Skip to main content

Independent; not a government site. Official answers: Medicare.gov, 1-800-MEDICARE.

Medicare Advantage plans in Warren, NJ, 2027

Warren, New Jersey has 29 Medicare Advantage plans open to everyone for 2027 (31 in 2026) and 11 special needs plans, according to the CMS landscape files; 18 of the open plans have a $0 premium. 6 plans that served the county in 2026 end or leave it, with 535 members living here in September 2026.

What changes in Warren for 2027?

Individual Medicare Advantage plans sold in the county; the $0, giveback and limit lines count plans open to everyone.
In the county20262027Change
Plans open to everyone3129down 2
Special needs plans811up 3
Plans with a $0 premium1818no change
Plans that lower the Part B premium1111no change
Median out-of-pocket limit$9,250$9,250no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.

Which plans can anyone in Warren join?

29 plans, lowest premium first
PlanPremiumOut-of-pocket limitPart B reduction2026 stars
Humana USAA Honor GivebackH5216-174 · PPO$0$6,750$1053.5 of 5
AARP Medicare Advantage Patriot No Rx NJ-MA01H0755-037 · HMO-POS$0$7,150$1503.5 of 5
AARP Medicare Advantage Essentials from UHC NJ-1H0755-038 · HMO-POS$0$7,150none3.5 of 5
AARP Medicare Advantage Extras from UHC NJ-7H0755-046 · HMO-POS$0$7,150none3.5 of 5
AARP Medicare Advantage Patriot No Rx NJ-MA2H8768-059 · PPO$0$7,150$1203.5 of 5
HumanaChoice GivebackH5216-319 · PPO$0$8,000$1063.5 of 5
HumanaChoice GivebackH7617-045 · PPO$0$8,000$1084.5 of 5
HumanaChoice GivebackH7617-127 · PPO$0$8,250$264.5 of 5
Humana Gold PlusH6622-100 · HMO$0$8,850none3.5 of 5
Wellcare AssistH0913-015 · HMO-POS$0$9,250none3.5 of 5
Devoted Choice 001 NJH1390-001 · PPO$0$9,350nonenot rated
Devoted Choice Giveback Extras 006 NJH1390-006 · PPO$0$9,650$70not rated
Devoted Choice Giveback 002 NJH1390-002 · PPO$0$9,850$118not rated
Aetna Medicare Eagle GivebackH3152-045 · HMO$0$9,850$1004 of 5
Aetna Medicare PrimeH3152-080 · HMO-POS$0$9,850none4 of 5
Aetna Medicare Prime GivebackH5521-277 · PPO$0$9,850$154.5 of 5
Aetna Medicare PrimeH5521-392 · PPO$0$9,850none4.5 of 5
Aetna Medicare Eagle GivebackH5521-504 · PPO$0$9,850$904.5 of 5
Aetna Medicare EliteH3152-098 · HMO$25$9,850none4 of 5
AARP Medicare Advantage from UHC NJ-6H8768-058 · PPO$29$9,400none3.5 of 5
Show the other 9 plans, by premium
PlanPremiumOut-of-pocket limitPart B reduction2026 stars
Wellcare Low PremiumH0913-002 · HMO-POS$35$9,250none3.5 of 5
HumanaChoiceH5216-461 · PPO$36.30$9,250none3.5 of 5
AARP Medicare Advantage from UHC NJ-0004H8768-022 · PPO$69$8,900none3.5 of 5
AARP Medicare Advantage from UHC NJ-0002H0755-044 · HMO-POS$79$7,150none3.5 of 5
AARP Medicare Advantage from UHC NJ-0005H8768-035 · PPO$79$8,400none3.5 of 5
Aetna Medicare Prime ExtraH5521-275 · PPO$84$9,850none4.5 of 5
Aetna Medicare SignatureH3152-048 · HMO$109$9,850none4 of 5
AARP Medicare Advantage from UHC NJ-0003H0755-045 · HMO-POS$115$6,900none3.5 of 5
Aetna Medicare EnhancedR6694-006 · Regional PPO$149$9,850none4 of 5

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.

Which plans leave Warren in 2027?

Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.

2026 planMembers here, Sept. 2026For 2027
Braven Medicare FreedomH0885-008435Not offered
Aetna Medicare Enhanced ExtraH5521-51377Not offered
HealthSpring True ChoiceH7849-14923Leaves the county
Wellcare Patriot SimpleH0913-020fewer than 11Not offered
Wellcare GivebackH0913-021fewer than 11Not offered
Wellcare SimpleH0913-022fewer than 11Not offered

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which special needs plans are sold here?

Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.

PlanWho can joinPremium
UHC Complete Care NJ-8H0755-047Chronic or Disabling Condition$0
Devoted C-SNP Choice Giveback Extras 005 NJH1390-005Chronic or Disabling Condition$0
Devoted C-SNP Choice Plus 003 NJH1390-003Chronic or Disabling Condition$0
Devoted C-SNP Choice Enhanced 004 NJH1390-004Chronic or Disabling Condition$0
Aetna Medicare FIDEH6399-001Dual-Eligible$0
UHC Dual Complete NJ-Y001H3113-005Dual-Eligible$4.10
Longevity Health PlanH9942-001Institutional$18.80
Wellcare Fidelis Dual AlignH0913-013Dual-Eligible$28.40
Wellpoint Full Dual AdvantageH3240-013Dual-Eligible$30.70
Horizon NJ TotalCareH8298-001Dual-Eligible$36.30
Longevity Health PlanH9942-002Institutional$172

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

How many people in Warren use Medicare Advantage?

10,218 of the county's 26,958 people with Medicare were in a Medicare Advantage plan in September 2026, 37.9%; in New Jersey as a whole the share is 41.4%.

Source: CMS Medicare Advantage state and county penetration, September 2026.

What else should you check?