Medicare Advantage plans in Luna, NM, 2027
Luna, New Mexico has 7 Medicare Advantage plans open to everyone for 2027 (12 in 2026) and 11 special needs plans, according to the CMS landscape files; 6 of the open plans have a $0 premium. 9 plans that served the county in 2026 end or leave it, with 626 members living here in September 2026.
What changes in Luna for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 12 | 7 | ▼down 5 |
| Special needs plans | 12 | 11 | ▼down 1 |
| Plans with a $0 premium | 9 | 6 | ▼down 3 |
| Plans that lower the Part B premium | 4 | 3 | ▼down 1 |
| Median out-of-pocket limit | $4,550 | $5,900 | ▲up $1,350 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Luna join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC EP-1H2406-039 · PPO | $0 | $4,450 | none | 4 of 5 |
| Devoted Core 005 NMH9977-005 · HMO | $0 | $4,750 | none | not rated (too new) |
| AARP Medicare Advantage Extras from UHC EP-3H2406-121 · PPO | $0 | $5,900 | none | 4 of 5 |
| Devoted Giveback Extras 016 NMH9977-016 · HMO | $0 | $6,150 | $75 | not rated (too new) |
| Devoted Giveback 006 NMH9977-006 · HMO | $0 | $8,000 | $184.70 | not rated (too new) |
| AARP Medicare Advantage Giveback from UHC EP-2H2406-119 · PPO | $0 | $9,850 | $67 | 4 of 5 |
| AARP Medicare Advantage from UHC EP-4H2406-135 · PPO | $66 | $4,200 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Luna in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Blue Cross Medicare Advantage SelectH3251-002 | 193 | Not offered |
| Humana Essentials Plus GivebackH5216-435 | 171 | Leaves the county |
| HumanaChoiceH5216-223 | 152 | Leaves the county |
| Blue Cross MA Dual Care Plus PreferredH8634-009 | 52 | Not offered |
| Humana USAA Honor GivebackH5216-436 | 40 | Leaves the county |
| HumanaChoice: Diabetes and HeartH5216-443 | 18 | Leaves the county |
| Blue Cross Medicare Advantage AccessH1666-021 | fewer than 11 | Not offered |
| HumanaChoiceH5216-437 | fewer than 11 | Leaves the county |
| Humana Together in HealthH5216-444 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted C-SNP Enhanced 007 NMH9977-007 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage NM-V1H0294-051 | Dual-Eligible | $0 |
| Blue Cross Medicare Advantage Dual CareH3822-018 | Dual-Eligible | $0 |
| Devoted C-SNP Giveback Extras 013 NMH9977-013 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete NM-Q1H0294-050 | Dual-Eligible | $0 |
| UHC Dual Complete NM-S2H0294-052 | Dual-Eligible | $0 |
| UHC Complete Care Support EP-1AH2001-043 | Chronic or Disabling Condition | $0 |
| Presbyterian Dual PlusH3204-013 | Dual-Eligible | $0 |
| Blue Cross Medicare Advantage Dual Care PlusH3822-017 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 004 NMH9977-004 | Chronic or Disabling Condition | $0 |
| Molina Medicare Complete CareH7318-001 | Dual-Eligible | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Luna use Medicare Advantage?
4,307 of the county's 6,824 people with Medicare were in a Medicare Advantage plan in September 2026, 63.1%; in New Mexico as a whole the share is 50.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in New MexicoEvery county of the state
- 10 stand-alone drug plans in New MexicoIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027