Medicare Advantage plans in Defiance, OH, 2027
Defiance, Ohio has 36 Medicare Advantage plans open to everyone for 2027 (43 in 2026) and 25 special needs plans, according to the CMS landscape files; 24 of the open plans have a $0 premium. 23 plans that served the county in 2026 end or leave it, with 609 members living here in September 2026.
What changes in Defiance for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 43 | 36 | ▼down 7 |
| Special needs plans | 31 | 25 | ▼down 6 |
| Plans with a $0 premium | 29 | 24 | ▼down 5 |
| Plans that lower the Part B premium | 17 | 11 | ▼down 6 |
| Median out-of-pocket limit | $6,550 | $6,500 | ▼down $50 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Defiance join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| SummaCare Medicare AmberH3660-058 · HMO | $0 | $3,450 | none | 4.5 of 5 |
| Devoted Core 022 OHH2697-022 · HMO | $0 | $4,750 | none | 4 of 5 |
| Devoted Core 001 OHH2697-001 · HMO | $0 | $4,900 | none | 4 of 5 |
| Devoted Choice 001 OHH2526-001 · PPO | $0 | $5,300 | none | 4 of 5 |
| Devoted Choice 003 OHH2526-003 · PPO | $0 | $5,300 | none | 4 of 5 |
| Aetna Medicare Signature CareH0628-001 · HMO-POS | $0 | $5,500 | none | 4 of 5 |
| Humana Gold PlusH6622-022 · HMO-POS | $0 | $5,500 | none | 3.5 of 5 |
| HumanaChoiceR0110-015 · Regional PPO | $0 | $5,700 | $46 | 3.5 of 5 |
| Anthem VeteranH4036-022 · PPO | $0 | $5,900 | $184 | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC OH-5H5253-144 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| Aetna Medicare SignatureH5521-088 · PPO | $0 | $5,900 | none | 4.5 of 5 |
| Anthem VeteranR5941-013 · Regional PPO | $0 | $6,100 | none | 3.5 of 5 |
| Devoted Giveback Extras 026 OHH2697-026 · HMO | $0 | $6,350 | $90 | 4 of 5 |
| Anthem Medicare AdvantageH3655-045 · HMO-POS | $0 | $6,500 | none | 4 of 5 |
| Aetna Medicare Eagle GivebackH5521-487 · PPO | $0 | $6,900 | $105 | 4.5 of 5 |
| AARP Medicare Advantage Extras from UHC OH-9H5253-130 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Anthem Extra HelpH3655-041 · HMO-POS | $0 | $7,350 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-218 · PPO | $0 | $7,900 | $110 | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-441 · PPO | $0 | $7,900 | $185 | 3.5 of 5 |
| Devoted Giveback 003 OHH2697-003 · HMO | $0 | $8,000 | $184.70 | 4 of 5 |
Show the other 16 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC OH-17H5253-135 · HMO-POS | $0 | $8,500 | $58 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx OH-MA2H5253-244 · HMO-POS | $0 | $8,900 | $200 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx OH-MA01H8768-021 · PPO | $0 | $8,900 | $200 | 3.5 of 5 |
| Devoted Choice MA Only 002 OHH2526-002 · PPO | $0 | $9,250 | $184.70 | 4 of 5 |
| Anthem Medicare AdvantageH4036-026 · PPO | $24 | $8,500 | none | 4 of 5 |
| Humana Gold PlusH6622-055 · HMO | $27 | $6,550 | none | 3.5 of 5 |
| Devoted Premium 002 OHH2697-002 · HMO | $31 | $6,500 | none | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC OH-6H5253-124 · HMO-POS | $42 | $4,450 | none | 4 of 5 |
| HumanaChoiceH5216-023 · PPO | $44 | $6,000 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC OH-0016H8768-063 · PPO | $47 | $7,150 | none | 3.5 of 5 |
| Humana Full AccessH5525-042 · PPO | $53 | $9,850 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC OH-8H5253-126 · HMO-POS | $56 | $4,900 | none | 4 of 5 |
| Anthem Medicare Advantage 3H4036-025 · PPO | $59 | $7,150 | none | 4 of 5 |
| SummaCare Medicare SapphireH3660-029 · HMO-POS | $85 | $3,800 | none | 4.5 of 5 |
| Anthem Medicare AdvantageR5941-014 · Regional PPO | $106 | $6,750 | none | 3.5 of 5 |
