Care TotalH0628-033 | Chronic or Disabling Condition | $0 |
| Anthem I MyCare Ohio Full Dual SupportH2628-001 | Dual-Eligible | $0 |
| Anthem Dual Advantage PlusH2628-006 | Dual-Eligible | $0 |
| Anthem I MyCare Ohio Full Dual AdvantageH2628-007 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 016 OHH2697-016 | Chronic or Disabling Condition | $0 |
| Wellcare Buckeye MyCare Ohio Dual Align UnityH4158-001 | Dual-Eligible | $0 |
| Wellcare Buckeye Health Dual AccessH4158-002 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-401 | Institutional | $0 |
| UHC Complete Care Support OH-2AH5253-264 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH7617-140 | Institutional | $0 |
| Wellcare Buckeye MyCare Ohio Dual AlignH4158-004 | Dual-Eligible | $10.30 |
| CareSource MyCare OhioH6396-017 | Dual-Eligible | $21.10 |
| Valor Health PlanH1119-001 | Institutional | $21.10 |
| Molina Complete Care for MyCare OhioH9955-008 | Dual-Eligible | $21.10 |
| Molina Complete Care Connect for MyCare OhioH9955-009 | Dual-Eligible | $21.10 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Guernsey use Medicare Advantage?
5,388 of the county's 9,786 people with Medicare were in a Medicare Advantage plan in September 2026, 55.1%; in Ohio as a whole the share is 56.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in OhioEvery county of the state
- 9 stand-alone drug plans in OhioIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027