| HumanaChoiceR0110-016 · Regional PPO | $121 | $7,150 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Defiance in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Humana USAA Honor Giveback with RxH5216-307 | 106 | Leaves the county |
| UHC Dual Complete OH-D002H5322-028 | 106 | Not offered |
| Humana USAA Honor Giveback with RxH7617-060 | 88 | Leaves the county |
| UHC Dual Complete OH-S3H1285-002 | 65 | Not offered |
| Aetna Medicare Dual CareH0628-013 | 63 | Not offered |
| Humana Dual SelectH5525-046 | 34 | Not offered |
| Humana Gold Plus SNP-DEH6622-087 | 34 | Not offered |
| Aetna Medicare Partial DualH0628-041 | 29 | Not offered |
| UHC Dual Complete OH-D1H2001-058 | 21 | Not offered |
| Humana Gold Plus SNP-DEH6622-015 | 19 | Not offered |
| Humana USAA Honor GivebackH7617-073 | 17 | Leaves the county |
| Wellcare SimpleH0908-003 | 15 | Not offered |
| Devoted Dual Plus 010 OHH2697-010 | 12 | Not offered |
| Wellcare Dual AccessH0908-001 | fewer than 11 | Not offered |
| Wellcare AssistH0908-004 | fewer than 11 | Not offered |
| Wellcare Dual ReserveH0908-006 | fewer than 11 | Not offered |
| Mount Carmel MediGold ChoiceH1846-006 | fewer than 11 | Not offered |
| Devoted Dual 011 OHH2697-011 | fewer than 11 | Not offered |
| Mount Carmel MediGold Glory No RXH3668-013 | fewer than 11 | Leaves the county |
| Mount Carmel MediGold No PremiumH3668-020 | fewer than 11 | Not offered |
| Mount Carmel MediGold Cash BackH3668-030 | fewer than 11 | Leaves the county |
| Humana Together in Health SelectH5216-453 | fewer than 11 | Not offered |
| UHC Dual Complete OH-V002H5322-034 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Perennial Advantage PremierH8797-004 | Institutional | $0 |
| Devoted C-SNP Enhanced 017 OHH2697-017 | Chronic or Disabling Condition | $0 |
| Humana Senior Living PlanH7617-142 | Institutional | $0 |
| Devoted C-SNP Giveback Extras 024 OHH2697-024 | Chronic or Disabling Condition | $0 |
| Wellcare Buckeye Health Dual ReserveH4158-003 | Dual-Eligible | $0 |
| UHC Complete Care OH-18H5253-190 | Chronic or Disabling Condition | $0 |
| Anthem Dual AdvantageH2628-005 | Dual-Eligible | $0 |
| Aetna Medicare Chronic CareH0628-039 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus: Diabetes and HeartH6622-017 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Chronic Care TotalH0628-034 | Chronic or Disabling Condition | $0 |
| Anthem I MyCare Ohio Full Dual SupportH2628-001 | Dual-Eligible | $0 |
| Anthem Dual Advantage PlusH2628-006 | Dual-Eligible | $0 |
| Anthem I MyCare Ohio Full Dual AdvantageH2628-007 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 016 OHH2697-016 | Chronic or Disabling Condition | $0 |
| Wellcare Buckeye MyCare Ohio Dual Align UnityH4158-001 | Dual-Eligible | $0 |
| Wellcare Buckeye Health Dual AccessH4158-002 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-401 | Institutional | $0 |
| UHC Complete Care Support OH-2AH5253-264 | Chronic or Disabling Condition | $0 |
| Humana Together in HealthH7617-140 | Institutional | $0 |
| Wellcare Buckeye MyCare Ohio Dual AlignH4158-004 | Dual-Eligible | $10.30 |
| CareSource MyCare OhioH6396-017 | Dual-Eligible | $21.10 |
| Valor Health PlanH1119-001 | Institutional | $21.10 |
| Perennial Advantage StriveH8797-001 | Institutional | $21.10 |
| Molina Complete Care for MyCare OhioH9955-008 | Dual-Eligible | $21.10 |
| Molina Complete Care Connect for MyCare OhioH9955-009 | Dual-Eligible | $21.10 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Defiance use Medicare Advantage?
5,005 of the county's 9,703 people with Medicare were in a Medicare Advantage plan in September 2026, 51.6%; in Ohio as a whole the share is 56.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in OhioEvery county of the state
- 9 stand-alone drug plans in OhioIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027